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jellybean78
:)
Member since 8/06 13103 total posts
Name:
Mommy
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Homeowners insurance question
Doing my due diligence here  how much do you pay for homeowners insurance if you DON'T live by the water? House is a split about 1700 square feet and we got a quote from MetLife who we use now for our co-op of about $1800. I thought that the was high so if you don't mind how much do you pay yearly?? TIA
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Posted 1/30/15 10:07 PM  |
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Prudential Douglas Elliman Real Estate
Long Island's Largest Bridal Resource | Long Island Weddings |
Mrs213
????????
Member since 2/09 18986 total posts
Name:
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Homeowners insurance question
Just over $900/yr
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| Posted 1/30/15 10:17 PM |
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tray831
Dee-licious!
Member since 3/06 5355 total posts
Name:
His Baby
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Re: Homeowners insurance question
Thats pretty high. I would definitely get more quotes. If you have the average coverage; it should be close to $1K; if not; under.
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| Posted 1/30/15 10:44 PM |
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ElizaRags35
My 2 Girls
Member since 2/09 20494 total posts
Name:
Me
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Homeowners insurance question
$900/year and I have a pool.
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| Posted 1/30/15 10:51 PM |
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Re: Homeowners insurance question
My split is not by the water, just under 1900 square feet, and we pay about $1800 a year. Even when not in a flood area, on Long Island insurance rates can be high because they charge you for wind coverage.
I have a good insurance broker contact,, who can shop around for the best deal for you. Let me know if you want the info!
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| Posted 1/30/15 11:10 PM |
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ChilisWife
God Bless America
Member since 5/05 3572 total posts
Name:
A.K.
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Re: Homeowners insurance question
I think that's about what I pay for a similar home. You have to remember that not all insurance is the same. There are different types and levels of coverage. You could get the minimum that your mortgage bank requires or you could get extra bells and whistles. So to just throw out a number is not necessarily comparing apples to apples.
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| Posted 1/31/15 8:55 AM |
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Homeowners insurance question
There is so much that goes into an insurance rate, it is hard to compare your house to someone elses house, even if it is the same size in the same town.
I would be happy to shop the policy for you. My company deals with over 15 different carriers.
Feel free to message me here or you can email me at [email protected], or call 631-650-4036. If you email me and I do not respond right away please let me know sometimes certain mails get caught in our spam filter....
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| Posted 1/31/15 9:53 AM |
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