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Yikes!! Paying for everything for Christmas with Cash stinks!!!

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LIMOMx2
...

Member since 5/05

24989 total posts

Name:

Yikes!! Paying for everything for Christmas with Cash stinks!!!

I guess in the long run it is good but jeez!!!!!! Watching your checking account go lower and lower sucks!!!

Posted 12/6/08 7:37 AM
 
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justme4u
LIF Adolescent

Member since 8/08

575 total posts

Name:

Re: Yikes!! Paying for everything for Christmas with Cash stinks!!!

I hear ya, i spent a thousand yesterday like THAT!

Posted 12/6/08 7:45 AM
 

bklyngirl
COULD THIS BE MY YEAR??

Member since 6/05

15758 total posts

Name:
Gail

Re: Yikes!! Paying for everything for Christmas with Cash stinks!!!

we love using cash. we put money in a xmas club every yr so we don't have to touch our savings

Posted 12/6/08 7:46 AM
 

Blu-ize
Plan B is Now Plan A

Member since 7/05

32475 total posts

Name:
Susan

Re: Yikes!! Paying for everything for Christmas with Cash stinks!!!

yep, I've been doing more debit lately.

Blah!

Posted 12/6/08 7:51 AM
 

IrishTracy
Believe!!

Member since 5/05

15167 total posts

Name:
Tracy

Re: Yikes!! Paying for everything for Christmas with Cash stinks!!!

I totally agree!!

Posted 12/6/08 8:27 AM
 

Lisa
I'm a PANK!!!

Member since 5/05

22334 total posts

Name:
Professional Aunts No Kids

Re: Yikes!! Paying for everything for Christmas with Cash stinks!!!

Cash this year seems to be the best way to go.The economy is too scary to rack up any debt!! Chat Icon

Posted 12/6/08 8:35 AM
 

SweetestOfPeas
J'taime Paris!

Member since 3/06

32345 total posts

Name:

Re: Yikes!! Paying for everything for Christmas with Cash stinks!!!

we've been using our debit card for all gifts (except for a $50 purchase I made on amazon.com). It's great feeling knowing that there won't be a huge CC bill coming in January Chat Icon

Posted 12/6/08 9:46 AM
 

Erica
LIF Adult

Member since 5/05

11767 total posts

Name:

Re: Yikes!! Paying for everything for Christmas with Cash stinks!!!

Just think how you will feel in mid January when you don't get the CC bills to pay!


January 24 is the most depressing day (according to British studies) since that's when people have to figure out how to pay for the holidays and the holiday feelings are over - at least this way you are spending your money - but still have the holidays to look forward to.

Posted 12/6/08 9:48 AM
 

SweetTooth
I'm a tired mommy!

Member since 12/05

20105 total posts

Name:
Lauren

Re: Yikes!! Paying for everything for Christmas with Cash stinks!!!

Posted by bklyngirl

we love using cash. we put money in a xmas club every yr so we don't have to touch our savings



We need to start doing this.

Posted 12/6/08 10:41 AM
 

cantbelieveit
Love these kids!

Member since 10/05

4708 total posts

Name:
Tammy

Re: Yikes!! Paying for everything for Christmas with Cash stinks!!!

I wish I could say the sameChat Icon .

Posted 12/6/08 10:55 AM
 

JennZ
MY LIFE!!

Member since 8/05

25463 total posts

Name:

Re: Yikes!! Paying for everything for Christmas with Cash stinks!!!

We ONLY use our debit cards. The last major thing we put on our CC was our St Lucia trip 2 yrs ago. We hardly ever use a CC.

Posted 12/6/08 10:59 AM
 

Phyl
R.I.P. Sweet Mia ♥

Member since 5/06

28918 total posts

Name:
The Mystical Azzhorse! ™

Re: Yikes!! Paying for everything for Christmas with Cash stinks!!!

When you first start paying all cash it can be a shock ! Once you really see what your budget will allow,after the holidays, it gets better.

You have to just keep telling yourself that it's worth it in the long run to not break down and charge everyday things.

Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon

Posted 12/6/08 11:05 AM
 

luvshopping
LIF Adolescent

Member since 3/07

616 total posts

Name:
ME!!!!

Re: Yikes!! Paying for everything for Christmas with Cash stinks!!!

you 'll thank yourself once the holidays are over and everyone is complaining about all the debt they racked up on their cc's! I'm paying for all my gifts in cash this year too. I've just learned to be a little more creative this year!!

