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LightUpOurLife
Totally in love
Member since 8/06 12785 total posts
Name:
Bonnie-Jean
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Mortgages
I seriously can't take paying rent anymore...... we need to buy a house.
How does everyone pick on a place to get a mortgage from?
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Posted 4/7/07 4:07 PM  |
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Long Island Weddings
Long Island's Largest Bridal Resource | Prudential Douglas Elliman Real Estate |
SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: Mortgages
we haven't bought yet but we got pre-approved at 2 different banks. one was WAMU and the was USAA.
honestly, I would call them ALL and see who gives you the best rate. that's what we'll do where were finally ready.
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| Posted 4/7/07 4:28 PM |
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PotofLuck06
Our Baby Boy Is Here!!!
Member since 11/06 13241 total posts
Name:
Betsy
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Re: Mortgages
Take recommendations. I support HSBC and WAMU and went there for pre-approval.
I know Lorich used a different mortgage lending co that she highly recommends, but I forgot the name of it.
Others have used mortgage brokers.
Go with what your comfortable with, check out the various rates being offered and GOOD LUCK! We'll all be here to support your every move.
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| Posted 4/7/07 5:59 PM |
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Nicole728
My Happy Girl
Member since 7/06 8198 total posts
Name:
Me
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Re: Mortgages
My DH works for a mortgage company, so we went with them
American Home Mortgage
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| Posted 4/7/07 6:05 PM |
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Rieslinglady
LIF Zygote
Member since 3/07 39 total posts
Name:
Danielle
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Re: Mortgages
We are going by recommendation, had good experiences from beginning through closing.
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| Posted 4/8/07 8:47 AM |
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MrsFlatbread
Skinny jeans are in my future
Member since 6/06 10258 total posts
Name:
Baby Momma
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Re: Mortgages
We went with a friend who was a broker! He was great and he did all of the work for us!
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| Posted 4/8/07 8:49 AM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: Mortgages
went with a few banks. I shopped it around and put one against the other. Got the best rate by doing that. I have started to use a broker in the past but was less than impressed.
So far we have used Chase and Wells Fargo. Mortgage wise, Chase was better overall. As a bank I think they stink but because we had accounts there with a certain amt they gave us a very good rate with a discount on closing costs.
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| Posted 4/8/07 8:56 AM |
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dbleplay17
My 2 boys!
Member since 10/06 4578 total posts
Name:
Chrissy
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Re: Mortgages
Bank of America was wonderful with everything!
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| Posted 4/8/07 9:50 AM |
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lorich
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Member since 6/05 9987 total posts
Name:
Grammie says "Lora Gina"
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Re: Mortgages
Posted by dbleplay17
Bank of America was wonderful with everything!
Ditto!
My advise....your first time homebuyers...go to LIHP - LI Housing Partnership. Meet with Lynn Law for mortgage counseling. She'll review your finances, etc. Explain everything there is to know.
With our meeting with her she pointed us towards BOA. Now, we went to BOA direct and got horrible results - they as every other bank we saw offered mtgs with PMI or 20 loans - like an 80/20.
The loan we rec'd from BOA through LIHP we financed 97% at ONE rate - 6.125%...THAT'S it! It's a HUGE savings.
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| Posted 4/8/07 1:54 PM |
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ali120206
2 Boys
Member since 7/06 17792 total posts
Name:
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Re: Mortgages
Posted by MrsFlatbread
We went with a friend who was a broker! He was great and he did all of the work for us!
We did the same thing! Our mortgage is through ABN Amro (which was recently purchased by Citigroup).
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| Posted 4/8/07 1:57 PM |
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LightUpOurLife
Totally in love
Member since 8/06 12785 total posts
Name:
Bonnie-Jean
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Re: Mortgages
Wow, these are really great tips ladies, thanks so much!!!!
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| Posted 4/9/07 12:02 AM |
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