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ko123
My loves!
Member since 10/07 3002 total posts
Name:
Kristin
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Any difference in AMEX/VISA gift cards?
I need to pick one up today. Is there any type of difference (surcharges, restrictions) on an AMEX or VISA gift card? Is one better than the other?
TIA!
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Posted 12/22/10 10:48 AM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
mrsBLT
missing my baby
Member since 1/10 1359 total posts
Name:
Brittany
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Re: Any difference in AMEX/VISA gift cards?
if you don't use amex gift cards within a month they take a fee every month
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| Posted 12/22/10 10:49 AM |
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NervousNell
Just another chapter in life..
Member since 11/09 54921 total posts
Name:
..being a mommy and being a wife!
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Re: Any difference in AMEX/VISA gift cards?
No they are exactly the same to use.
Just check the activation fee.
Amex might be more but I'm not sure.
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| Posted 12/22/10 10:49 AM |
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Smileyd17
kids
Member since 5/05 20997 total posts
Name:
Mommy
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Re: Any difference in AMEX/VISA gift cards?
Amex is def more.
Visa ones you can get for cheaper activation fees or no fees at TD bank (if u have acct).
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| Posted 12/22/10 11:02 AM |
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NervousNell
Just another chapter in life..
Member since 11/09 54921 total posts
Name:
..being a mommy and being a wife!
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Re: Any difference in AMEX/VISA gift cards?
Posted by mrsBLT
if you don't use amex gift cards within a month they take a fee every month
I think they recently stopped this...
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| Posted 12/22/10 11:08 AM |
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JenniferEver
The Disney Lady
Member since 5/05 18163 total posts
Name:
Jennifer
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Re: Any difference in AMEX/VISA gift cards?
I think Visa tend to be cheaper, plus you can use them in more places, a lot of places don't take Amex, so I'd go for visa.
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| Posted 12/22/10 11:17 AM |
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Mill188
LIF Adult
Member since 3/09 3073 total posts
Name:
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Re: Any difference in AMEX/VISA gift cards?
Amex stopped with the monthly fee. I believe the activation fees are the same.
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| Posted 12/22/10 11:18 AM |
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TreAnt427
-
Member since 8/06 8652 total posts
Name:
Tracy
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Re: Any difference in AMEX/VISA gift cards?
I just recieved a $100 Amex card today.
The activation fee was $5.95 and there is a $2.00 monthly service charge after 12 months from purchase date.
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| Posted 12/22/10 11:25 AM |
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Christine
2nd verse same as the 1st
Member since 5/05 15287 total posts
Name:
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Re: Any difference in AMEX/VISA gift cards?
Posted by mrsBLT
if you don't use amex gift cards within a month they take a fee every month
This isn't true. I have had some for months and there were no fees reducing the balance.
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| Posted 12/22/10 11:30 AM |
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JDubs
different, not less
Member since 7/09 13160 total posts
Name:
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Re: Any difference in AMEX/VISA gift cards?
i recently picked some up and they both had fees of 5.95
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| Posted 12/22/10 11:33 AM |
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Peainapod
Peanuts are here!
Member since 1/09 13591 total posts
Name:
Diana
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Re: Any difference in AMEX/VISA gift cards?
amex cost more with activation fees; although I did see some visa /mc gift cards that were just as much to activate (4.95-5.95);
I also have had trouble using amex cards online and not all stores take amex. (Most do, but I believe Walmart and Sams club dont take amex.)
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| Posted 12/22/10 11:35 AM |
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Otherme
Square head cutie pants
Member since 3/06 6899 total posts
Name:
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Re: Any difference in AMEX/VISA gift cards?
The only issue i've had with AMEX gift cards are that you have to keep track of the exact balance on there
i.e. if you have a $100 card and use $49 of it on one purchase, when you go to make your next purchase you can't just have them swipe it and it recognizes the amount on there - you have to tell the teller the exact amount to input. It's kind of annoying actually
I actually got one recently, made a purchase, then ended up returning the purchase. They credited the amount back to the card but when i went to go use the card, it came up empty. I called AMEX and was told it takes 7-10 business days for the money to show back up on the card
all in all, they sometimes seem to cause more trouble than they're worth!!
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| Posted 12/22/10 11:38 AM |
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