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Bearcat
Love my little girls!!! <3
Member since 6/10 10818 total posts
Name:
E
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Re: If you have health insurance through an employer, what do you pay monthly
Nothing for medical - and we are extremely grateful for that. Through DH's employer.
Dental is $72/mo. I thought that was high and then I looked at the insane amount of dental work my DH needs and what it would cost if we didn't have insurance. That's through my employer.
Vision I honestly don't even know if we have coverage.  Definitely not through my employer; I don't know if it's part of DH's plan. Neither of us have ever had to use it (knock on wood).
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Posted 2/24/14 9:04 AM  |
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Long Island Weddings
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leighdvm
My golden boys!
Member since 3/06 4419 total posts
Name:
Michele
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Re: If you have health insurance through an employer, what do you pay monthly
About $300 per month for my sons and I. $840 deductible and 10% co-insurance. Does not include vision.
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| Posted 2/25/14 9:57 AM |
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Cataverri
LIF Toddler
Member since 9/12 390 total posts
Name:
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Re: If you have health insurance through an employer, what do you pay monthly
Dh and i only have medical. My employer pays everything and I'm so thankful for that.
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| Posted 2/25/14 10:21 AM |
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KaKa2323
Got my miracle
Member since 9/11 1465 total posts
Name:
K
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Re: If you have health insurance through an employer, what do you pay monthly
I pay nothing for medical and $20 for dental. DH ins is about $450/month
ETA I never had a deductible up until this year. Now I have a $3k ded and 20% co-ins.
Message edited 2/25/2014 10:33:55 AM.
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| Posted 2/25/14 10:32 AM |
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Eireann
Two ladies and a gentleman!
Member since 5/05 12165 total posts
Name:
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Re: If you have health insurance through an employer, what do you pay monthly
I think I win--$1733/ month family of 5, no vision, only kids' dental (I have discount plan for dental for DH and me). 
But, I suppose it's complicated because DH owns the company (so also, we pay taxes on that $1700 as though we had it in our pockets...it's not a deduction).
I would think though, if you answer nothing or whatever it was, it's not entirely a free ride...you'd be getting paid more overall if you didn't need insurance...correct?
ETA...this is with no deductible. We are planning to switch carriers though which would save around $500/ month, but I think there's a small deductible then. DH can't wait for me to go back to work for this reason alone!
Message edited 2/25/2014 11:08:20 AM.
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| Posted 2/25/14 10:55 AM |
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Paramount
Sweet!
Member since 7/12 4287 total posts
Name:
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Re: If you have health insurance through an employer, what do you pay monthly
Posted by Eireann
I think I win--$1733/ month family of 5, no vision, only kids' dental (I have discount plan for dental for DH and me).
But, I suppose it's complicated because DH owns the company (so also, we pay taxes on that $1700 as though we had it in our pockets...it's not a deduction).
I would think though, if you answer nothing or whatever it was, it's not entirely a free ride...you'd be getting paid more overall if you didn't need insurance...correct?
ETA...this is with no deductible. We are planning to switch carriers though which would save around $500/ month, but I think there's a small deductible then. DH can't wait for me to go back to work for this reason alone!
Don't forget that all the money you put into medical (that $1700 a month) is tax deductible for you and DH.
My DH and I pay nothing for medical because he owns the company, and the company pays for it. At the end of the year we ALSO can deduct the medical insurance premium off our taxes because we own the company.
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| Posted 2/25/14 11:10 AM |
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Jasminscent
LIF Infant
Member since 10/13 122 total posts
Name:
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If you have health insurance through an employer, what do you pay monthly
We pay about 500 a month for medical on the basic/low level plan. I didn't realize there are so many jobs with free health insurance. What do jobs do you have with the free health insurance?
Message edited 2/25/2014 11:21:39 AM.
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| Posted 2/25/14 11:20 AM |
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Xelindrya
Mommy's little YouTube Star!
Member since 8/05 14470 total posts
Name:
Veronica
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If you have health insurance through an employer, what do you pay monthly
$427.70 for the benefits monthly
Does not include my FSA or HSA I put aside to pay for deductibles (which is $3500)
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| Posted 2/25/14 4:26 PM |
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bettybcafe
Big brother in the making
Member since 7/07 8611 total posts
Name:
M
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Re: If you have health insurance through an employer, what do you pay monthly
Too dam much
A little over $500 for the three of us
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| Posted 2/25/14 5:29 PM |
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Goobster
:)
Member since 5/07 27557 total posts
Name:
:)
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Re: If you have health insurance through an employer, what do you pay monthly
About 440 a mth for dental and medical and prescription.
