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WannaBeAMom11
LIF Adult
Member since 1/11 7391 total posts
Name:
Name
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Car insurance
Who is your carrier? My ins is getting out of hand. I have a paid off car that just has basic and a lease. Geico keeps raising my premium every 6 months and its just dh and I. We have no accidents or tickets and the premium is getting out of hand I'm over $210 month now. Who do have/recommend?
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Posted 11/29/12 10:25 AM  |
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CanThsBit
LIF Toddler
Member since 11/10 451 total posts
Name:
Kina
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Re: Car insurance
We have 21st Century- 2012 leased car, for me & my DH we pay $153
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| Posted 11/29/12 10:32 AM |
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ElizaRags35
My 2 Girls
Member since 2/09 20494 total posts
Name:
Me
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Re: Car insurance
Wow that seems high. I have 1 paid off car and a lease, both with full coverage and I pay a little less than that. I have USAA which won't help you unless you are military or grandfathered in. They've never raised my rates, even after I hit a parked car  last year. I can't say enough good things about them.
ETA: I just checked my bill and did a little comparison.. I pay $196/mo for both cars. My policy just renewed in November. Previously I was paying $203/mo. I didn't change any coverage so my premium actually went down. 
Message edited 11/29/2012 11:14:30 AM.
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| Posted 11/29/12 10:33 AM |
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ThreeforTea
Girls just want to have fun..
Member since 5/12 7482 total posts
Name:
Mama
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Car insurance
Call Interboro Ins Co for a quote..they are pretty cheap
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| Posted 11/29/12 10:39 AM |
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ny55angel
car seat tech & geek :-)
Member since 2/06 4346 total posts
Name:
P
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Car insurance
I have insurance through Travelers that I obtained through a broker. They have access to companies that do not quote direct to the public (but as just as good as any other company) FM me if your like his info, he's never done wrong by me!! Automatically shops my policy at renewals to insure I am getting the best rate available.
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| Posted 11/29/12 10:42 AM |
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danielle3203
LIF Adult
Member since 8/10 1446 total posts
Name:
Danielle
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Re: Car insurance
Posted by WannaBeAMom11
Who is your carrier? My ins is getting out of hand. I have a paid off car that just has basic and a lease. Geico keeps raising my premium every 6 months and its just dh and I. We have no accidents or tickets and the premium is getting out of hand I'm over $210 month now. Who do have/recommend?
ugh we have the same shit going on!!! its sooo annoying. They say bc they are paying out to much in NY that they have to raise the rates all the time!!! I lost it when i spoke to them before!
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| Posted 11/29/12 10:43 AM |
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WannaBeAMom11
LIF Adult
Member since 1/11 7391 total posts
Name:
Name
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Re: Car insurance
Posted by danielle3203
Posted by WannaBeAMom11
Who is your carrier? My ins is getting out of hand. I have a paid off car that just has basic and a lease. Geico keeps raising my premium every 6 months and its just dh and I. We have no accidents or tickets and the premium is getting out of hand I'm over $210 month now. Who do have/recommend?
ugh we have the same shit going on!!! its sooo annoying. They say bc they are paying out to much in NY that they have to raise the rates all the time!!! I lost it when i spoke to them before!
Glad I'm not the only one. I just got my renewal and was sooooo pissed. May go to a broker again but going to call around for quotes.
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| Posted 11/29/12 10:53 AM |
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Xelindrya
Mommy's little YouTube Star!
Member since 8/05 14470 total posts
Name:
Veronica
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Re: Car insurance
Posted by ElizaRags35
Wow that seems high. I have 1 paid off car and a lease, both with full coverage and I pay a little less than that. I have USAA which won't help you unless you are military or grandfathered in. They've never raised my rates, even after I hit a parked car last year. I can't say enough good things about them.
USAA is awesome. Still more expensive than my Amica policy but really you hear NOTHING but good things about USAA.
They are centered here in San Antonio and nearly the whole town qualifies for them but not as many as you think actually buy in.
I qualify because my father is ex-Navy.
I pay about the same here as I did there in NY. Around $170 a month for two cars both paid off, both fully covered. I do get a dividend check each year (I think USAA still does that) so I get paid to have insurance. I will say though.. $170 is an increase for me this year.
I strongly believe in YEARLY insurance as opposed to 6m cycles. You can't raise my rates for a full year! I pay it all in 10m so for 2m I get no bill (auto withdrawal) at all. Plus I loved that I needed NO DEPOSIT when I started.
