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Alyssa79
LIF Infant
Member since 10/13 352 total posts
Name:
Triple A
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no paid maternity leave or FMLA...
what to do? I know disability is 6 weeks and can be extended but damn the pay is low. Since my company has less than 50 employees I don't have FMLA.
Is there anything else that offers coverage/pay?
What's your plan?
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Posted 10/30/13 9:51 AM  |
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jams92
Member since 1/12 6105 total posts
Name:
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no paid maternity leave or FMLA...
my company of 500+ employees doesnt have paid maternity leave either - it stinks!
Try to save up sick & vacation time so use for part of the leave
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| Posted 10/30/13 9:55 AM |
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Pomegranate5
LIF Adult
Member since 2/11 4798 total posts
Name:
Pomegranate5
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Re: no paid maternity leave or FMLA...
Just save as much vacation time and money as you can now while you're still working.
I understand how you feel - the maternity "benefits" most people get in this country are an absolute disgrace. 
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| Posted 10/30/13 9:57 AM |
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MRsFaTThead
NY GIRL IN TEXAS
Member since 6/10 5483 total posts
Name:
WHO GIVES A POO WHO GIVES A FUDGE !!
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Re: no paid maternity leave or FMLA...
save save save. i only got 3 weeks with tt. with poo. nada. it sucks but fh knows how important it is to me to stay home for a min. of 3 months
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| Posted 10/30/13 10:31 AM |
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LeShellem
A new beginning
Member since 2/07 3600 total posts
Name:
LeShelle
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Re: no paid maternity leave or FMLA...
Same situation here. Honestly save all your vacation time and save as much money as possible. Go down to bare necessities, pay minimum payments on all your bills and sock away the rest. You can go back to life as usual after you return back to work.
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| Posted 10/30/13 10:41 AM |
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NYCGirl80
I love my kiddies!
Member since 5/11 10413 total posts
Name:
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Re: no paid maternity leave or FMLA...
I was laid off a month before I had DS. So while I thought I would've had 12 weeks paid + another 6 with partial pay, I had 0! Plus no job to return to.
So my point is, you just never know. Save $$ as much as you can and just be prepared to dip into your savings.
Message edited 10/30/2013 11:52:13 AM.
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| Posted 10/30/13 10:53 AM |
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jessnbrian
Only God knows His plan for us
Member since 4/13 7238 total posts
Name:
Jessica
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no paid maternity leave or FMLA...
If you were laid off, were you able to at least get unemployment?
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| Posted 10/30/13 11:04 AM |
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PitterPatter11
Baby Boy is Here!
Member since 5/11 7619 total posts
Name:
Momma <3
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no paid maternity leave or FMLA...
My only paid time is the sick time I have accrued - I think many jobs are like. Assuming I need no time off this year, I will have 31.5 days paid - the rest will be unpaid.
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| Posted 10/30/13 11:43 AM |
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NYCGirl80
I love my kiddies!
Member since 5/11 10413 total posts
Name:
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Re: no paid maternity leave or FMLA...
Posted by jessnbrian
If you were laid off, were you able to at least get unemployment?
Yes, which was a fraction of what I was making.
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| Posted 10/30/13 11:53 AM |
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Alyssa79
LIF Infant
Member since 10/13 352 total posts
Name:
Triple A
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Re: no paid maternity leave or FMLA...
my job groups all vacation/sick/personal days together so we only get 12 per year and I can roll 5 days over.
Of course I am the guinea pig in this situation too with the first being pregnant working here 
this really does suck. i would love 3 months off!
Message edited 10/30/2013 12:05:31 PM.
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| Posted 10/30/13 12:05 PM |
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BriBri2u
L'amore vince sempre
Member since 5/05 9320 total posts
Name:
Mrs. B
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Re: no paid maternity leave or FMLA...
I will be getting my full pay for the first month of my leave. After that, disabilty for the remaining 2 weeks (6 weeks if I have vaginal)
After that nothing. I have no vacation days saved up - maybe a week and half by then.
We will just have to watch what we spend while I am out for the 3 months.
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| Posted 10/30/13 1:14 PM |
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CindySN23
Stop, Think & Breathe...
Member since 8/11 3550 total posts
Name:
Cindy
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no paid maternity leave or FMLA...