Posted 12/6/08 11:08 AM
 

azoodie

Member since 8/05

8377 total posts

Name:
Team SEXY BACK

Re: Yikes!! Paying for everything for Christmas with Cash stinks!!!

Never done this before! It's a good idea though. We are good at sticking to our list and within budget though. Christmas can get out of hand real easy, really fast Chat Icon

Posted 12/6/08 11:23 AM
 

MrsRJP
Happy Spring!!!

Member since 12/07

2151 total posts

Name:
Rena Marie

Re: Yikes!! Paying for everything for Christmas with Cash stinks!!!

We used debit this year too. Maybe one or 2 things were put on credit but majority was on our debit. We rather pay it up front then owing a large bill.

Posted 12/6/08 2:22 PM
 

wannabemom
look who's freshly baked!

Member since 12/07

7364 total posts

Name:
aka marriedinportjeff

Re: Yikes!! Paying for everything for Christmas with Cash stinks!!!

everything totally on credit...

but I must declare, I did pretty well overall. I think I only spent about $400 on everyone together Chat Icon I found some super duper bargains.....

Posted 12/6/08 2:28 PM
 

HeatherRose
Life is Good :)

Member since 11/07

6605 total posts

Name:

Re: Yikes!! Paying for everything for Christmas with Cash stinks!!!

I only use my debit card. I know there are some benifits to using a cc, but for me, I spend wiser when I see my cash go down. Works the best for me.

Posted 12/6/08 2:51 PM
 

Beth
The Key to your new home....

Member since 2/06

24849 total posts

Name:
Beth

Re: Yikes!! Paying for everything for Christmas with Cash stinks!!!

I just started using my debit card more and my Amex less

even though I pay Amex in full

I still tend to over spend thinking that I have a month to pay for it

I feel better about it too

Posted 12/6/08 2:58 PM
 

MrsPJB2007
MBA at your service!

Member since 7/06

12020 total posts

Name:
MJ

Re: Yikes!! Paying for everything for Christmas with Cash stinks!!!

cash and debit only this year! woohooo!

Posted 12/6/08 3:32 PM
 

missus-hbradio
Twin mommy

Member since 5/05

15857 total posts

Name:

Re: Yikes!! Paying for everything for Christmas with Cash stinks!!!

We have a Christmas club too. There is no way we would be able to afford anything otherwise.

Posted 12/6/08 3:35 PM
 

rojerono
Happiest.

Member since 8/06

13803 total posts

Name:
Jeannie

Re: Yikes!! Paying for everything for Christmas with Cash stinks!!!

At least you have a checking account left...Chat Icon

Posted 12/6/08 4:00 PM
 

MsMBV
:P

Member since 5/05

28602 total posts

Name:
Me

Re: Yikes!! Paying for everything for Christmas with Cash stinks!!!

Posted by bklyngirl

we love using cash. we put money in a xmas club every yr so we don't have to touch our savings

same here. We had ONE bad year of CC usage and that cured me pretty quickly.Chat Icon

Posted 12/6/08 5:02 PM
 

bklyngirl
COULD THIS BE MY YEAR??

Member since 6/05

15758 total posts

Name:
Gail

Re: Yikes!! Paying for everything for Christmas with Cash stinks!!!

Posted by MsMBV

Posted by bklyngirl

we love using cash. we put money in a xmas club every yr so we don't have to touch our savings

same here. We had ONE bad year of CC usage and that cured me pretty quickly.Chat Icon



we have it with commerce/td bank and its great

Posted 12/6/08 5:56 PM
 

LIPrincess
Foxy Lady

Member since 6/05

1610 total posts

Name:
Jaimie

Re: Yikes!! Paying for everything for Christmas with Cash stinks!!!

I only use Cash and I am about 1/2 done, and if it means finishing Mon or Tues before Christmas I'v decided I'm ok with it.

Posted 12/6/08 6:14 PM
 

mcl916
my two loves

Member since 10/06

5133 total posts

Name:
Megan

Re: Yikes!! Paying for everything for Christmas with Cash stinks!!!

Good for you!!

I will be putting everything on a cc for points, but I have the money stashed to pay it off right away. Since I am out on maternity leave, I planned ahead for this Christmas and left money in the bank. We paid off our big cc debt last year and I don't ever want to be in debt like that again!!!

Posted 12/6/08 6:30 PM
 
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