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refinancing? anyone you'd recommend?

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aliwnec10
mom of 3 boys

Member since 4/06

11426 total posts

Name:
Ali

refinancing? anyone you'd recommend?

can anyone recommend who they used to refinance? were you happy with them and the end result?

Posted 6/1/15 8:33 AM
 
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jennifer2184
LIF Infant

Member since 12/10

106 total posts

Name:

Re: refinancing? anyone you'd recommend?

I used teachers federal credit union. They were easy to deal with and the whole process was pretty quick.

Posted 6/1/15 10:49 PM
 

Deeluvsvinny
DONE

Member since 10/08

4952 total posts

Name:
Whatever

refinancing? anyone you'd recommend?

I'd reccommend you call your current lender and ask to do a CEMA- it's a consolidation & assignment so that you don't have to pay mortgage tax again. You can do a CEMA to a new bank, but there are fees involved.

Posted 6/2/15 9:01 AM
 

Blubtrflygrl
LIF Adolescent

Member since 5/15

609 total posts

Name:
allison

Re: refinancing? anyone you'd recommend?

What kind of loan are you trying to do? We are in the process of doing a HARP refinance and are working with Vanguard. I'd be happy to FM you the contact.

If this goes through, we will be saving about $500 a month on our mortgage.

It's a process though and we were having difficulty with Green Tree. (Current lender)

Not looking to let an appraiser in right now since we are mid-renos, and this is required for other types of refinance and financially savings wouldn't be worth it.

Posted 6/2/15 1:12 PM
 

aliwnec10
mom of 3 boys

Member since 4/06

11426 total posts

Name:
Ali

Re: refinancing? anyone you'd recommend?

we're looking to do a jumbo loan + cash out.

See we did a land construction loan almost a decade ago and we needed 20% to get the loan. So my inlaws took out a home equity line on their house to give us the 20%. So we just pay off the loan each month.

I'd like to refinance and have the cash to pay off their equity line.

Posted 6/4/15 7:56 PM
 

aliwnec10
mom of 3 boys

Member since 4/06

11426 total posts

Name:
Ali

Re: refinancing? anyone you'd recommend?

Posted by Blubtrflygrl

What kind of loan are you trying to do? We are in the process of doing a HARP refinance and are working with Vanguard. I'd be happy to FM you the contact.

If this goes through, we will be saving about $500 a month on our mortgage.

It's a process though and we were having difficulty with Green Tree. (Current lender)

Not looking to let an appraiser in right now since we are mid-renos, and this is required for other types of refinance and financially savings wouldn't be worth it.



yes can you FM me your contact there? Chat Icon

Posted 6/5/15 3:45 PM
 

LSP2005
Bunny kisses are so cute!

Member since 5/05

19458 total posts

Name:
L

Re: refinancing? anyone you'd recommend?

Posted by aliwnec10

we're looking to do a jumbo loan + cash out.

See we did a land construction loan almost a decade ago and we needed 20% to get the loan. So my inlaws took out a home equity line on their house to give us the 20%. So we just pay off the loan each month.

I'd like to refinance and have the cash to pay off their equity line.

You would need to have the equity in your home. I would call your existing lender to see if you qualify.

Posted 6/5/15 6:14 PM
 
 

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