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I am so upset right now and can't calm down...

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MrsMerlot
Unconditional Love

Member since 4/06

6005 total posts

Name:
Chrissy

I am so upset right now and can't calm down...

a woman backed her car into my last week (see post)...and it took the police 3.5 hours to come...

The insurance adjuster came to my house the following day...wrote up the estimate...

I took the car to the repair shop...there was more damage to the car, so the adjuster came back and wrote up a new estimate with the damages under the hood...

I call today to speak with the agent assigned to my claim, and the woman that backed into me is now claiming that I drove into her...

The insurance company said they're going to call the witness...

But what happens if the witness didn't see everything?

What happens nwo???

Posted 2/25/08 1:23 PM
 
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GossipQueen

Member since 9/07

25113 total posts

Name:

Re: I am so upset right now and can't calm down...

What does it say on the police report? Does it say she is at fault?

Posted 2/25/08 1:24 PM
 

Ophelia
she's baaccckkkk ;)

Member since 5/06

23378 total posts

Name:
remember, when Gulliver traveled....

Re: I am so upset right now and can't calm down...

they should be able to tell quite clearly from the police reports, the amount of damage and where the damage is on the car.

she's just being a tremendous jerk.

I can only imagine how pizzed you are. I'm sorry luv. Chat Icon Chat Icon Chat Icon

Posted 2/25/08 1:25 PM
 

MsSissy
xoxoxo

Member since 3/07

39159 total posts

Name:

Re: I am so upset right now and can't calm down...

I'm so sorry.
When I 1st read the story, the 1st thing I thought of was the people that do these things to collect insurance money.
Thank Goodness you have a witness!
I Chat Icon it all works out for you.

Posted 2/25/08 1:25 PM
 

MeeshkaMich
LL=Yum

Member since 2/06

5616 total posts

Name:

Re: I am so upset right now and can't calm down...

Posted by Ophelia

they should be able to tell quite clearly from the police reports, the amount of damage and where the damage is on the car.

she's just being a tremendous jerk.

I can only imagine how pizzed you are. I'm sorry luv. Chat Icon Chat Icon Chat Icon



Agreed. Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon

Posted 2/25/08 1:26 PM
 

Beth
The Key to your new home....

Member since 2/06

24849 total posts

Name:
Beth

Re: I am so upset right now and can't calm down...

what does the police report say?

either way your car is going to get fixed- they are just going to assign blame - either 20% you and 80% her etc

Chat Icon

Posted 2/25/08 1:26 PM
 

bicosi
life is a carousel

Member since 7/07

14956 total posts

Name:
M

Re: I am so upset right now and can't calm down...

Try and calm down.. What does the police report say?

Chat Icon

Posted 2/25/08 1:35 PM
 

igottabeme
Its peanut butter jelly time!

Member since 1/08

2340 total posts

Name:
Wouldnt you like to know! ;)

Re: I am so upset right now and can't calm down...

Posted by Ophelia

they should be able to tell quite clearly from the police reports, the amount of damage and where the damage is on the car.

she's just being a tremendous jerk.

I can only imagine how pizzed you are. I'm sorry luv. Chat Icon Chat Icon Chat Icon




ITA! sorry this is happening!Chat Icon Chat Icon Chat Icon Chat Icon

Posted 2/25/08 1:39 PM
 

MrsMerlot
Unconditional Love

Member since 4/06

6005 total posts

Name:
Chrissy

Re: I am so upset right now and can't calm down...

The police came 3.5 hrs later...and told us we have 10 days to file the report....so we didn't file the report! Chat Icon I am so angry with myself right now.

The police did ask us what happened, I told them she was backing up to park and hit me. She didn't deny the story.

Now I'm really screwed right?

Posted 2/25/08 1:43 PM
 

Smileyd17
kids

Member since 5/05

20997 total posts

Name:
Mommy

Re: I am so upset right now and can't calm down...

Posted by McLovin

The police came 3.5 hrs later...and told us we have 10 days to file the report....so we didn't file the report! Chat Icon I am so angry with myself right now.

The police did ask us what happened, I told them she was backing up to park and hit me. She didn't deny the story.

Now I'm really screwed right?



Were you parked?
standing still?

Posted 2/25/08 1:45 PM
 

MST9106
My life:)

Member since 6/06

9589 total posts

Name:

Re: I am so upset right now and can't calm down...

