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mgl3378
LIF Zygote
Member since 2/10 12 total posts
Name:
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Empire insurance question
Hi, Im just starting this process and I have a question for anyone who has Empire NYSHIP.
I called Empire and they gave me a list of procedures that the plan covers but I realized after I got off the phone and read it again that IUI wasnt on there. Is that possible? Im going to get a copy of my plan but Im sorta freaking out a little....
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Posted 6/22/10 4:37 PM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
FlowerWife
Positive Vibrations...
Member since 1/08 8423 total posts
Name:
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Re: Empire insurance question
i dont have empire, but many insurances don't cover IUIs. its not uncommon. hope yours does!! 
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| Posted 6/22/10 5:03 PM |
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july0105
My three little miracles
Member since 4/06 2628 total posts
Name:
Alison
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Re: Empire insurance question
You should call back and get the specifics, but I know I have Empire and got a list of procedures that are covered, but also was told that I have a dollar amount that can be used for infertility treatments.
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| Posted 6/22/10 6:14 PM |
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marriedandttc
LIF Adolescent
Member since 10/08 873 total posts
Name:
lauren
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Re: Empire insurance question
I have empire NYSHIP and they cover IUI. You can have as many as you want and you isn't consider a procedure that counts towards your lifetime max. And you don't have to get approve in advance for IUIs but you Have to get advance approval IVF and that comes out of your lifetime max.
Message edited 6/22/2010 6:21:17 PM.
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| Posted 6/22/10 6:18 PM |
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allIwant
Love my crazy life!
Member since 1/10 9170 total posts
Name:
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Re: Empire insurance question
Posted by marriedandttc
I have empire NYSHIP and they cover IUI. You can have as many as you want and you isn't consider a procedure that counts towards your lifetime max. And you don't have to get approve in advance for IUIs but you Have to get advance approval IVF and that comes out of your lifetime max.
i have empire nyship and was told the exact same thing!
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| Posted 6/22/10 7:00 PM |
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Jen2999
Baby girls & beagles rock!
Member since 8/06 10356 total posts
Name:
Jen
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Re: Empire insurance question
Posted by allIwant
Posted by marriedandttc
I have empire NYSHIP and they cover IUI. You can have as many as you want and you isn't consider a procedure that counts towards your lifetime max. And you don't have to get approve in advance for IUIs but you Have to get advance approval IVF and that comes out of your lifetime max.
i have empire nyship and was told the exact same thing!
Me too
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| Posted 6/22/10 7:33 PM |
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dbleplay17
My 2 boys!
Member since 10/06 4578 total posts
Name:
Chrissy
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Re: Empire insurance question
Posted by marriedandttc
I have empire NYSHIP and they cover IUI. You can have as many as you want and you isn't consider a procedure that counts towards your lifetime max. And you don't have to get approve in advance for IUIs but you Have to get advance approval IVF and that comes out of your lifetime max.
Yup same here
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| Posted 6/22/10 7:41 PM |
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ODonnell
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Member since 9/05 5983 total posts
Name:
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Re: Empire insurance question
Posted by Jen2999
Posted by allIwant
Posted by marriedandttc
I have empire NYSHIP and they cover IUI. You can have as many as you want and you isn't consider a procedure that counts towards your lifetime max. And you don't have to get approve in advance for IUIs but you Have to get advance approval IVF and that comes out of your lifetime max.
i have empire nyship and was told the exact same thing!
Me too
Same with me.
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| Posted 6/23/10 7:37 AM |
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mgl3378
LIF Zygote
Member since 2/10 12 total posts
Name:
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Re: Empire insurance question
Posted by ODonnell
Posted by Jen2999
Posted by allIwant
Posted by marriedandttc
I have empire NYSHIP and they cover IUI. You can have as many as you want and you isn't consider a procedure that counts towards your lifetime max. And you don't have to get approve in advance for IUIs but you Have to get advance approval IVF and that comes out of your lifetime max.
i have empire nyship and was told the exact same thing!
Me too
Same with me.
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Thank you so much!! Im very relieved, the Empire representative told me the dollar amount for procedures and then gave me the list of procedures that are covered but I guess IUI wasnt on the list bc it doesnt count toward the dollar amount. Im going to check with them again and get a copy of my plan but Im def much calmer now 
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| Posted 6/23/10 12:53 PM |
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