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MABLE03
I <3 SATC
Member since 6/06 4563 total posts
Name: Fabulous
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Sorry if this is to personal - maybe someone can make a poll
How much was your home and how much did you put down?
TIA
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Posted 6/19/06 3:18 PM |
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Prudential Douglas Elliman Real Estate
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schnapy
LIF Adolescent
Member since 9/05 766 total posts
Name: Diana
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Re: Sorry if this is to personal - maybe someone can make a poll
not shy here
403 put down 50k and paid closing costs up front
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Posted 6/19/06 3:29 PM |
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MABLE03
I <3 SATC
Member since 6/06 4563 total posts
Name: Fabulous
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Re: Sorry if this is to personal - maybe someone can make a poll
thanks!
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Posted 6/19/06 3:30 PM |
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raken40
soooo in love:)
Member since 5/05 4369 total posts
Name: Karen
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Re: Sorry if this is to personal - maybe someone can make a poll
ours was $430 and we put down about 12%
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Posted 6/19/06 3:32 PM |
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kaklesmay
Love my baby boy!
Member since 9/05 1151 total posts
Name: Kim
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Re: Sorry if this is to personal - maybe someone can make a poll
ours is under $400k Put down 5% and closing costs
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Posted 6/19/06 3:35 PM |
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schnapy
LIF Adolescent
Member since 9/05 766 total posts
Name: Diana
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Re: Sorry if this is to personal - maybe someone can make a poll
Posted by MABLE03
thanks!
whst are you trying to figure out? If you are broke like the rest of us
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Posted 6/19/06 3:38 PM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: Sorry if this is to personal - maybe someone can make a poll
fir those who put down less than 20%, did you take out a 2nd loan to put 20% down or are you paying PMI?
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Posted 6/19/06 3:39 PM |
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schnapy
LIF Adolescent
Member since 9/05 766 total posts
Name: Diana
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Re: Sorry if this is to personal - maybe someone can make a poll
Posted by SweetestOfPeas
fir those who put down less than 20%, did you take out a 2nd loan to put 20% down or are you paying PMI?
we took a heloc of $29k. wicch we locked in the rate on, only 4 more years till its paid aHHHHHH
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Posted 6/19/06 3:40 PM |
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MABLE03
I <3 SATC
Member since 6/06 4563 total posts
Name: Fabulous
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Re: Sorry if this is to personal - maybe someone can make a poll
Posted by schnapy
Posted by MABLE03
thanks!
whst are you trying to figure out? If you are broke like the rest of us
Yup Actually how much more $$ we have to save before we can buy the kind of home we really want - without having a crazy mortgage payment every month.
I wanted to see if my " 5 year plan " goal was realistic or not.
It is.... as long as we stop eating, drinking, driving the car, or turning on any lights
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Posted 6/19/06 3:43 PM |
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schnapy
LIF Adolescent
Member since 9/05 766 total posts
Name: Diana
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Re: Sorry if this is to personal - maybe someone can make a poll
Posted by MABLE03
Posted by schnapy
Posted by MABLE03
thanks!
whst are you trying to figure out? If you are broke like the rest of us
Yup Actually how much more $$ we have to save before we can buy the kind of home we really want - without having a crazy mortgage payment every month.
I wanted to see if my " 5 year plan " goal was realistic or not.
It is.... as long as we stop eating, drinking, driving the car, or turning on any lights
LOL
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Posted 6/19/06 3:44 PM |
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MrsSchwags
Soccer Baseball Lax Mom
Member since 10/05 11240 total posts
Name: Jennifer
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Re: Sorry if this is to personal - maybe someone can make a poll
our house is costing 359k
we put down 10% for the contract. We are actually financing 103% and getting most of our downpayment back so we can do some renovations and have back up money since I am out of work for a few months.
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Posted 6/19/06 3:44 PM |
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Eva Luna
Be kind...life's hard!
Member since 8/05 4750 total posts
Name: God, bless & heal my DH, JenG's DH Rob & DebG
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Re: Sorry if this is to personal - maybe someone can make a poll
Not in NY...$229K and 0% down. Good luck!!
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Posted 6/19/06 3:46 PM |
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raken40
soooo in love:)
Member since 5/05 4369 total posts
Name: Karen
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Re: Sorry if this is to personal - maybe someone can make a poll
Posted by SweetestOfPeas
fir those who put down less than 20%, did you take out a 2nd loan to put 20% down or are you paying PMI?
yes, we took out a second mortgage instead of paying PMI
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Posted 6/19/06 3:46 PM |
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kaklesmay
Love my baby boy!
