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Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?

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Leeners
:)

Member since 5/05

4898 total posts

Name:
Eileen

Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?

I think this might be helpful for people looking. I know I for one had ZERO idea about this stuff when I started.

I'll start:

DH and I have a rate of 5.875% and we locked it Feb 24, 2006 (no points).

Message edited 3/31/2006 10:52:36 AM.

Posted 3/30/06 2:50 PM
 
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DjPiLL

Member since 5/05

3664 total posts

Name:
Richard

Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?

My 5.375 (30yr fixed 0 points) was locked in sometime in early July of '05 (forget when exactly).

I timed the market perfectly. Chat Icon

Posted 3/30/06 2:53 PM
 

Ang-Rich
Beyond Compare

Member since 5/05

17988 total posts

Name:

Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?

When we purchased our coop in 2001 we had an interest rate of 7.125%. We refinanced in 2003 and now we are at 5.5%

Posted 3/30/06 2:54 PM
 

schnapy
LIF Adolescent

Member since 9/05

766 total posts

Name:
Diana

Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?

we have 5.25 locked in MArch 2005

Posted 3/30/06 2:56 PM
 

CunningOne
***

Member since 5/05

26975 total posts

Name:

Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?

We bought in 2000 and had an interest rate of 8.25% on a 30-year mortgage (but a much more reasonable buying price).

We refinanced in mid-2002 (after we got married, I don't exactly remember when) and we went to a 15-year mortgage and have a 5.25% rate! Best thing we ever did!

Posted 3/30/06 3:03 PM
 

metsgirlie
How did you get blue eyes?

Member since 11/05

3763 total posts

Name:
LC's Mommy

Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?

Thinking of locking today which would be at 6.5%. I am in Westchester if that matters.

Message edited 3/30/2006 5:08:18 PM.

Posted 3/30/06 3:03 PM
 

Eva Luna
Be kind...life's hard!

Member since 8/05

4750 total posts

Name:
God, bless & heal my DH, JenG's DH Rob & DebG

Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?

We're currently locked as of 3/26/06 at 6.25% in GA. Closing is in about 3 weeks, so this will remain.

Posted 3/30/06 3:18 PM
 

metsgirlie
How did you get blue eyes?

Member since 11/05

3763 total posts

Name:
LC's Mommy

Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?

Posted by sasha

We're currently locked as of 3/26/06 at 6.25% in GA. Closing is in about 3 weeks, so this will remain.




Glad to see someone else in the 6's all these 5's are making me really jealous Chat Icon

Posted 3/30/06 3:23 PM
 

MrsRbk
<3 <3 <3 <3

Member since 1/06

19197 total posts

Name:
Michelle

Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?

We locked in sometime last june at 5.25

Posted 3/30/06 3:30 PM
 

Blu-ize
Plan B is Now Plan A

Member since 7/05

32475 total posts

Name:
Susan

Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?

We locked for our re-fi at 5.5% in August 05. Also 30 year.

The condo we locked Feb 06 at 6.375% 10/1 interest only 5% down.

Posted 3/30/06 3:43 PM
 

LuckySV
LIF Adult

Member since 10/05

4675 total posts

Name:

Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?

5% Locked in sometime in Feb '05

Posted 3/30/06 3:46 PM
 

Eva Luna
Be kind...life's hard!

Member since 8/05

4750 total posts

Name:
God, bless & heal my DH, JenG's DH Rob & DebG

Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?

Posted by metsgirlie

Posted by sasha

We're currently locked as of 3/26/06 at 6.25% in GA. Closing is in about 3 weeks, so this will remain.




Glad to see someone else in the 6's all these 5's are making me really jealous Chat Icon



I'm sure all the "5" peple have excellent credit. DH and I are ecstatic that we're getting that rate with "OK" credit. Chat Icon Chat Icon

Posted 3/30/06 4:15 PM
 

MsG
Should be working

Member since 5/05

2824 total posts

Name:
G

Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?

5.5 in July 2005

Posted 3/30/06 4:25 PM
 

LSP2005
Bunny kisses are so cute!

Member since 5/05

19458 total posts

Name:
L

Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?

5.125% 30 yr fixed in July 2005

Posted 3/30/06 4:30 PM
 

Palebride
I am an amazing bakist

Member since 5/05

13673 total posts

Name:
Lori

Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?

Don't be jealous.....

4.25% from March 2004

Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon

Posted 3/30/06 4:32 PM
 

metsgirlie
How did you get blue eyes?

Member since 11/05

3763 total posts

Name:
LC's Mommy

Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?

Posted by Palebride

Don't be jealous.....

4.25% from March 2004

Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon






Chat Icon

Posted 3/30/06 5:02 PM
 

Palebride
I am an amazing bakist

Member since 5/05

13673 total posts

Name:
Lori

Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?

Posted by metsgirlie

Posted by Palebride

Don't be jealous.....

4.25% from March 2004

Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon






Chat Icon



I KNOW!!!!
I wish we could stay here longer....I'm going to miss that rate once we're officially sold!Chat Icon

Posted 3/30/06 7:14 PM
 

raken40
soooo in love:)

Member since 5/05

4369 total posts

Name:
Karen

Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?

we have 5.875% and locked in in aug 05-30 yr fixed, no points.
our second mtg is 6% also locked in aug 05- 20 yr fixed, no points

Message edited 3/30/2006 8:04:56 PM.

Posted 3/30/06 8:03 PM
 

Leeners
:)

Member since 5/05

4898 total posts

Name:
Eileen

Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?

Posted by Palebride

Don't be jealous.....

4.25% from March 2004

Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon



OMG Lori Chat Icon If I had your interest rate, I'd be paying $200 less a month Chat Icon

Why is THAT the one thing I haven't copied you on??? Chat Icon

Posted 3/30/06 9:22 PM
 

Palebride
I am an amazing bakist

Member since 5/05

13673 total posts

Name:
Lori

Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?

Posted by Leeners

Posted by Palebride

Don't be jealous.....

4.25% from March 2004

Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon



OMG Lori Chat Icon If I had your interest rate, I'd be paying $200 less a month Chat Icon

Why is THAT the one thing I haven't copied you on??? Chat Icon



I wish you could have copied that! We got soooo lucky!!!!

Posted 3/30/06 9:35 PM
 

lululu
LIF Adult

Member since 7/05

9511 total posts

Name:

Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?

On my condo I have 4% on a 5 yr ARM but on the house that we just bought we locked 5.875 in early February..... Chat Icon

Posted 3/31/06 9:20 AM
 

ODonnell
.

Member since 9/05

5983 total posts

Name:

Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?

We got 5% on a floating rate in February 05.

ETA: DH is a veteran so that was an extra discountChat Icon

Message edited 3/31/2006 9:28:02 AM.

Posted 3/31/06 9:27 AM
 

krashnburn
I am Batman!

Member since 5/05

4093 total posts

Name:
I'm Batman, I tell you!

Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?

5.875% Nov '05 with .75pts.

Posted 3/31/06 10:19 AM
 

wilandnet
LIF Infant

Member since 9/05

224 total posts

Name:

Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?

Just locked last week a rate of 6.375%

Posted 3/31/06 12:21 PM
 

MrsPorkChop
Twinning!!

Member since 5/05

9941 total posts

Name:
Missy

Re: Semi-spinoff: What interest rate do you have on your mortgage and when did you get/lock that rate?

Posted by schnapy

we have 5.25 locked in MArch 2005



same exact here

Posted 3/31/06 1:44 PM
 
Pages: [1] 2
 

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