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Sorry if this is to personal - maybe someone can make a poll

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MABLE03
I <3 SATC

Member since 6/06

4563 total posts

Name:
Fabulous

Sorry if this is to personal - maybe someone can make a poll

How much was your home and how much did you put down?

TIA

Posted 6/19/06 3:18 PM
 
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schnapy
LIF Adolescent

Member since 9/05

766 total posts

Name:
Diana

Re: Sorry if this is to personal - maybe someone can make a poll

not shy here

403 put down 50k and paid closing costs up front

Posted 6/19/06 3:29 PM
 

MABLE03
I <3 SATC

Member since 6/06

4563 total posts

Name:
Fabulous

Re: Sorry if this is to personal - maybe someone can make a poll

thanks! Chat Icon

Posted 6/19/06 3:30 PM
 

raken40
soooo in love:)

Member since 5/05

4369 total posts

Name:
Karen

Re: Sorry if this is to personal - maybe someone can make a poll

ours was $430 and we put down about 12%

Posted 6/19/06 3:32 PM
 

kaklesmay
Love my baby boy!

Member since 9/05

1151 total posts

Name:
Kim

Re: Sorry if this is to personal - maybe someone can make a poll

ours is under $400k
Put down 5% and closing costs

Posted 6/19/06 3:35 PM
 

schnapy
LIF Adolescent

Member since 9/05

766 total posts

Name:
Diana

Re: Sorry if this is to personal - maybe someone can make a poll

Posted by MABLE03

thanks! Chat Icon



whst are you trying to figure out?
If you are broke like the rest of usChat Icon

Posted 6/19/06 3:38 PM
 

SweetestOfPeas
J'taime Paris!

Member since 3/06

32345 total posts

Name:

Re: Sorry if this is to personal - maybe someone can make a poll

fir those who put down less than 20%, did you take out a 2nd loan to put 20% down or are you paying PMI?

Posted 6/19/06 3:39 PM
 

schnapy
LIF Adolescent

Member since 9/05

766 total posts

Name:
Diana

Re: Sorry if this is to personal - maybe someone can make a poll

Posted by SweetestOfPeas

fir those who put down less than 20%, did you take out a 2nd loan to put 20% down or are you paying PMI?



we took a heloc of $29k. wicch we locked in the rate on, only 4 more years till its paid aHHHHHH

Posted 6/19/06 3:40 PM
 

MABLE03
I <3 SATC

Member since 6/06

4563 total posts

Name:
Fabulous

Re: Sorry if this is to personal - maybe someone can make a poll

Posted by schnapy

Posted by MABLE03

thanks! Chat Icon



whst are you trying to figure out?
If you are broke like the rest of usChat Icon



Yup Chat Icon Chat Icon
Actually how much more $$ we have to save before we can buy the kind of home we really want - without having a crazy mortgage payment every month.

I wanted to see if my " 5 year plan " goal was realistic or not.

It is.... as long as we stop eating, drinking, driving the car, or turning on any lights Chat Icon Chat Icon

Posted 6/19/06 3:43 PM
 

schnapy
LIF Adolescent

Member since 9/05

766 total posts

Name:
Diana

Re: Sorry if this is to personal - maybe someone can make a poll

Posted by MABLE03

Posted by schnapy

Posted by MABLE03

thanks! Chat Icon



whst are you trying to figure out?
If you are broke like the rest of usChat Icon



Yup Chat Icon Chat Icon
Actually how much more $$ we have to save before we can buy the kind of home we really want - without having a crazy mortgage payment every month.

I wanted to see if my " 5 year plan " goal was realistic or not.

It is.... as long as we stop eating, drinking, driving the car, or turning on any lights Chat Icon Chat Icon



LOL

Posted 6/19/06 3:44 PM
 

MrsSchwags
Soccer Baseball Lax Mom

Member since 10/05

11240 total posts

Name:
Jennifer

Re: Sorry if this is to personal - maybe someone can make a poll

our house is costing 359k

we put down 10% for the contract. We are actually financing 103% and getting most of our downpayment back so we can do some renovations and have back up money since I am out of work for a few months.

Posted 6/19/06 3:44 PM
 

Eva Luna
Be kind...life's hard!

Member since 8/05

4750 total posts

Name:
God, bless & heal my DH, JenG's DH Rob & DebG

Re: Sorry if this is to personal - maybe someone can make a poll

Not in NY...$229K and 0% down. Chat Icon Good luck!! Chat Icon

Posted 6/19/06 3:46 PM
 

raken40
soooo in love:)

Member since 5/05

4369 total posts

Name:
Karen

Re: Sorry if this is to personal - maybe someone can make a poll

Posted by SweetestOfPeas

fir those who put down less than 20%, did you take out a 2nd loan to put 20% down or are you paying PMI?



yes, we took out a second mortgage instead of paying PMI

Posted 6/19/06 3:46 PM
 

kaklesmay
Love my baby boy!

