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lbelle821
Arghhhhh
Member since 2/06 5285 total posts
Name:
Lisa
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A Small Financial Victory - NJ EI related.
EI is not free in NJ. They have a "cost share" program where you pay based on your income. Our monthly maximum was $600/month. Since we required a lot of services we always hit that max so that is what we paid for EI.
Well, our governor passed a law in February that any children with autism will be eligible for up to $36k per year payable by their insurance company, including the EI cost shares.
I finally got word today that our claims went through. So the $600 from March to July (when he turned 3) is getting reimbursed. $3,000!!!
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Posted 9/23/10 12:25 PM  |
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Diane
Hope is Contagious....catch it
Member since 5/05 30683 total posts
Name:
D
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Re: A Small Financial Victory - NJ EI related.
that is great. We should not have to pay any $$$ for these services.
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| Posted 9/23/10 1:24 PM |
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lbelle821
Arghhhhh
Member since 2/06 5285 total posts
Name:
Lisa
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Re: A Small Financial Victory - NJ EI related.
Posted by Diane
that is great. We should not have to pay any $$$ for these services.
we absolutely shouldn't but I always told myself it is the best $600 I spend in a month.
I just feel bad for some families who might decline services because the price is too steep for them.
Yes, it is based on income BUT living in NJ (just like LI) is not cheap. Plus since we both work (making our income higher) we have to pay for daycare as well. So between daycare and EI we were paying close to $1,700 per month between both. 
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| Posted 9/23/10 1:29 PM |
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smdl
I love Gary too..on a plate!
Member since 5/06 32461 total posts
Name:
me
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Re: A Small Financial Victory - NJ EI related.
What a great progress!
The average amount of money spent by parents of parents with autistic children is $30K to $70K per year. National average!
It's insane!
In some States parents must take loans. Foreclose on their house to pay for those services.
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| Posted 9/23/10 3:00 PM |
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A3CM
Avatar Title
Member since 9/08 3762 total posts
Name:
Mommy
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Re: A Small Financial Victory - NJ EI related.
that is great news...
my cousin lives in VA and they have to pay out pocket... she said she has averaged about $45K a year so far since her son got his diagnosis.
he was 2.5 and he is 7 now
it's insane.
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| Posted 9/23/10 8:18 PM |
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Jackie24
~We Did it~
Member since 7/06 6718 total posts
Name:
Jackie
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Re: A Small Financial Victory - NJ EI related.
Thats amazing! If Patterson had his way it would be like this in NY too, keep fighting!!!
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| Posted 9/29/10 9:58 PM |
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lbelle821
Arghhhhh
Member since 2/06 5285 total posts
Name:
Lisa
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Re: A Small Financial Victory - NJ EI related.
Posted by Jackie24
Thats amazing! If Patterson had his way it would be like this in NY too, keep fighting!!!
I hope that never goes through! While it is great now to have the covereage under your private insurance remember that this only applies if you have a diagnosis on the autism spectrum. So any other child who has just a speech delay, sensory processing disorder, etc is not covered. So they still have these enormous co-pays!
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| Posted 9/30/10 4:13 AM |
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