I shop my insurance every 3yrs or so. I have been with Amica now nearly 12yrs! 
ETA:
Posted by danielle3203
ugh we have the same shit going on!!! its sooo annoying. They say bc they are paying out to much in NY that they have to raise the rates all the time!!! I lost it when i spoke to them before!
Yeah well mine took a huge jump BEFORE Sandy! (august) they said rates in general are going up, period. I was so angry!!  I hung up on the lady and called around to get pricing. Then had to admit it was still cheaper. ticked me off tho. I have no accidents, no tickets (at that time haha). a decade of loyality outta MEAN something!
Message edited 11/29/2012 11:06:01 AM.
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| Posted 11/29/12 11:02 AM |
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Kris828
Hopeful...
Member since 9/10 1322 total posts
Name:
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Car insurance
I had State Farm and pay about 130 full coverage.
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| Posted 11/29/12 12:31 PM |
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CunningOne
***
Member since 5/05 26975 total posts
Name:
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Re: Car insurance
Just switched from Geico to USAA. Rates were pretty much equal, but in the end, USAA saved us a few dollars so we went with them.
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| Posted 11/29/12 2:00 PM |
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mrsm-2011
He is my world!
Member since 6/12 3009 total posts
Name:
Theresa
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Re: Car insurance
We have Allstate, I pay around $250 a month for two cars to be insured. I have had Allstate since I got my license and have never had an issue with them.
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| Posted 11/29/12 2:03 PM |
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Xelindrya
Mommy's little YouTube Star!
Member since 8/05 14470 total posts
Name:
Veronica
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Re: Car insurance
Posted by mrsm-2011
We have Allstate, I pay around $250 a month for two cars to be insured. I have had Allstate since I got my license and have never had an issue with them.
Ok.. confession...
I read the word "Allstate" and heard the baritone actor's voice in my head, like you do in the commercials.
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| Posted 11/29/12 2:57 PM |
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Re: Car insurance
USAA, awesome if you qualify. I spend less for 2 cars (full everything) with them then what I was quoted from Liberty Mutual for 1 car!! Wish I could dump LM for my home owner's but USAA doesn't do "my area", too close to the shore.
Message edited 11/29/2012 3:04:26 PM.
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| Posted 11/29/12 3:04 PM |
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ModDot
PUMPKIN ALL THE THINGS
Member since 8/11 2196 total posts
Name:
Trissy
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Re: Car insurance
Posted by CanThsBit
We have 21st Century- 2012 leased car, for me & my DH we pay $153
how do you like them? they quoted us quite a bit less for our insurance. we currently have Liberty Mutual and it's almost 3k for 2 cars for the year
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| Posted 11/29/12 3:11 PM |
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Shroggie
Don't Worry...Be Happy
Member since 5/06 6261 total posts
Name:
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Re: Car insurance
Geico was actually the cheapest for us.
2 cars - 2011 & 2013, full coverage for $140/month.
I also have my homeowners with them, so I think I get a discount for that.
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| Posted 11/29/12 3:24 PM |
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Pray4Baby2010
<3 Cutest Giants Fan
Member since 10/09 5796 total posts
Name:
MB
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Re: Car insurance
2 cars- 2010 paid off Hyundai SUV, and 2012 financed Mazda SUV- $150/month through AAA
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| Posted 11/29/12 3:33 PM |
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mrsm-2011
He is my world!
Member since 6/12 3009 total posts
Name:
Theresa
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Re: Car insurance
Posted by Xelindrya
Posted by mrsm-2011
We have Allstate, I pay around $250 a month for two cars to be insured. I have had Allstate since I got my license and have never had an issue with them.
Ok.. confession...
I read the word "Allstate" and heard the baritone actor's voice in my head, like you do in the commercials.
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| Posted 11/29/12 3:52 PM |
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muffaboo
LIF Adult
Member since 12/10 3797 total posts
Name:
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Re: Car insurance
Geico, $167 for two cars--full coverage (glass, etc.)
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| Posted 11/29/12 6:51 PM |
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gerihilton
LIF Zygote
Member since 7/12 14 total posts
Name:
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Re: Car insurance
I have auto coverage through The Hartford. They’re very reasonable and their rates are locked in for an entire year as opposed to 6 months as most other companies. Take a look.
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| Posted 12/4/12 7:41 AM |
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