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CAR LOANS... Anyone can help!?!

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CarlieJLD7
I love my daughter!

Member since 7/07

3061 total posts

Name:
Carlie

CAR LOANS... Anyone can help!?!

So... I picked up my car tonight and I put 10,000 down and finananced the balance through Honda (Chase bank)... I was waiting to get the approval from Bethpage Federal Credit Union and of course I didn't get it until just now...

So I signed all the papers about an hour ago for 5.39% rate, I come home and see the approval from BFCU for 3.49.

Can I go back first thing in the morning and change who I want the loan with??? If I leave a message tonight and tell him not to do anything yet?

I didn't get the extended warentee, and I told him I wanted the night to think about it and he said he would hold submitting my papers until the morning so I can let him know if I wanted it or not...

Do you think they will let me change the lender??? Or no b/c all the papers are signed already???

Sorry this is long but I am so ****** that I didn't check my mail before I left...

HELP!!!

Posted 2/2/11 11:19 PM
 
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Sora777
LIF Infant

Member since 4/09

247 total posts

Name:
Jessica

Re: CAR LOANS... Anyone can help!?!

my MIL tried to do this with Toyota. She ended up refinancing her car because they wouldnt do anything for her.

Posted 2/3/11 7:22 AM
 

cupcakekid
LIF Infant

Member since 9/09

291 total posts

Name:

Re: CAR LOANS... Anyone can help!?!

I'm pretty sure you have 72 hours to back out of a contract like and since it has been 24 you are probably in the clear

Posted 2/3/11 7:45 AM
 

Smileyd17
kids

Member since 5/05

20997 total posts

Name:
Mommy

Re: CAR LOANS... Anyone can help!?!

Sorry looks like you may have to refinance.

Thats how those dealers work, get you in and then you are bound to that contract.

Posted 2/3/11 9:13 AM
 

bicosi
life is a carousel

Member since 7/07

14956 total posts

Name:
M

Re: CAR LOANS... Anyone can help!?!

Check your contract.. there may be a backout clause in there.. if not, you'll have to refinance.Chat Icon

Posted 2/3/11 9:24 AM
 
 

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