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ChattyKathy
LIF Infant
Member since 8/07 346 total posts
Name:
Lauren
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Savings Account with Highest Annual Yield?
What Annual percentage yeild does your savings account have?
When I opened my ING I swear it was 4%, and now its 2.8 or something.
I want one that is higher, any suggestions?
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Posted 6/15/08 8:34 PM  |
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Beth
The Key to your new home....
Member since 2/06 24849 total posts
Name:
Beth
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Re: Savings Account with Highest Annual Yield?
I have a 5% from citi bank- but I got it a few years ago- I don't think the rate is that high now - I should check to see if it dropped- but I don't think it has
I just opened an ING at 3%
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| Posted 6/15/08 8:52 PM |
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CAMCaps
Live Laugh Love Run
Member since 6/07 4922 total posts
Name:
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Re: Savings Account with Highest Annual Yield?
My HSBC account used to be 4.5, now it is at about 2.8. Due to the economy, all interest rates are decreasing.
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| Posted 6/15/08 9:01 PM |
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CunningOne
***
Member since 5/05 26975 total posts
Name:
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Re: Savings Account with Highest Annual Yield?
I have an e-Citi saving account which I think is up in the 5's, if not high 4%-wise.
I also have a GMAC account, which consistently yeilds about 5.75-6%. I have mostly all my savings there. At one point you had to be a GM employee or spouse of one, but now I think it's open to anyone. I can check on that for you.
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| Posted 6/15/08 9:04 PM |
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ChattyKathy
LIF Infant
Member since 8/07 346 total posts
Name:
Lauren
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Re: Savings Account with Highest Annual Yield?
Thanks ladies, I'll check on the ones you suggested.
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| Posted 6/15/08 9:15 PM |
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Selden78
I lvoe the fall :)
Member since 6/06 3543 total posts
Name:
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Re: Savings Account with Highest Annual Yield?
I would look into cds or something other then a savings accoutn, unless you know you will need the $$
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| Posted 6/15/08 9:42 PM |
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Jackie24
~We Did it~
Member since 7/06 6718 total posts
Name:
Jackie
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Re: Savings Account with Highest Annual Yield?
I also have the citi e savings, which was about 5% when I opened it but much lower now
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| Posted 6/15/08 9:58 PM |
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Samson7256
LIF Infant
Member since 5/06 93 total posts
Name:
John
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Re: Savings Account with Highest Annual Yield?
The Citibank E savings account is currently at 2.67%. If you look at your June statement you'll see it.
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| Posted 6/16/08 12:34 PM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: Savings Account with Highest Annual Yield?
Countrywide Bank currently has 3.75% and will be higher than basically any other bank out there.
Or if you are a heavy debit card user, just get one of the many 6% interest reward checking accounts.
If you make 10+ debit purchases a month (any amount) and get direct deposit and electronic statements you will get 6% interest.
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| Posted 6/16/08 12:36 PM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: Savings Account with Highest Annual Yield?
Posted by chmlengr
I have an e-Citi saving account which I think is up in the 5's, if not high 4%-wise.
I also have a GMAC account, which consistently yeilds about 5.75-6%.
These accounts no longer put out the rates you are quoting. The Citi is definitely lower. Not sure about the GMAC but if thats FDIC insured I am sure thats much lower too.
I could be wrong but if you think they are still the same, feel free to post a link to the current rates.
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| Posted 6/16/08 12:38 PM |
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Beth
The Key to your new home....
Member since 2/06 24849 total posts
Name:
Beth
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Re: Savings Account with Highest Annual Yield?
Posted by Samson7256
The Citibank E savings account is currently at 2.67%. If you look at your June statement you'll see it.
thanks
I don't get paper statements
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| Posted 6/16/08 1:33 PM |
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mycrayon1
LIF Toddler
Member since 10/07 438 total posts
Name:
Carolyn
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Re: Savings Account with Highest Annual Yield?
My job has 1% for the regular savings, 4% on checking, and an average of 3% on cds.
ING is def down to around 2.8, but so is everyone else thanks to the economy
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| Posted 6/16/08 1:35 PM |
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Re: Savings Account with Highest Annual Yield?
my ING is down to 3% but I'm sticking with them for my short-term savings because of how convenient they are and I just dig them.
Perhaps you should look for more of an investment-type-deal (formal terminology) if you are looking for a greater return.
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| Posted 6/16/08 1:45 PM |
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BlueDiamonds
mommy to 3 boys
Member since 2/07 3885 total posts
Name:
proud mommy
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Re: Savings Account with Highest Annual Yield?
my savings is with WaMU and it yields 3.25%. it's online and linked to my checking account. i like it b/c i can easily move money back and forth when needed. this allows me to keep as much money in savings as possible and only enough in checking for bills when they are due. i used to have ING but i hated the 3 day wait time and the fact that funds were not accessible for a period of time after deposit.
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| Posted 6/16/08 3:06 PM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: Savings Account with Highest Annual Yield?
Posted by Beth1210
Posted by Samson7256
The Citibank E savings account is currently at 2.67%. If you look at your June statement you'll see it.
thanks
I don't get paper statements
yep, that's what it is..blows..but everyone's rate is low right now. Beth, it should say on your e-statements.
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| Posted 6/16/08 3:14 PM |
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