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| Posted 2/25/14 7:27 PM |
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MCD0524
LIF Adult
Member since 4/10 1199 total posts
Name:
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If you have health insurance through an employer, what do you pay monthly
We pay $550 now for a family of 3. My DS is on my policy, my Husband is covered at 100% through his job. We are turning into a family plan when my new son is born and will pay close to $1k. It's awful. On top of that we have coinsurance, copays and a extremely ridiculous out of pocket max and deductible. I hate even talking about it, it makes me crazy but we both work for very small companies and have great perks ( I work from home FT and DH loves his job).
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| Posted 2/25/14 8:32 PM |
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Kathy042806
LIF Adult
Member since 5/06 1416 total posts
Name:
Kathy
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Re: If you have health insurance through an employer, what do you pay monthly
$14 a month for all...gotta love NYPD lol
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| Posted 2/25/14 10:21 PM |
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Dani922
Here's to new beginnings
Member since 10/07 7260 total posts
Name:
Danielle
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Re: If you have health insurance through an employer, what do you pay monthly
I don't know exactly but I believe its a little under $60 bi-weekly for medical, vision (glasses or contacts), & dental for just me. No deductible but the co-pays did increase this year for some things. The kids arent on my plan. I think it would go up to $100ish biweekly with them on.
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| Posted 2/25/14 10:35 PM |
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TheLucille2
Yayicanpickmyowntitle!
Member since 6/11 1058 total posts
Name:
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Re: If you have health insurance through an employer, what do you pay monthly
Posted by sameinitials
Posted by Blazesyth
Posted by sameinitials
(and it doesn't make sense - like you can get an eye doctor visit and contacts OR glasses every year - but they don't consider that someone who wears contacts needs a pair of glasses, too).
Contact lenses are a luxury. You don't NEED contact lenses, I guess unless you don't have ears or a nose to put glasses on. So they're not going to pay for both glasses AND contacts.
I guess, but I don't see it like that... personally I see much better with my contacts than my glasses and have better depth perception (even though the rx on my glasses is correct). My eyesight is also really bad, so I don't have peripheral vision when I wear my glasses, so I hate driving while wearing them. So, for me contacts are more of a necessity than a luxury.
This is me exactly.
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| Posted 2/26/14 9:00 AM |
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orchid24
PARTY OF FIVE PLEASE!
Member since 3/06 2018 total posts
Name:
D
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Re: If you have health insurance through an employer, what do you pay monthly
$150 for a family of 5, monthly. Benefits are through my work, a prominent Chicago hospital.
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| Posted 2/27/14 11:50 AM |
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AudioLoveStory
LIF Adolescent
Member since 10/10 538 total posts
Name:
Lindsay
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Re: If you have health insurance through an employer, what do you pay monthly
I had no idea this was a thing. My husband owns an LLC and I'm self employed. We can get insurance through him and write off the premiums??? Does it work if we go through the marketplace or any private insurance?
Posted by Paramount
Posted by Eireann
I think I win--$1733/ month family of 5, no vision, only kids' dental (I have discount plan for dental for DH and me).
But, I suppose it's complicated because DH owns the company (so also, we pay taxes on that $1700 as though we had it in our pockets...it's not a deduction).
I would think though, if you answer nothing or whatever it was, it's not entirely a free ride...you'd be getting paid more overall if you didn't need insurance...correct?
ETA...this is with no deductible. We are planning to switch carriers though which would save around $500/ month, but I think there's a small deductible then. DH can't wait for me to go back to work for this reason alone!
Don't forget that all the money you put into medical (that $1700 a month) is tax deductible for you and DH.
My DH and I pay nothing for medical because he owns the company, and the company pays for it. At the end of the year we ALSO can deduct the medical insurance premium off our taxes because we own the company.
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| Posted 2/27/14 12:40 PM |
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Sassyz75
Turning a new page
Member since 5/05 9731 total posts
Name:
Dina
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Re: If you have health insurance through an employer, what do you pay monthly
$500 a month with a $2500 year deductible
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| Posted 2/27/14 1:28 PM |
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Cheeks24
Living a dream
Member since 1/08 8589 total posts
Name:
Cheeks
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If you have health insurance through an employer, what do you pay monthly
$0 through DH's job.
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| Posted 2/27/14 1:51 PM |
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PitterPatter11
Baby Boy is Here!
Member since 5/11 7619 total posts
Name:
Momma <3
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If you have health insurance through an employer, what do you pay monthly
~$170 a month for 2 people. There will be an increase once we switch to the family plan in April/May.
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| Posted 2/27/14 1:57 PM |
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