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RainyDay
LIF Adult
Member since 6/15 3990 total posts
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Chase Mortgage Preapproval
Has anyone gotten their preapproval from chase? Do you know if I can just visit any of their branches to apply or do I have to contact their 800 number?
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Posted 3/27/19 8:31 AM  |
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mrsrainbow
LIF Adult
Member since 1/17 1465 total posts
Name:
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Chase Mortgage Preapproval
We had originally gotten a preaprroval from Chase but ended up going with a broker. Chase was a nightmare afterwards to continue the mortgage process.
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| Posted 3/27/19 9:02 AM |
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Chase Mortgage Preapproval
Same. I used a mortgage broker and went with M&T bank both times
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| Posted 3/27/19 9:42 AM |
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chilltocam
LIF Adult
Member since 11/11 9141 total posts
Name:
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Chase Mortgage Preapproval
I got my mortgage approval and mortgage with Chase. The guy I worked with was amazing. I walked into a branch and was told that I did have to make an appointment with him - which was easy to do - he was able to meet me at whichever branch worked for me
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| Posted 3/27/19 9:46 AM |
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NYCGirl80
I love my kiddies!
Member since 5/11 10413 total posts
Name:
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Re: Chase Mortgage Preapproval
Posted by RainyDay
Has anyone gotten their preapproval from chase? Do you know if I can just visit any of their branches to apply or do I have to contact their 800 number?
Either way, but you likely won't get the preapproval on the spot in the branch. You will need to submit financial documents to get the preapproval.
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| Posted 3/27/19 9:47 AM |
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FirstMate
My lil cowboy
Member since 10/10 7790 total posts
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Re: Chase Mortgage Preapproval
I do real estate closings all the time. If you can use a different bank for a mortgage, I would highly advise you do so. Without fail, every single time Chase is involved in my closings, they are a nightmare. I have not had one clean deal with them. In fact, I really haven't been all that impressed with most of the big commercial banks. Citi is the only one I can think of that we have had consistent seamless transactions.
The credit unions are great to work with. Freedom Mortgage is another mortgage bank that is easy to work with also. Sterling Bank does fairly well. I just did a closing with Academy Mortgage and that flowed very well too.
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| Posted 3/27/19 10:38 AM |
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mommy2be716
LIF Adult
Member since 1/16 2921 total posts
Name:
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Chase Mortgage Preapproval
im refinancing with TFCU currently and so far it's been easy.. I would recommend them or bethpage
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| Posted 3/27/19 11:58 AM |
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RainyDay
LIF Adult
Member since 6/15 3990 total posts
Name:
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Chase Mortgage Preapproval
I bank with them so I figured it would be easier.....U guess I will be looking else where.
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| Posted 3/27/19 12:32 PM |
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chilltocam
LIF Adult
Member since 11/11 9141 total posts
Name:
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Re: Chase Mortgage Preapproval
Posted by RainyDay
I bank with them so I figured it would be easier.....U guess I will be looking else where.
where are you located? If you are in Suffolk, I will give you the name of the Chase guy I used. He could not have been more helpful from the very beginning to the end of the process. It really was a great experience
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| Posted 3/27/19 1:05 PM |
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MrsMick
Baby #2 debuts in March 2016!
Member since 9/09 1977 total posts
Name:
Michele
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Chase Mortgage Preapproval
I have heard bad things about chase. Bethpage Federal Credit Union has been amazing to deal with.
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| Posted 3/29/19 9:22 AM |
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Re: Chase Mortgage Preapproval
Posted by FirstMate
I do real estate closings all the time. If you can use a different bank for a mortgage, I would highly advise you do so. Without fail, every single time Chase is involved in my closings, they are a nightmare. I have not had one clean deal with them. In fact, I really haven't been all that impressed with most of the big commercial banks. Citi is the only one I can think of that we have had consistent seamless transactions.
The credit unions are great to work with. Freedom Mortgage is another mortgage bank that is easy to work with also. Sterling Bank does fairly well. I just did a closing with Academy Mortgage and that flowed very well too.
I agree with this. Mortgage banks (that specialize in mortgages only) are typically so much better for customer service and ease of transaction than the large commercial banks for whom mortgages aren't a profit center. Local is better. I have luck with Freedom as well as Contour, Cross Country, U.S. Mortgage Corp, etc. I can recommend loan officers if you need recommendations.
Credit unions can also be good for certain types of buyers and transactions. They generally work with the cream of the crop buyers and are less flexible on things like C/O issues. But are very good with rates and the closings go smoothly.
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| Posted 3/31/19 12:37 PM |
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