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IVF and insurance
I have never had IVF coverage before but the new policy has a $10k max for IVF. I know when I paid OOP it was more than what they would get from an insurance company but what do you know or think $10k would get you from insurance? 2 fresh cycles? A fresh a frozen or 2?
Meds are separate and not included in the 10k max.
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Posted 6/9/14 4:08 PM  |
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PitterPatter11
Baby Boy is Here!
Member since 5/11 7619 total posts
Name:
Momma <3
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IVF and insurance
At least 2 fresh cycles. We had 15k max and did 3 fresh cycles and still have more money left.
ETA: that included icsi.
Message edited 6/9/2014 4:15:02 PM.
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| Posted 6/9/14 4:13 PM |
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Re: IVF and insurance
Posted by PitterPatter11
At least 2 fresh cycles. We had 15k max and did 3 fresh cycles and still have more money left.
ETA: that included icsi.
Tx. Mind if I ask where you went?
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| Posted 6/9/14 4:31 PM |
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jbd2012
LIF Infant
Member since 6/14 76 total posts
Name:
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IVF and insurance
with my first insurance (OXF) we have a 10K max, that included unlimited IUI's and 2 fresh cycles, we had to pay for our FET out of pocket about 3k, also didn't cover cryo.
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| Posted 6/9/14 4:35 PM |
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beanie571
:-P
Member since 5/07 2509 total posts
Name:
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IVF and insurance
We had 2 fresh IVF cycles with our 10k max. I don't think we exhausted the coverage completely either...
ETA - I used RSofNY
Message edited 6/9/2014 4:43:03 PM.
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| Posted 6/9/14 4:42 PM |
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hmm
Sweet
Member since 1/14 7993 total posts
Name:
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Re: IVF and insurance
I have paid out of pocket as well but hope to have coverage soon. RSoNY told me $10,000.00 would allow me 1 1/2 IVF cycles. I guess it depends on how much meds and stim time?? not sure.
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| Posted 6/9/14 4:57 PM |
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PitterPatter11
Baby Boy is Here!
Member since 5/11 7619 total posts
Name:
Momma <3
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Re: IVF and insurance
Posted by BaseballWidow
Posted by PitterPatter11
At least 2 fresh cycles. We had 15k max and did 3 fresh cycles and still have more money left.
ETA: that included icsi.
Tx. Mind if I ask where you went?
2 cycles CNY Fertility in Albany
1 cycle RMA of NY in Manhattan
RMA was cheaper than CNY.
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| Posted 6/9/14 5:21 PM |
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skinny
3 boys and a princess!
Member since 11/08 8178 total posts
Name:
Momma
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Re: IVF and insurance
See what the doctors contractual amount is with your insurance company. I have a $10k max and did two frozen cycles. They were $5k each so I thought I was done. Surprise....the doctor has an arrangement with my insurance for $1850 per frozen cycle so I still have 2 cycles left. Glad to hear u have coverage!!!!!! :)
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| Posted 6/9/14 7:44 PM |
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Re: IVF and insurance
Tx everyone. I will want to change REs for ivf so guess that will be step 1. Can't believe I finally will have some ivf coverage after all these years.....
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| Posted 6/9/14 8:14 PM |
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Irishgrl13
Fingers Crossed...
Member since 6/09 1301 total posts
Name:
Colleen
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Re: IVF and insurance
With RSofNY, you would be able to get a 1 fresh and 1 frozen....
Fresh is about 6500, frozen is 3500...
GOOD LUCK!!!
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| Posted 6/10/14 7:34 AM |
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