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Store credit card questions

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headoverheels
s'il vous plaît

Member since 6/07

42079 total posts

Name:
LB

Store credit card questions

1. If you don't use a store credit card for a certain amount of time, is it customary or usual for the store to close that card?

2. If the card is closed, and in the future, if you decide that you want that store card again, how difficult is it to open another one?

TIA!

Posted 12/13/11 9:23 PM
 
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Mrs213
????????

Member since 2/09

18986 total posts

Name:

Re: Store credit card questions

It's customary for them to close accounts after a period of inactivity, if your credit is decent, usually not a problem to open a new account or reactivate the old account

Posted 12/13/11 9:25 PM
 

Gdesq
LIF Adult

Member since 5/05

1314 total posts

Name:

Re: Store credit card questions

Posted by Mrs213

It's customary for them to close accounts after a period of inactivity, if your credit is decent, usually not a problem to open a new account or reactivate the old account



this

Posted 12/13/11 9:41 PM
 

CunningOne
***

Member since 5/05

26975 total posts

Name:

Re: Store credit card questions

This happened to me with Lord and Taylor! Chat Icon I used it in August and by the time I went to use it again 6 months later, it had been closed for inactivity. No warning, no nothing! I had to wait for the lady to call customer service and find out the problem, then I had to wait another 5 minutes while they ran a new credit app and issued me a new number.

That card is probably closed now for inactivity! I only shop there maybe once or twice a year! Chat Icon

Posted 12/13/11 10:20 PM
 

Kerie-is-so-very
versatile!

Member since 5/05

13535 total posts

Name:
K

Re: Store credit card questions

Usually very easy to reopen and you get the discount that they give to first time card users.

Message edited 12/13/2011 10:46:38 PM.

Posted 12/13/11 10:46 PM
 
 

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