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dcl08
<3
Member since 4/07 3915 total posts
Name:
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banks
I'm looking for a new bank. Can you reccomend one? Who should I stay away from? What's the min you need to keep in you account? Any other hidden fees?
We currently have chase and I hate them!
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Posted 3/22/13 7:01 AM  |
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Raziel69
LIF Infant
Member since 4/11 56 total posts
Name:
Susan
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Re: banks
Stay away from Bank of America.
I switch to Bethpage Credit Union
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| Posted 3/22/13 7:04 AM |
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dcl08
<3
Member since 4/07 3915 total posts
Name:
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Re: banks
Thank you! Bank of america was on my list ill be crossing that off
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| Posted 3/22/13 7:05 AM |
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MrsMick
Baby #2 debuts in March 2016!
Member since 9/09 1977 total posts
Name:
Michele
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banks
I LOVE Bank of America. Been a member for years. They never charge me fees, very convenient and I just love them!
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| Posted 3/22/13 7:16 AM |
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BabyBoy
is Skylar Elizabeth
Member since 5/05 4189 total posts
Name:
Tom
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Re: banks
Sorry you hate Chase. They stood by my side for 20 years..could never imagine a different solution.
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| Posted 3/22/13 7:24 AM |
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Re: banks
I have TD but I've been wanting to change over to a credit union for awhile.
Checking is minimum $100 and I never am below a few hundred in my account, but a few times lately I've had mysterious charges where they've insisted I have been under $100.
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| Posted 3/22/13 7:40 AM |
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MrsM429
Mama x2 <3
Member since 12/10 4946 total posts
Name:
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banks
I went from Chase to Bethpage Federal Credit Union and so far so good
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| Posted 3/22/13 7:44 AM |
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banks
I like TD bank for their hours. I find it so convenient
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| Posted 3/22/13 7:52 AM |
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Re: banks
Posted by EatingMyVeggies
I like TD bank for their hours. I find it so convenient
This, being lazy about changing over all my online stuff and DH is what is keeping me there for now.
We also went there they other day to get some stuff notarized, no one was in there waiting, and they didn't charge us.
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| Posted 3/22/13 7:58 AM |
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peanutbutter2
Carpe diem!
Member since 11/10 5287 total posts
Name:
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Re: banks
I have Capital One, and this bank provides me with a lovely array of issues.
I'd say the website breaks down at least once every other week. MULTIPLE times my debit card has failed to work when I've gone to make a purchase despite the fact that plenty of money was in the account.
Twice, the due date of my credit card has randomly changed. One time I caught it. The other time, I wound up paying late.
Also...if you frequent Greenport...the Capital One ATM is broken every last time I go there.
Message edited 3/22/2013 8:23:28 AM.
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| Posted 3/22/13 8:22 AM |
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Mrs213
????????
Member since 2/09 18986 total posts
Name:
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banks
Capital One 360
(used to be ing direct)
NO FEES
I have a savings and a checking with them. I earn interest and there are no overdraft fees. If I overdraw my account I am charged a small interest fee on the amount I overdraw. Last month I overdrew by a few hundred and paid 11 cents
The only drawback is there are no branches - everything is done online, which is not a problem for me. I just take a picture of the check with my phone and it gets deposited.
We have an account with td bank just to have something local in case we need to get to a branch. The td account is connected to my ing account so I can transfer money back and forth as needed
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| Posted 3/22/13 8:26 AM |
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SlurpeeDad
LIF Adolescent
Member since 1/11 713 total posts
Name:
SlurpeeDad
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Re: banks
For a checking/savings account, I never had any bad issues with Bank of America. Always really great to me.
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| Posted 3/22/13 9:07 AM |
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Cataverri
LIF Toddler
Member since 9/12 390 total posts
Name:
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Re: banks
I have capital one. I dont believe they have a minimum and I bank online which makes everything super easy.
My business acct is through chase and I kinda hate it too.
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| Posted 3/22/13 9:25 AM |
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LSP2005
Bunny kisses are so cute!
Member since 5/05 19458 total posts
Name:
L
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banks
Bank of America stole 4000 from me and it took months of daily calls to get them to return it. They finally did four months later when I delt with the eastern regional president, but it never should have taken that long. I cannot recommend them.
