What is your dental/vision coverage situation?

Am I the only one without either?

At my first job, I had medical/dental.
At my second, I had medical only. Both of these were Catholic schools, BTW. I've never had vision and I wear glasses/contacts too...

Now, I'm at home, so we have my DH's benefits, but again...only medical.

Last week I spent $200 for a cleaning at the dentist and today, close to $1K for a filling/crown replacement!

Re: What is your dental/vision coverage situation?

There are dental plans out there you can purchase that will give you discount rates at certain dentists.

I got one for my brother that costs $130 a year. Google individual dental plans or discount dental plans.

Re: What is your dental/vision coverage situation?

I'm sorry to hear that you had to spend all that at the dentist.

For us, I carry everything... medical, dental and vision through my company.

For dental, we get 2 cleanings per year and don't pay anything for it. For fillings or other basic services I will have to pay 20% and for major services I pay 50%.

Not sure what I get with vision since I haven't had to use it yet. I'll have to check.

Re: What is your dental/vision coverage situation?

All my coverage is through Aetna.

I don't wear glasses so I don't know anything about the details of the coverage. I do know my co-workers are big on going to Costco and using FSA for contacts and new glasses.

My dental coverage is standard, 2 cleanings a year with 1 full set of xrays.

Re: What is your dental/vision coverage situation?

at my job right now for contacts we are having a special, $84.95 for exam and 3month supply if you can be fitted with the brand of contacts that is with the offer. fm me if you want more info. I know how expensive they can be. good luck! e also have a special for glasses single vision lens and a frame from 79 to 99 dollars depending on the frame.

Re: What is your dental/vision coverage situation?

I chose not to take the vision plan offered because it came out to approx $400/year out of my check. I get glasses once every 2 years and the exam is $50, glasses are no more than $150 (Costco).

My dental plan is free, so of course, I took it. Cleanings are covered 2x a year, and I believe there's varying 80% and 50% coverages based on the procedure needed. Nothing too fantastic, but still better than nothing.

Message edited 6/1/2009 10:21:40 AM.

Re: What is your dental/vision coverage situation?

We also have full coverage. Dental is 2 cleanings a year, 80% of medically necessary work and 50% for the rest. Vision is one regular eye exam a year and a contact exam every two years. They pay $200 towards the frames/lenses and we pay the rest (if they go over, which they sometimes do since fh is a designer glasses snob).