Chris, unfortunately without the police report and no witness, this is going to be a tough one to prove. What does the original written police report say? The police have to have a copy of the report.

Posted 2/25/08 1:47 PM
 

MrsMerlot
Unconditional Love

Member since 4/06

6005 total posts

Name:
Chrissy

Re: I am so upset right now and can't calm down...

Posted by Smileyd17

Posted by McLovin

The police came 3.5 hrs later...and told us we have 10 days to file the report....so we didn't file the report! Chat Icon I am so angry with myself right now.

The police did ask us what happened, I told them she was backing up to park and hit me. She didn't deny the story.

Now I'm really screwed right?



Were you parked?
standing still?




Standing still - it was a red light. There was approximately 3' between my car and hers...She was in front of me.

I have damage to my car (hood/grille/bumper) but she has NO damage to her. There is some of my hood paint on her left rear bumper. Not only was she backing up, but on an angle, so her left back bumper (she's in a jeep) crushed the dead-center of my car...so much so that she rolled up on my car.

She is claiming that I drove into her...any person can look at the damages and can tell that she drove into me...the swipe marks show it.

Posted 2/25/08 1:48 PM
 

bicosi
life is a carousel

Member since 7/07

14956 total posts

Name:
M

Re: I am so upset right now and can't calm down...

Posted by McLovin

The police came 3.5 hrs later...and told us we have 10 days to file the report....so we didn't file the report! Chat Icon I am so angry with myself right now.

The police did ask us what happened, I told them she was backing up to park and hit me. She didn't deny the story.

Now I'm really screwed right?



I still don't understand how there is no report. I would file one NOW if that's the case. I would also call up the precinct to see if the PO filed anything.

Insurance companies often rely heavily on what is in those police reports.

I hope it all works out!

Posted 2/25/08 1:48 PM
 

fins
LIF Adolescent

Member since 9/07

821 total posts

Name:

Re: I am so upset right now and can't calm down...

I am suprised the insurance co. will call the witness if they are not on a police report. I had gotten hit at my office and had witnesses, but because we didnt file the insurance company would not accept a witness statement.

I had the same problem, first she admitted hitting me head on and then changed her story that I hit her. Chat Icon Chat Icon

Posted 2/25/08 1:49 PM
 

MrsMerlot
Unconditional Love

Member since 4/06

6005 total posts

Name:
Chrissy

Re: I am so upset right now and can't calm down...

Posted by MST9106

Chris, unfortunately without the police report and no witness, this is going to be a tough one to prove. What does the original written police report say? The police have to have a copy of the report.




there is one witness..but i haven't spoken with him (conflict of interest) but he handed me his business card directly...so I'm assuming that he saw the whole thing. I'm concerned that he didn't see the whole thing.

I think I'll have to go into the prect. and speak to them directly. The insrance company did say that the report won't do anything b/c both of us have to be present.

Posted 2/25/08 1:50 PM
 

MrsMerlot
Unconditional Love

Member since 4/06

6005 total posts

Name:
Chrissy

Re: I am so upset right now and can't calm down...

Posted by fins

I am suprised the insurance co. will call the witness if they are not on a police report. I had gotten hit at my office and had witnesses, but because we didnt file the insurance company would not accept a witness statement.

I had the same problem, first she admitted hitting me head on and then changed her story that I hit her. Chat Icon Chat Icon



What became of that?

Posted 2/25/08 1:51 PM
 

Smileyd17
kids

Member since 5/05

20997 total posts

Name:
Mommy

Re: I am so upset right now and can't calm down...

Posted by McLovin

Posted by Smileyd17

Posted by McLovin

The police came 3.5 hrs later...and told us we have 10 days to file the report....so we didn't file the report! Chat Icon I am so angry with myself right now.

The police did ask us what happened, I told them she was backing up to park and hit me. She didn't deny the story.

Now I'm really screwed right?



Were you parked?
standing still?





Standing still - it was a red light. There was approximately 3' between my car and hers...She was in front of me.

I have damage to my car (hood/grille/bumper) but she has NO damage to her. There is some of my hood paint on her left rear bumper. Not only was she backing up, but on an angle, so her left back bumper (she's in a jeep) crushed the dead-center of my car...so much so that she rolled up on my car.

She is claiming that I drove into her...any person can look at the damages and can tell that she drove into me...the swipe marks show it.



