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FirstMate
My lil cowboy
Member since 10/10 7790 total posts
Name:
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engagement ring insurance
Do you still insure your engagement ring? I always have but this year the premium was raised significantly. I'm questioning whether I really need to continue to insure it. I know I have insurance through my home owners but it is limited.
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Posted 9/18/23 2:34 PM  |
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Long Island's Largest Bridal Resource |
NervousNell
Just another chapter in life..
Member since 11/09 54921 total posts
Name:
..being a mommy and being a wife!
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Re: engagement ring insurance
It just automatically renews with my home owners. If it went up that significantly I might consider dropping it though at this point
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| Posted 9/18/23 2:59 PM |
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ali120206
2 Boys
Member since 7/06 17792 total posts
Name:
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Re: engagement ring insurance
Posted by NervousNell
It just automatically renews with my home owners. If it went up that significantly I might consider dropping it though at this point
Mine automatically renews as well.
I like to know I have mine as I know as soon as I cancel - I will lose my ring or stone and the cost to replace is a lot more than the cost of insurance.
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| Posted 9/18/23 3:46 PM |
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Budjeg11
LIF Adult
Member since 4/11 2644 total posts
Name:
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engagement ring insurance
I would insure it for current replacement cost. Its probably more valuable now than it was when you first got it, so why stop insuring it now?
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| Posted 9/18/23 4:45 PM |
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lpg21
LIF Infant
Member since 9/21 342 total posts
Name:
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Re: engagement ring insurance
I actually decided not to renew a couple of years ago, been married 13 years. My engagement ring actually sits in a jewelry box. Idk why I can't wear rings anymore, they are uncomfortable for me.
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| Posted 9/19/23 1:16 PM |
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NervousNell
Just another chapter in life..
Member since 11/09 54921 total posts
Name:
..being a mommy and being a wife!
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Re: engagement ring insurance
Posted by lpg21
I actually decided not to renew a couple of years ago, been married 13 years. My engagement ring actually sits in a jewelry box. Idk why I can't wear rings anymore, they are uncomfortable for me.
I feel better because I never wear my rings either. Nor does DH. I don't know, I'm just not a jewelry person and I find it uncomfortable as well.
Glad I'm not alone.
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| Posted 9/19/23 2:02 PM |
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MissJones
I need a nap!
Member since 5/05 22136 total posts
Name:
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engagement ring insurance
Mine doesn’t even fit anymore ??
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| Posted 10/5/23 4:29 PM |
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Mushesgirl
Too blessed to be stressed
Member since 4/09 6691 total posts
Name:
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Re: engagement ring insurance
we have it in our homeowner's policy which also auto renews. I will have to check to see if it increased; I don't look closely at that so thanks for the heads up.
Neither of us wears our rings anymore; I will wear them if we're going out to an event but otherwise I live in Queens and want to live.
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| Posted 10/5/23 6:47 PM |
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Diane
Hope is Contagious....catch it
Member since 5/05 30683 total posts
Name:
D
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Re: engagement ring insurance
Posted by NervousNell
Posted by lpg21
I actually decided not to renew a couple of years ago, been married 13 years. My engagement ring actually sits in a jewelry box. Idk why I can't wear rings anymore, they are uncomfortable for me.
I feel better because I never wear my rings either. Nor does DH. I don't know, I'm just not a jewelry person and I find it uncomfortable as well.
Glad I'm not alone.
[/QUOTE
Me too, especially because I am a teacher and constantly washing my hands.
My rind does not fit anymore as well. The price did go up a lot over the years, but keep renewing it, but I know I should get it appraised again. I have just been lazy about it.
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| Posted 10/8/23 6:21 PM |
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Re: engagement ring insurance
Ahhh something us married people don't have to worry about when you get engaged young and had no money so ring is not so huge 
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| Posted 10/11/23 8:37 AM |
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