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engagement ring insurance - pricing

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Ltdentway99
LIF Adult

Member since 9/06

1752 total posts

Name:

engagement ring insurance - pricing

Does anyone have a reasonable engagement ring insurance policy? Mine is insured under Allstate and it's expensive. It's on my homeowner's insurance. Granted, it's insured for $30,000, but still, I am unemployed and don't want to pay 75 dollars a month for insurance. I really don't believe I will lose the ring. I don't know what to do, so I want to find a good deal.

Posted 2/23/11 3:44 PM
 
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bicosi
life is a carousel

Member since 7/07

14956 total posts

Name:
M

Re: engagement ring insurance - pricing

go to jewelers mutual.. they ONLY insure insurance.. what you are paying is RIDICULOUS! I insure way more than you have and pay a heck of alot less!
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Posted 2/23/11 3:47 PM
 

Mrs213
????????

Member since 2/09

18986 total posts

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Re: engagement ring insurance - pricing

I have jewlers mutual and I believe I pay $79 for the whole year...

Posted 2/23/11 3:49 PM
 

thenewmrsG
LIF Infant

Member since 8/08

91 total posts

Name:
Amy

Re: engagement ring insurance - pricing

we use chubb and it's about $200 a year for my engagement ring and wedding band.

Posted 2/23/11 4:00 PM
 

LSP2005
Bunny kisses are so cute!

Member since 5/05

19458 total posts

Name:
L

Re: engagement ring insurance - pricing

OMG You are being ripped off. Go to Jewelers Mutual and save yourself a ton of $$$$. I think a policy for the YEAR is about 200 for a $30,000 ring.

Posted 2/23/11 4:05 PM
 

DiamondGirl
You are my I love you

Member since 7/09

18802 total posts

Name:
DiamondMama

Re: engagement ring insurance - pricing

I need to look into Jewerlers Mutual!

Posted 2/23/11 4:26 PM
 

LoveyQ
Stalkers, get a life.

Member since 11/07

12820 total posts

Name:

Re: engagement ring insurance - pricing

Posted by LSP2005

OMG You are being ripped off. Go to Jewelers Mutual and save yourself a ton of $$$$. I think a policy for the YEAR is about 200 for a $30,000 ring.



I just got a quote for less than 30K coverage and the policy would be $260 for the year. I'm in Queens though so I don't know if it's more than Nassau or Suffolk. The quote I got is half of what I'm paying through my renter's insurance though.

Posted 2/23/11 4:44 PM
 

Irishgrl1017
It happened :)

Member since 9/08

1872 total posts

Name:
Colleen

Re: engagement ring insurance - pricing

I pay about 120 for the yr

Posted 2/23/11 8:05 PM
 

LSP2005
Bunny kisses are so cute!

Member since 5/05

19458 total posts

Name:
L

Re: engagement ring insurance - pricing

Posted by LoveyQ

Posted by LSP2005

OMG You are being ripped off. Go to Jewelers Mutual and save yourself a ton of $$$$. I think a policy for the YEAR is about 200 for a $30,000 ring.



I just got a quote for less than 30K coverage and the policy would be $260 for the year. I'm in Queens though so I don't know if it's more than Nassau or Suffolk. The quote I got is half of what I'm paying through my renter's insurance though.


I am in NJ - I guess it is by location and amount. I did not realize that they charged more based upon where you live. So I did the free quote for 30k and NY its about 475. NJ costs less. With that said you are paying 900 so that is a huge savings.

Message edited 2/23/2011 8:48:57 PM.

Posted 2/23/11 8:44 PM
 
 

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