You should be ok then

because you didnt file a report dosent mean anything...if u didnt.

Posted 2/25/08 1:51 PM
 

MST9106
My life:)

Member since 6/06

9589 total posts

Name:

Re: I am so upset right now and can't calm down...

Posted by McLovin

Posted by MST9106

Chris, unfortunately without the police report and no witness, this is going to be a tough one to prove. What does the original written police report say? The police have to have a copy of the report.




there is one witness..but i haven't spoken with him (conflict of interest) but he handed me his business card directly...so I'm assuming that he saw the whole thing. I'm concerned that he didn't see the whole thing.

I think I'll have to go into the prect. and speak to them directly. The insrance company did say that the report won't do anything b/c both of us have to be present.



Is she claiming any damagess? Are your damages extensive? If so, do you know any auto lawyers (friends, etc.) that might help you out in dealing with this? It might get a little complicated...

Posted 2/25/08 1:52 PM
 

Ophelia
she's baaccckkkk ;)

Member since 5/06

23378 total posts

Name:
remember, when Gulliver traveled....

Re: I am so upset right now and can't calm down...

police report or not, they can tell just by looking at the two cars what happened.

call it accident profiling.

they can tell the angle the hit was made at, approx how fast, what direction...everything, just from the extent of the damage to both cars.

FILE the report. but don't get too worked up.

Chat Icon

Posted 2/25/08 1:57 PM
 

Smileyd17
kids

Member since 5/05

20997 total posts

Name:
Mommy

Re: I am so upset right now and can't calm down...

Posted by Ophelia

police report or not, they can tell just by looking at the two cars what happened.

call it accident profiling.

they can tell the angle the hit was made at, approx how fast, what direction...everything, just from the extent of the damage to both cars.

FILE the report. but don't get too worked up.

Chat Icon

exactlY!!
Chat Icon

Posted 2/25/08 2:00 PM
 

fins
LIF Adolescent

Member since 9/07

821 total posts

Name:

Re: I am so upset right now and can't calm down...

Posted by McLovin

Posted by fins

I am suprised the insurance co. will call the witness if they are not on a police report. I had gotten hit at my office and had witnesses, but because we didnt file the insurance company would not accept a witness statement.

I had the same problem, first she admitted hitting me head on and then changed her story that I hit her. Chat Icon Chat Icon



What became of that?



Because she changed her story I fought it, it was a lot of phone calls and follow up, but we settled 80% her fault and 20% mine.

Posted 2/25/08 2:03 PM
 

bomb-blast
bye bye

Member since 11/06

1327 total posts

Name:
Leo

Re: I am so upset right now and can't calm down...

Wait, 10 days to file a report? You mean they didn't take down all your info then and there?

Posted 2/25/08 2:13 PM
 

MrsMerlot
Unconditional Love

Member since 4/06

6005 total posts

Name:
Chrissy

Re: I am so upset right now and can't calm down...

Posted by bomb-blast

Wait, 10 days to file a report? You mean they didn't take down all your info then and there?




No...I'm so upset with myself that I got "had" by the NYPD...they didn't want to sit there writing it up..."hours" of paperwork.

Posted 2/25/08 2:26 PM
 

MrsMerlot
Unconditional Love

Member since 4/06

6005 total posts

Name:
Chrissy

Re: I am so upset right now and can't calm down...

Posted by fins

Posted by McLovin

Posted by fins

I am suprised the insurance co. will call the witness if they are not on a police report. I had gotten hit at my office and had witnesses, but because we didnt file the insurance company would not accept a witness statement.

I had the same problem, first she admitted hitting me head on and then changed her story that I hit her. Chat Icon Chat Icon



What became of that?



Because she changed her story I fought it, it was a lot of phone calls and follow up, but we settled 80% her fault and 20% mine.



That's what I'm figuring will happen now that everyone has been so helpful on here.

Thank you so much! Chat Icon

Posted 2/25/08 2:27 PM
 

Preguntas
it's pretty precious

Member since 1/07

3839 total posts

Name:
Lauren

Re: I am so upset right now and can't calm down...

Posted by McLovin

Posted by bomb-blast

Wait, 10 days to file a report? You mean they didn't take down all your info then and there?




No...I'm so upset with myself that I got "had" by the NYPD...they didn't want to sit there writing it up..."hours" of paperwork.



This is BS!!!
Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon

Posted 2/25/08 2:30 PM
 
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