Member since 9/05 1151 total posts
Name: Kim
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Re: Sorry if this is to personal - maybe someone can make a poll
2 loans, no PMI 80/15/5
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Posted 6/19/06 3:47 PM |
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MrsSchwags
Soccer Baseball Lax Mom
Member since 10/05 11240 total posts
Name: Jennifer
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Re: Sorry if this is to personal - maybe someone can make a poll
ooh yea I forgot to say
we have two loans. 80/20
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Posted 6/19/06 3:47 PM |
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kaklesmay
Love my baby boy!
Member since 9/05 1151 total posts
Name: Kim
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Re: Sorry if this is to personal - maybe someone can make a poll
My buddy is closing this week
He's doing $430k, no DP, sellers concession for closing costs, (106% financing) and the seller is giving him 6,500 cash at closing to do some renovations.
Im jealous... we are walking away from our closing poor and he's walking away with extra $$. Oh well, thats life!!!!!!!!!!!!
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Posted 6/19/06 3:50 PM |
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Eva Luna
Be kind...life's hard!
Member since 8/05 4750 total posts
Name: God, bless & heal my DH, JenG's DH Rob & DebG
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Re: Sorry if this is to personal - maybe someone can make a poll
Wanted to add that we have an FHA mortgage, one mortgage, 100% financing and the CC were paid by the bank. So 0%, no CC. We love our mortgage broker!!
And thank God everyday for our blessings...
ETA: Wanted to add that the CC were paid by the bank because a bank owned the house. However, had it been a regular "person" we would have had the seller pay CC. It's quite common here NOT to pay CC since the builder's or sellers usually pay it (it has to be in your contract).
Message edited 6/20/2006 8:26:03 AM.
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Posted 6/19/06 3:53 PM |
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MegZee
My bunny
Member since 5/06 8777 total posts
Name: Meaghan
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Re: Sorry if this is to personal - maybe someone can make a poll
we are looking at houses in the $350-400 range and will probably put 10% down and pay closing costs out of pocket. (we are hoping to buy the beginning of 2007)
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Posted 6/19/06 3:54 PM |
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mtg1970
We love summer!
Member since 5/05 1063 total posts
Name: Teresa
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Re: Sorry if this is to personal - maybe someone can make a poll
Our home is $600k and we put down 10% but we also did a 80/10/10-the other 10% as Equity LOC.
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Posted 6/19/06 3:56 PM |
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CkGm
They get so big, so fast :(
Member since 5/05 13848 total posts
Name: Christine
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Re: Sorry if this is to personal - maybe someone can make a poll
We live in Cali so its outragous here-
we put down 25%(savings and money from sale of condo) Our house was over 800,000
I will never be a SAHM
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Posted 6/19/06 4:08 PM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: Sorry if this is to personal - maybe someone can make a poll
Posted by CkGm
We live in Cali so its outragous here-
we put down 25%(savings and money from sale of condo) Our house was over 800,000
I will never be a SAHM
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Posted 6/19/06 4:14 PM |
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ODonnell
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Member since 9/05 5983 total posts
Name:
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Re: Sorry if this is to personal - maybe someone can make a poll
Our house was $382,000 and we put down 20%. We also had to keep $50K in cash to do renovations. That money ran out long ago and now we are taking out a Home Equity to do a $100K extension and exterior overhaul. We signed the contract on Saturday
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Posted 6/19/06 4:14 PM |
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~Colleen~
my loves...
Member since 5/05 9129 total posts
Name: guess
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Re: Sorry if this is to personal - maybe someone can make a poll
Our house was $412k. We put down $82,400 (20%) and paid closing costs up front. Happy to say we walked away from the closing with $$ in the bank (but we still feel broke - especially after having had over 6 figures in the bank )
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Posted 6/19/06 4:16 PM |
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Redhead
You Live, You Learn
Member since 5/05 31871 total posts
Name: Jennifer
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Re: Sorry if this is to personal - maybe someone can make a poll
we want to spend no more than 400K on a home we will be putting down 150K down
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Posted 6/19/06 4:32 PM |
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MrsRbk
<3 <3 <3 <3
Member since 1/06 19197 total posts
Name: Michelle
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Re: Sorry if this is to personal - maybe someone can make a poll
805k downpayment - 35%
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Posted 6/19/06 4:35 PM |
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