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What do you do to save money?

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Pages: 1 [2]

Sweetpea130000
My Love!

Member since 5/05

2375 total posts

Name:
Shandra

Re: What do you do to save money?

I bring lunch almost every day.

Some money each check goes directly to savings.

buy very few things at retail prices.

look for sales when food shopping

Posted 8/15/06 3:10 PM
 
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LAMGAJ28
.

Member since 10/05

6039 total posts

Name:

Re: What do you do to save money?

Posted by karacg

Nothing....

BUT -
- you could put your cell phones on one plan.
- combine your car insurance under one name, as well as any other memberships like AAA.



Great Advice !!!
-You can also try to pay off your credit cards so that you have no CC debt. We pay off ours in its entirety at the end of the month. Once you don't have this, that money that you are paying every month can be saved.
-We both have sort of an allowance of $100 for each of us for 1 week to spend in what we need (lunch, gas etc).
-We have a separate savings account besides our savings/checking account and the money that is deposited there is not withdrawn.

Posted 8/15/06 3:57 PM
 

MrsPorkChop
Twinning!!

Member since 5/05

9941 total posts

Name:
Missy

Re: What do you do to save money?

not much

buy things on sale - never ever pay full price- EVER

i dont buy expensive coffees like starbucks unless i have a gift card or if someone else is buying (like at work)

i get free breakfast and lunch and cell phone at work so that saves me a ton

trying to go to the grocery store less....by being more creative with my meals

i dont have great tips though...im not good at saving

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Posted 8/15/06 4:02 PM
 

skygirl
Our prayers were answered:)

Member since 6/05

4919 total posts

Name:
Erica

Re: What do you do to save money?

keep my arse out of the stores and make a concious effort between want and needChat Icon .


Trying not to use credit cards, I have come a LONG way in the past few years with this one.

Also, we have switched broadband companies, will be switching cell phone carriers etc. every little here and there is helping.

Posted 8/15/06 4:03 PM
 

LisaI
Momma's Little Beans

Member since 1/06

3923 total posts

Name:

Re: What do you do to save money?

My husband put me on a budgetChat Icon

Posted 8/15/06 4:14 PM
 

lvdolphins
My Loves!

Member since 5/05

46292 total posts

Name:

Re: What do you do to save money?

Coupons
Return bottles and cans
Save all change
Bring lunch to work everyday
Eat breakfast at home.

Posted 8/15/06 5:59 PM
 

Redhead
You Live, You Learn

Member since 5/05

31871 total posts

Name:
Jennifer

Re: What do you do to save money?

Posted by beautyq115

Since I just got married...I was looking for advice on ways to save $$$

i post on LIFChat Icon Chat Icon Chat Icon Chat Icon

if i wasn't i would be in the malls Chat Icon

Posted 8/15/06 6:03 PM
 

jozieb0925
Double Trouble!

Member since 5/05

4358 total posts

Name:
Josie

Re: What do you do to save money?

Def. direct deposit $$ (even it's $100 a month) into a seperate account..I used to do this when I was living at home/working..you would be surprised how much you can save..

We try to limit our eatting out...not only will you save, but you will probably drop weight..

Transfer credit card debt to 0% and when that's up, keep transferring it to other 0% cards..I have been doing this with my grad school tuition and it's saved me soooo much $$$



Message edited 8/15/2006 7:13:31 PM.

Posted 8/15/06 7:11 PM
 

Karen
Just chillin'!!

Member since 1/06

9690 total posts

Name:
Karen

Re: What do you do to save money?

a couple of things

~ make my own coffee in the morning ($1.60 a day doesn't sound like much, but times 185 school days, it adds up)!

~ bring my lunch 4x a week - I do let myself spurge like once a week if there is something on the menu that I really love

~ cook at home!! this has got to be the biggest way of saving, IMO! especially if when you grocery shop you hit sales and use coupons.

Posted 8/15/06 7:56 PM
 

MissJones
I need a nap!

Member since 5/05

22134 total posts

Name:

Re: What do you do to save money?

We've been bad lately, but here is what I/we ususally do:
clip coupons and buy onsale
pay the credit card in full
use the atm only at the bank for that card (save atm fees and interest on the c/c)
watch electric usage
shop at tj maxx/marshalls
look for sales
make a list for the grocery store
we opened a little savings account for big future splurges like a new tv or something.
bring lunch
starbucks/dunkin donuts is a TREAT, not a staple

we've been bad with eating out. That is our vice. But we're starting to make a weekly menu to help with that.

We also have the spare change jar, which last year, paid for the dishwasher. Now, we take quarters out for laundry, so that stinks.

Posted 8/15/06 8:04 PM
 
Pages: 1 [2]
 

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