I have my unpaid FMLA but I will use my annual leave which by then should be 8+weeks but after that it will be just my dh's salary. My job does not allow me to use sick time for maternity leave
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| Posted 10/30/13 1:23 PM |
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EMC11709
LIF Toddler
Member since 3/10 484 total posts
Name:
Erica
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Re: no paid maternity leave or FMLA...
Posted by Alyssa79
my job groups all vacation/sick/personal days together so we only get 12 per year and I can roll 5 days over.
Of course I am the guinea pig in this situation too with the first being pregnant working here
this really does suck. i would love 3 months off!
I'm in the same situation as you! Although my co only offers $150 wk for maternity, which isn't much. At least it's something though.
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| Posted 10/30/13 2:23 PM |
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alli3131
Peanut is here!!!!!!
Member since 5/09 18388 total posts
Name:
Allison
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Re: no paid maternity leave or FMLA...
Posted by Alyssa79
what to do? I know disability is 6 weeks and can be extended but damn the pay is low. Since my company has less than 50 employees I don't have FMLA.
Is there anything else that offers coverage/pay?
What's your plan?
There is private disability insurance you can get on your own but must be in place for a certain amount of time before you are PG.
Many people don't get paid leave these days. Save.
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| Posted 10/30/13 3:14 PM |
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Alyssa79
LIF Infant
Member since 10/13 352 total posts
Name:
Triple A
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Re: no paid maternity leave or FMLA...
Posted by alli3131
Posted by Alyssa79
what to do? I know disability is 6 weeks and can be extended but damn the pay is low. Since my company has less than 50 employees I don't have FMLA.
Is there anything else that offers coverage/pay?
What's your plan?
There is private disability insurance you can get on your own but must be in place for a certain amount of time before you are PG.
Many people don't get paid leave these days. Save.
tell me more about this private disability PLEASE!!!
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| Posted 10/30/13 5:02 PM |
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Arimathea
LIF Zygote
Member since 10/13 19 total posts
Name:
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Re: no paid maternity leave or FMLA...
Posted by Alyssa79
Posted by alli3131
Posted by Alyssa79
what to do? I know disability is 6 weeks and can be extended but damn the pay is low. Since my company has less than 50 employees I don't have FMLA.
Is there anything else that offers coverage/pay?
What's your plan?
There is private disability insurance you can get on your own but must be in place for a certain amount of time before you are PG.
Many people don't get paid leave these days. Save.
tell me more about this private disability PLEASE!!!
Do you have an idea who is best to go through....there seem to be so many choices
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| Posted 10/30/13 9:14 PM |
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alli3131
Peanut is here!!!!!!
Member since 5/09 18388 total posts
Name:
Allison
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Re: no paid maternity leave or FMLA...
Posted by Alyssa79
Posted by alli3131
Posted by Alyssa79
what to do? I know disability is 6 weeks and can be extended but damn the pay is low. Since my company has less than 50 employees I don't have FMLA.
Is there anything else that offers coverage/pay?
What's your plan?
There is private disability insurance you can get on your own but must be in place for a certain amount of time before you are PG.
Many people don't get paid leave these days. Save.
tell me more about this private disability PLEASE!!!
If you are pg then it's too late. You have to have it months before. It's Aflac.
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| Posted 10/30/13 9:55 PM |
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latinaj
LIF Infant
Member since 8/10 279 total posts
Name:
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no paid maternity leave or FMLA...
i will be getting 8 wks of paid leave (disability) and then taking an addtl 4 unpaid
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| Posted 10/31/13 9:08 AM |
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NervousNell
Just another chapter in life..
Member since 11/09 54921 total posts
Name:
..being a mommy and being a wife!
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Re: no paid maternity leave or FMLA...
Posted by alli3131
Posted by Alyssa79
Posted by alli3131
Posted by Alyssa79
what to do? I know disability is 6 weeks and can be extended but damn the pay is low. Since my company has less than 50 employees I don't have FMLA.
Is there anything else that offers coverage/pay?
What's your plan?
There is private disability insurance you can get on your own but must be in place for a certain amount of time before you are PG.
Many people don't get paid leave these days. Save.
tell me more about this private disability PLEASE!!!
If you are pg then it's too late. You have to have it months before. It's Aflac.
Yep. I looked into it. You cannot have a baby within 10 months of signing up.
So that took care of that!
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| Posted 10/31/13 9:13 AM |
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LSP2005
Bunny kisses are so cute!
Member since 5/05 19458 total posts
Name:
L
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Re: no paid maternity leave or FMLA...
