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Mistyloon
LIF Infant
Member since 9/06 79 total posts
Name: Katie
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Re: Stupid WAMU/Chase... can your recommend another bank?
It's a ploy that all banks use to make money off of their customers. I bank at Bank of America. Last week I deposited a check (from a my husbands PT employer) & the check bounced.
The bank charged me! (It was my husbands employer who bounced the check). When I spoke to a manager he said "when you deposit a check you run the risk of the check bouncing & therefore you are responsible for any incurred fees" He refused to refund the $35.00 charge. I will be changing our account to the credit union where I feel they at least value & appreciate their customers.
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Posted 4/22/09 1:08 AM |
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Long Island Weddings
Long Island's Largest Bridal Resource |
longislemom
LIF Adult
Member since 8/06 912 total posts
Name:
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Re: Stupid WAMU/Chase... can your recommend another bank?
Im hating Chase right now too. Im looking into credit unions.
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Posted 4/22/09 7:33 AM |
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Re: Stupid WAMU/Chase... can your recommend another bank?
I hate WAMU also, for many reasons. But I did get them to reverse charges made to our savings acct, which were apparently a new Chase feature but they never notified us.
And for the record, I would suggest a Credit Union over any bank, any day!! Can't get that through DH's thick head though!!
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Posted 4/22/09 9:41 AM |
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karacg
Babygirl is 4!
Member since 5/05 17076 total posts
Name: Kara®
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Re: Stupid WAMU/Chase... can your recommend another bank?
I just went to WaMu (Wantagh) and had some erroneous fees reversed in a matter of minutes.
I agree that going in person is the key - which is also why I amke sure I know the tellers at my bank, and they know me. I haven't gotten a "no" from them yet!
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Posted 4/22/09 9:51 AM |
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Domino
Always My Miracle
Member since 9/05 9923 total posts
Name:
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Re: Stupid WAMU/Chase... can your recommend another bank?
Posted by HeatherRose
I had/have wamu. but I can not stand chase. DH has always banked with TFCU so we made the switch (for the most part) over to them this weekend. I feel like I will never be 100% happy with a bank, but teachers def. covers you with your money in savings if you don't have it in checking.
I have been a customer with Teachers as well and have never had a problem with them. On the occassions that I have gone over they have just transfered the money from my savings. it is done as a courtesy. I do know there is a limit though (dont know whether it is 3 or 5 transfers per month).
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Posted 4/22/09 10:06 AM |
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rojerono
Happiest.
Member since 8/06 13803 total posts
Name: Jeannie
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Re: Stupid WAMU/Chase... can your recommend another bank?
I guess I'm staying with Wamu since it seems like ALL banks have issues.
And they refunded my fees when I told them I was going to bank elsewhere! Yay!
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Posted 4/22/09 11:20 AM |
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LINewbie
Tigger the the Rescue!
Member since 8/08 5647 total posts
Name: LB
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Re: Stupid WAMU/Chase... can your recommend another bank?
Yeah, that you don't have overdraft is something you should have been aware of. I wouldn't expect them to stop the card. I used to bank w/Wamu and hated that part.
But if I ever overdrew on the same day that I depositied, there were no fees because it all evened out at the end of the day. This must be a new policy - courtesy of Chase I am sure!!!
Go with a credit union. Most accept just about anyone these days. Now that I am back at one, I can't believe how long I strayed!!!
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Posted 4/22/09 10:12 PM |
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Mommy2Boys
My Boys!!!!
Member since 6/06 14437 total posts
Name: C
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Re: Stupid WAMU/Chase... can your recommend another bank?
Posted by BaseballWidow
I hate WAMU also, for many reasons. But I did get them to reverse charges made to our savings acct, which were apparently a new Chase feature but they never notified us.
And for the record, I would suggest a Credit Union over any bank, any day!! Can't get that through DH's thick head though!!
I TA!!! I am switching back to a credit union. I have WAMU and HATE them!!!! And hate Chase even more who took over Wamu. I am leaving them ASAP.
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Posted 4/23/09 9:52 PM |
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