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HappyBee
LIF Zygote
Member since 3/17 10 total posts
Name:
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Mortgages?
My husband and I just received our contract for our first home purchase. I was hoping for any recommendations regarding mortgages....We went to TD bank today and weren't overly impressed. Any and all information is appreciated. Thanks!
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Posted 3/24/18 5:08 PM  |
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Prudential Douglas Elliman Real Estate
Long Island's Largest Bridal Resource | Long Island Weddings |
LuckyStar
LIF Adult
Member since 7/14 7274 total posts
Name:
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Mortgages?
Rob Morandi at Continental Home Loans.
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| Posted 3/24/18 6:22 PM |
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loveus
LIF Adolescent
Member since 9/13 684 total posts
Name:
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Mortgages?
Go with a credit union, we used Bethpage.
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| Posted 3/25/18 8:25 AM |
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jellybean78
:)
Member since 8/06 13103 total posts
Name:
Mommy
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Mortgages?
We also used Continental and were very happy.
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| Posted 3/25/18 9:49 AM |
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chilltocam
LIF Adult
Member since 11/11 9141 total posts
Name:
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Mortgages?
I've been working with Trent Williams at Chase - he's been great to work with - very helpful and always available to answer any questions.
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| Posted 3/25/18 11:03 AM |
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Jenn79
One more?
Member since 2/12 2410 total posts
Name:
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Re: Mortgages?
We also used continental home loans and reccomend them to everyone.
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| Posted 3/25/18 11:47 AM |
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MissJones
I need a nap!
Member since 5/05 22136 total posts
Name:
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Mortgages?
Ours was through continental too. In fact, our lawyer was happy we went with them too
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| Posted 3/25/18 3:43 PM |
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DrMeg
Back home!
Member since 5/08 1858 total posts
Name:
Meg
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Mortgages?
We used continental home loans (now freedom mortgage I believe) and they were great.
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| Posted 3/25/18 5:22 PM |
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NYCGirl80
I love my kiddies!
Member since 5/11 10413 total posts
Name:
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Re: Mortgages?
Shop around and see where you can get the best rate/lowest fees, etc. We're going through First National Bank of LI and they've been great, but we almost did Bethpage Federal Credit Union, and they were great, too. I'd steer clear of the bigger banks.
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| Posted 3/26/18 9:44 AM |
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chilltocam
LIF Adult
Member since 11/11 9141 total posts
Name:
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Re: Mortgages?
Posted by NYCGirl80
Shop around and see where you can get the best rate/lowest fees, etc. We're going through First National Bank of LI and they've been great, but we almost did Bethpage Federal Credit Union, and they were great, too. I'd steer clear of the bigger banks.
I'm using Chase and their rates are the same as (or better) than BFCU - your best bet is to shop around for rates
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| Posted 3/26/18 10:21 AM |
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angelicd77
LIF Adolescent
Member since 12/13 794 total posts
Name:
Kim
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Mortgages?
Whatever you do, stay away from Silver Lining Funding. They were the ABSOLUTE WORST. I wouldn't recommend them to my worst enemy.
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| Posted 3/26/18 1:27 PM |
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NYCGirl80
I love my kiddies!
Member since 5/11 10413 total posts
Name:
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Re: Mortgages?
Posted by chilltocam
Posted by NYCGirl80
Shop around and see where you can get the best rate/lowest fees, etc. We're going through First National Bank of LI and they've been great, but we almost did Bethpage Federal Credit Union, and they were great, too. I'd steer clear of the bigger banks.
I'm using Chase and their rates are the same as (or better) than BFCU - your best bet is to shop around for rates
They're usually slower and have higher fees. Not always, but usually. BFCU's fees aren't cheap, but they are fast and responsive. I have 2 friends who work for Chase and even they said not to use them for mortgages.
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| Posted 3/26/18 2:30 PM |
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chilltocam
LIF Adult
Member since 11/11 9141 total posts
Name:
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Re: Mortgages?
Posted by NYCGirl80
Posted by chilltocam
Posted by NYCGirl80
Shop around and see where you can get the best rate/lowest fees, etc. We're going through First National Bank of LI and they've been great, but we almost did Bethpage Federal Credit Union, and they were great, too. I'd steer clear of the bigger banks.
I'm using Chase and their rates are the same as (or better) than BFCU - your best bet is to shop around for rates
They're usually slower and have higher fees. Not always, but usually. BFCU's fees aren't cheap, but they are fast and responsive. I have 2 friends who work for Chase and even they said not to use them for mortgages.
I used Chase before and am using them now - almost no fees at all. And this time (not the previous time, but now) they have been very fast in getting everything done. My on or about closing date is 4/1 and I have been ready to close since mid-March (now just waiting on the sellers). Just saying that sometimes "big" banks are OK to use and can offer the same as the "little guy"
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| Posted 3/26/18 3:29 PM |
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