Honestly, it is save save save. If you can, live off of one salary and bank the other. If you can't do that then at least use as much of it you can to pay down debts and save the rest. Go on a no buy anything but absolute necessities.
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| Posted 10/31/13 9:31 AM |
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loveus
LIF Adolescent
Member since 9/13 684 total posts
Name:
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Re: no paid maternity leave or FMLA...
Posted by NervousNell
Posted by alli3131
Posted by Alyssa79
Posted by alli3131
Posted by Alyssa79
what to do? I know disability is 6 weeks and can be extended but damn the pay is low. Since my company has less than 50 employees I don't have FMLA.
Is there anything else that offers coverage/pay?
What's your plan?
There is private disability insurance you can get on your own but must be in place for a certain amount of time before you are PG.
Many people don't get paid leave these days. Save.
tell me more about this private disability PLEASE!!!
If you are pg then it's too late. You have to have it months before. It's Aflac.
Yep. I looked into it. You cannot have a baby within 10 months of signing up.
So that took care of that!
Approximately what were the rates or are they based on your salary? Would you get your full salary?
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| Posted 10/31/13 10:26 AM |
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jessnbrian
Only God knows His plan for us
Member since 4/13 7238 total posts
Name:
Jessica
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Re: no paid maternity leave or FMLA...
Posted by NYCGirl80
Posted by jessnbrian
If you were laid off, were you able to at least get unemployment?
Yes, which was a fraction of what I was making.
Of course, but it was at least better than nothing... I HATED being laid off last year!
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| Posted 10/31/13 10:28 AM |
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ISpoilHim
I think I got this
Member since 11/10 1523 total posts
Name:
K
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Re: no paid maternity leave or FMLA...
Posted by loveus
Posted by NervousNell
Posted by alli3131
Posted by Alyssa79
Posted by alli3131
Posted by Alyssa79
what to do? I know disability is 6 weeks and can be extended but damn the pay is low. Since my company has less than 50 employees I don't have FMLA.
Is there anything else that offers coverage/pay?
What's your plan?
There is private disability insurance you can get on your own but must be in place for a certain amount of time before you are PG.
Many people don't get paid leave these days. Save.
tell me more about this private disability PLEASE!!!
If you are pg then it's too late. You have to have it months before. It's Aflac.
Yep. I looked into it. You cannot have a baby within 10 months of signing up.
So that took care of that!
Approximately what were the rates or are they based on your salary? Would you get your full salary?
Rates are based on a # of factors - how long you want to be paid while out, how much you want to be paid while out, your company's classification in their system, etc.
I pay $21.60 a week for AFLAC. It pays me 50% of my salary for 3 months with a 2 week waiting period. Your payment is made with a post tax contirbution, so the dispersements to you are non taxable.
You have to sign up for AFLAC before you are pregnant, you can not make a pregnancy claim within the first 10 months of enrollment.
Message edited 10/31/2013 1:35:45 PM.
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| Posted 10/31/13 1:34 PM |
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jams92
Member since 1/12 6105 total posts
Name:
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Re: no paid maternity leave or FMLA...
Posted by ISpoilHim
Rates are based on a # of factors - how long you want to be paid while out, how much you want to be paid while out, your company's classification in their system, etc.
I pay $21.60 a week for AFLAC. It pays me 50% of my salary for 3 months with a 2 week waiting period. Your payment is made with a post tax contirbution, so the dispersements to you are non taxable.
You have to sign up for AFLAC before you are pregnant, you can not make a pregnancy claim within the first 10 months of enrollment.
when i looked into aflac almost 2 years ago, i was told your company has to have a plan with them. i wasnt able to sign up for it as my company doesnt work with them
but things may have changed...
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| Posted 10/31/13 2:20 PM |
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FlowerWife
Positive Vibrations...
Member since 1/08 8423 total posts
Name:
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no paid maternity leave or FMLA...
i had no FMLA either and took 6 weeks STD. i had a horrendous premature birth and cause it was a csection STD gives 8 weeks. at the end of the 8 weeks i wasnt medically cleared to return to work. i ended up with a severance package and collected STD til 6m post partum at which point i was able to switch to unemployment for another year. money was very tight and it was totally traumatic losing my job in that fashion but it was totally legal. im only sharing this cause people dont realize that this CAN happen legally if you work for a company with no FMLA...
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| Posted 10/31/13 10:33 PM |
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