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NYC Teachers w/GHI & Empire and a c-section...

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TheDivineMrsM
2 girls 4 me!

Member since 8/08

7878 total posts

Name:
Mama mama mama....

NYC Teachers w/GHI & Empire and a c-section...

How much did it cost you out of pocket? I got something from Empire the other day that said $2500... Is this how much it's going to cost us? Chat Icon

Posted 12/26/10 8:43 AM
 
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addingonemore
My family is complete <3

Member since 11/10

2037 total posts

Name:

Re: NYC Teachers w/GHI & Empire and a c-section...

Not a teacher, but DH is NYPD with GHI/Empire and my hospital stay/c-section was $300 for me and $300 for baby.

Posted 12/26/10 8:55 AM
 

twicethefun
Loving life

Member since 7/06

4088 total posts

Name:

Re: NYC Teachers w/GHI & Empire and a c-section...

NO. It will not cost that much. Its been a while for me and I don't really remember, but I could have never afforded that twice. You probably have a deductible that you will be responsible for. If you have an in -network doctor they try to use all in-network people there too...like the anesthesiologist who can be costly. If you are using an out of network doctor I would be sure to make it clear that you need in-network doctors and hopre for the best. I still think it should be less than 1000.

Above poster sounds about right.

Message edited 12/26/2010 9:10:06 AM.

Posted 12/26/10 9:09 AM
 

JennB
My princess <3

Member since 5/09

2473 total posts

Name:
Jenn

Re: NYC Teachers w/GHI & Empire and a c-section...

$300

Posted 12/26/10 9:09 AM
 

TheDivineMrsM
2 girls 4 me!

Member since 8/08

7878 total posts

Name:
Mama mama mama....

Re: NYC Teachers w/GHI & Empire and a c-section...

Posted by twicethefun

NO. It will not cost that much. Its been a while for me and I don't really remember, but I could have never afforded that twice. You probably have a deductible that you will be responsible for. If you have an in -network doctor they try to use all in-network people there too...like the anesthesiologist who can be costly. If you are using an out of network doctor I would be sure to make it clear that you need in-network doctors and hopre for the best. I still think it should be less than 1000.

Above poster sounds about right.



I had an emergency c-section under general anesthesia... I wasn't in a position to ask for an in-network doctor.

If I have to have something adjusted on the bill, do I call Winthrop or the insurance company?

Posted 12/26/10 9:12 AM
 

ttcing
LIF Adolescent

Member since 8/09

851 total posts

Name:
Mel

Re: NYC Teachers w/GHI & Empire and a c-section...

Call ur insurance company saying u were not informed about this dr out of network.

I had a baby in June..it cost me 50 for stepping foot in the hospital and then it cost 300 for our deductible. That is how much it should cost u

Posted 12/26/10 9:29 AM
 

twinkletoes807
Mommy's Girls! ♥

Member since 11/07

10116 total posts

Name:
Gabi

Re: NYC Teachers w/GHI & Empire and a c-section...

I'm not a teacher but have GHI and Empire (I'm NYPD) and it cost me $300 for my c-section and $300 for my DD. I would call Heathline (the number is on the back of the Empire card) and speak with them. Chat Icon

Posted 12/26/10 10:02 AM
 

MegZee
My bunny

Member since 5/06

8777 total posts

Name:
Meaghan

Re: NYC Teachers w/GHI & Empire and a c-section...

i paid $0 for the baby and $300 for me

Posted 12/26/10 10:35 AM
 

CmC720
LIF Adolescent

Member since 8/07

868 total posts

Name:

Re: NYC Teachers w/GHI & Empire and a c-section...

I paid $300 too!!

Posted 12/26/10 12:19 PM
 

dandj
Love of my life....

Member since 5/05

3687 total posts

Name:
Denise

Re: NYC Teachers w/GHI & Empire and a c-section...

Posted by CmC720

I paid $300 too!!



Same here

Posted 12/26/10 1:02 PM
 

mbawnr
LIF Toddler

Member since 6/07

400 total posts

Name:
Vanessa

Re: NYC Teachers w/GHI & Empire and a c-section...

$300 for and $300 for the baby
NYC Teacher w?GHI

Posted 12/26/10 1:23 PM
 

twicethefun
Loving life

Member since 7/06

4088 total posts

Name:

Re: NYC Teachers w/GHI & Empire and a c-section...

Posted by TheDivineMrsM

Posted by twicethefun

NO. It will not cost that much. Its been a while for me and I don't really remember, but I could have never afforded that twice. You probably have a deductible that you will be responsible for. If you have an in -network doctor they try to use all in-network people there too...like the anesthesiologist who can be costly. If you are using an out of network doctor I would be sure to make it clear that you need in-network doctors and hopre for the best. I still think it should be less than 1000.

Above poster sounds about right.



I had an emergency c-section under general anesthesia... I wasn't in a position to ask for an in-network doctor.

If I have to have something adjusted on the bill, do I call Winthrop or the insurance company?



Chances are they gave you an in-network doc, but if not do not panic. It will cost more, however GHI pays something like 80% of the bill. I am pretty sure you can tell them you did not know. I would call tomorrow and ask them what you should do.

Posted 12/26/10 2:13 PM
 

beautyq115
New Year!

Member since 5/05

13729 total posts

Name:
Me

Re: NYC Teachers w/GHI & Empire and a c-section...

$300 for me...A little more for the babies since they were in the NICU

Posted 12/26/10 2:25 PM
 
 

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