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Aflac

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lilangel919
LIF Infant

Member since 10/09

220 total posts

Name:
Vi

Aflac

The effective date of my Aflac policy is 1/1/11. I am currently pregnant, due in April. When I signed up the agent told me I couldn't "give birth" for 10 months after signing up. I just read my policy and it states "Aflac New York will not pay benefits for a disability that is caused by or occurs as a result of your: Pregnancy or childbirth within the first ten months of the Effective Date of coverage as a result of a normal pregnancy."

I got pregnant prior to 10 months of the effective date, am I still covered?

Thanks!

Posted 1/5/12 11:23 AM
 
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BlessedMomma
LIF Adult

Member since 12/11

6163 total posts

Name:
Momma Bear

Re: Aflac

If it was before 10 months then yes it sounds that way...

Posted 1/5/12 11:25 AM
 

Jenn627
Laaaaaaaambert!

Member since 5/08

9818 total posts

Name:
Jenn

Re: Aflac

You're totally covered.

It started January 2011 - not 2012 right?

If it's 2012 - you're not covered.

Posted 1/5/12 11:29 AM
 

lilangel919
LIF Infant

Member since 10/09

220 total posts

Name:
Vi

Re: Aflac

Yes, the start date is 1/1/11, not 2012.

Posted 1/5/12 11:38 AM
 

Jenn627
Laaaaaaaambert!

Member since 5/08

9818 total posts

Name:
Jenn

Re: Aflac

You are completely covered. No worries!!

Posted 1/5/12 11:41 AM
 
 

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