Member since 9/05

1151 total posts

Name:
Kim

Re: Sorry if this is to personal - maybe someone can make a poll

2 loans, no PMI
80/15/5

Posted 6/19/06 3:47 PM
 

MrsSchwags
Soccer Baseball Lax Mom

Member since 10/05

11240 total posts

Name:
Jennifer

Re: Sorry if this is to personal - maybe someone can make a poll

ooh yea I forgot to say

we have two loans. 80/20

Posted 6/19/06 3:47 PM
 

kaklesmay
Love my baby boy!

Member since 9/05

1151 total posts

Name:
Kim

Re: Sorry if this is to personal - maybe someone can make a poll

My buddy is closing this week

He's doing $430k, no DP, sellers concession for closing costs, (106% financing) and the seller is giving him 6,500 cash at closing to do some renovations.

Im jealous... we are walking away from our closing poor and he's walking away with extra $$.
Oh well, thats life!!!!!!!!!!!!

Posted 6/19/06 3:50 PM
 

Eva Luna
Be kind...life's hard!

Member since 8/05

4750 total posts

Name:
God, bless & heal my DH, JenG's DH Rob & DebG

Re: Sorry if this is to personal - maybe someone can make a poll

Wanted to add that we have an FHA mortgage, one mortgage, 100% financing and the CC were paid by the bank. So 0%, no CC. We love our mortgage broker!! Chat Icon

And thank God everyday for our blessings...Chat Icon

ETA: Wanted to add that the CC were paid by the bank because a bank owned the house. However, had it been a regular "person" we would have had the seller pay CC. It's quite common here NOT to pay CC since the builder's or sellers usually pay it (it has to be in your contract).

Message edited 6/20/2006 8:26:03 AM.

Posted 6/19/06 3:53 PM
 

MegZee
My bunny

Member since 5/06

8777 total posts

Name:
Meaghan

Re: Sorry if this is to personal - maybe someone can make a poll

we are looking at houses in the $350-400 range and will probably put 10% down and pay closing costs out of pocket. (we are hoping to buy the beginning of 2007)

Posted 6/19/06 3:54 PM
 

mtg1970
We love summer!

Member since 5/05

1063 total posts

Name:
Teresa

Re: Sorry if this is to personal - maybe someone can make a poll

Our home is $600k and we put down 10% but we also did a 80/10/10-the other 10% as Equity LOC.

Posted 6/19/06 3:56 PM
 

CkGm
They get so big, so fast :(

Member since 5/05

13848 total posts

Name:
Christine

Re: Sorry if this is to personal - maybe someone can make a poll

We live in Cali so its outragous here-

we put down 25%(savings and money from sale of condo)
Our house was over 800,000Chat Icon

I will never be a SAHMChat Icon

Posted 6/19/06 4:08 PM
 

SweetestOfPeas
J'taime Paris!

Member since 3/06

32345 total posts

Name:

Re: Sorry if this is to personal - maybe someone can make a poll

Posted by CkGm

We live in Cali so its outragous here-

we put down 25%(savings and money from sale of condo)
Our house was over 800,000Chat Icon

I will never be a SAHMChat Icon

Chat Icon Chat Icon

Posted 6/19/06 4:14 PM
 

ODonnell
.

Member since 9/05

5983 total posts

Name:

Re: Sorry if this is to personal - maybe someone can make a poll

Our house was $382,000 and we put down 20%. We also had to keep $50K in cash to do renovations. That money ran out long ago and now we are taking out a Home Equity to do a $100K extension and exterior overhaul. We signed the contract on SaturdayChat Icon

Posted 6/19/06 4:14 PM
 

~Colleen~
my loves...

Member since 5/05

9129 total posts

Name:
guess

Re: Sorry if this is to personal - maybe someone can make a poll

Our house was $412k. We put down $82,400 (20%) and paid closing costs up front. Happy to say we walked away from the closing with $$ in the bank Chat Icon (but we still feel broke - especially after having had over 6 figures in the bank Chat Icon)

Posted 6/19/06 4:16 PM
 

Redhead
You Live, You Learn

Member since 5/05

31871 total posts

Name:
Jennifer

Re: Sorry if this is to personal - maybe someone can make a poll

we want to spend no more than 400K on a home
we will be putting down 150K down

Posted 6/19/06 4:32 PM
 

MrsRbk
<3 <3 <3 <3

Member since 1/06

19197 total posts

Name:
Michelle

Re: Sorry if this is to personal - maybe someone can make a poll

805k
downpayment - 35%

Posted 6/19/06 4:35 PM
 
Pages: [1] 2 3
 

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