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| Posted 3/22/13 10:35 AM |
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Re: banks
Posted by Mrs213
Capital One 360
(used to be ing direct)
NO FEES
I have a savings and a checking with them. I earn interest and there are no overdraft fees. If I overdraw my account I am charged a small interest fee on the amount I overdraw. Last month I overdrew by a few hundred and paid 11 cents
The only drawback is there are no branches - everything is done online, which is not a problem for me. I just take a picture of the check with my phone and it gets deposited.
We have an account with td bank just to have something local in case we need to get to a branch. The td account is connected to my ing account so I can transfer money back and forth as needed
I have the same accounts. I have never really used the checking.
I just called for them to send me a new debit card and am going to try it out and see how it works.
How are they in terms of clearing your check from deposit?
The guy said it usually goes through within 2 business days.
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| Posted 3/22/13 11:01 AM |
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ElizaRags35
My 2 Girls
Member since 2/09 20494 total posts
Name:
Me
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banks
TD Bank. I've banked with them since '03 when they were Commerce.
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| Posted 3/22/13 11:02 AM |
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Mrs213
????????
Member since 2/09 18986 total posts
Name:
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Re: banks
Posted by MorningCuppaCoffee
Posted by Mrs213
Capital One 360
(used to be ing direct)
NO FEES
I have a savings and a checking with them. I earn interest and there are no overdraft fees. If I overdraw my account I am charged a small interest fee on the amount I overdraw. Last month I overdrew by a few hundred and paid 11 cents
The only drawback is there are no branches - everything is done online, which is not a problem for me. I just take a picture of the check with my phone and it gets deposited.
We have an account with td bank just to have something local in case we need to get to a branch. The td account is connected to my ing account so I can transfer money back and forth as needed
I have the same accounts. I have never really used the checking.
I just called for them to send me a new debit card and am going to try it out and see how it works.
How are they in terms of clearing your check from deposit?
The guy said it usually goes through within 2 business days.
Anytime I've taken a photo of the check for depositing it was cleared the next day
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| Posted 3/22/13 11:17 AM |
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Re: banks
I keep hearing about this picture from your phone feature.
I will need to check it out. Thanks!
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| Posted 3/22/13 11:19 AM |
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maybeamommy
Blessed beyond belief
Member since 10/07 17048 total posts
Name:
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Re: banks
Wells Fargo or Citibank
If you want WF, I can help! Message me :)
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| Posted 3/22/13 11:29 AM |
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Bearcat
Love my little girls!!! <3
Member since 6/10 10818 total posts
Name:
E
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Re: banks
I bank with Bank of America and Bethpage. No problems with either. I've been with BoA for a loooooooooooooooooong time.
DH refuses to move his accounts from Chase.
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| Posted 3/22/13 11:44 AM |
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BklynBabe12
LIF Adolescent
Member since 1/12 561 total posts
Name:
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Re: banks
DH and I both have Chase.
I LOVE Chase and had them since they were WAMU.
Plan to keep keep them.
We have a savings account with TD. I don't do banking with them, but they require a phone call a day or a few hours ahead if the withdrawl is over $3K which I don't like. (God forbid an emergency).
We will be opening another savings account with a credit union next week or the beginning of April.
I heard Citibank is good, and has good perks. We might check it out as well.
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| Posted 3/22/13 12:03 PM |
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BklynBabe12
LIF Adolescent
Member since 1/12 561 total posts
Name:
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Re: banks
Posted by MorningCuppaCoffee
I keep hearing about this picture from your phone feature.
I will need to check it out. Thanks!
Most banks now have it. Most accounts are supported by Iphones and Android phones. But the banks require you to setup a new account to use this feature.
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| Posted 3/22/13 12:05 PM |
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Tulips915
................
Member since 8/08 6851 total posts
Name:
Me
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Re: banks
Posted by BklynBabe12
But the banks require you to setup a new account to use this feature.
Not with BOA. I just needed to download their app and log into my BOA account.
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| Posted 3/22/13 12:11 PM |
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rojerono
Happiest.
Member since 8/06 13803 total posts
Name:
Jeannie
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Re: banks
I had Chase.
I switched to Citibank because they offered me $300 and a free CitiGold account.. how could I turn it down???
But I don't like them all that much. Chase was so much better with payments and online functionality.
If/when I switch again.. it will be to TFCU. I'd rather be with a credit union than a big bank.
Message edited 3/22/2013 12:37:51 PM.
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| Posted 3/22/13 12:36 PM |
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