|
Maternity Leave/Insurance
| Posted By |
Message |
lucyloo
nope
Member since 1/06 9758 total posts
Name:
|
Maternity Leave/Insurance
I can't wait until I can be on this board for real...
Ok so I have another question. Can you buy disability insurance to cover your matternity leave? Has anyone done this?
I will only get NYS for 6-8 wks because I have a small company and $170 a week won't pay my mortgage.
I'm just trying to figure out how the heck I can afford to not work for a few weeks.
TIA!
|
Posted 10/1/08 2:15 PM  |
| |
|
Long Island Weddings
Long Island's Largest Bridal Resource |
neener1211
:-)
Member since 4/07 22952 total posts
Name:
J
|
Re: Maternity Leave/Insurance
Well, you can try Aflac. I believe you have to have the policy 3 months BEFORE you get pregnant to get maternity benefits.
I am not sure what they pay out, but it is worth it to look into.
|
| Posted 10/1/08 2:16 PM |
| |
|
mom2mgn
Love my family
Member since 2/08 2267 total posts
Name:
Christine
|
Re: Maternity Leave/Insurance
I'm not sure but I do know that most disability policies have a waiting period and a pre-existing condition clause so if you are already PG, it wouldn't be covered.
|
| Posted 10/1/08 2:17 PM |
| |
|
pharmcat2000
Mom of 2 + 1
Member since 10/05 7395 total posts
Name:
Catherine
|
Re: Maternity Leave/Insurance
Posted by myson220
I'm not sure but I do know that most disability policies have a waiting period and a pre-existing condition clause so if you are already PG, it wouldn't be covered.
This is true. It happened to a friend of mine. She was not PG when she signed up for the policy but by the time they processed everything and started taking payroll deductions, she was PG and they denied her benefits after 9 months of paying! 
I had taken out a short term disability policy long before I got PG with my DD. They only pay I think 60% of your salary, but it is non-taxed (because your insurance premium is paid after taxes) so between that and the NYS disability it is usually pretty close to your full check.
HTH
|
| Posted 10/5/08 5:28 AM |
| |
|
Potentially Related Topics:
Currently 685544 users on the LIFamilies.com Chat
|
