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If your OB takes your insurance but the hospital does not

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HomeIsWithU
Baby #2 on the way!

Member since 9/07

7816 total posts

Name:
Jenn

If your OB takes your insurance but the hospital does not

I'm switching OB's in preparation for (hopefully) the next pregnancy. The practice I'm interested in does take my insurance, but the hospital they are affiliated with looks like it does not. I have Blue Cross Blue Shield and while it's listed on the hospitals website, on my insurances website they are not coming up as an in-network hospital.

Does anyone know how this works? I know there's a good chance that my OB wont even be on call when I deliver, so it could be any of the other doctor's that cover for them...all of which take my insurance.

Posted 1/13/16 10:42 AM
 
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alli3131
Peanut is here!!!!!!

Member since 5/09

18388 total posts

Name:
Allison

If your OB takes your insurance but the hospital does not

If the hospital doesn't take your insurance you will pay out of pocket unless you have Out of network coverage.

I would call your insurance company to confirm.

Posted 1/13/16 10:44 AM
 

AngnShaun
Sisters

Member since 1/10

21015 total posts

Name:
Ang

Re: If your OB takes your insurance but the hospital does not

Posted by HomeIsWithU

I'm switching OB's in preparation for (hopefully) the next pregnancy. The practice I'm interested in does take my insurance, but the hospital they are affiliated with looks like it does not. I have Blue Cross Blue Shield and while it's listed on the hospitals website, on my insurances website they are not coming up as an in-network hospital.

Does anyone know how this works? I know there's a good chance that my OB wont even be on call when I deliver, so it could be any of the other doctor's that cover for them...all of which take my insurance.



I would call the hospital to confirm.

Posted 1/13/16 10:48 AM
 

JDubs
different, not less

Member since 7/09

13160 total posts

Name:

Re: If your OB takes your insurance but the hospital does not

Posted by alli3131

If the hospital doesn't take your insurance you will pay out of pocket unless you have Out of network coverage.

I would call your insurance company to confirm.



Yes this... and I would make sure the hospital is covered only because I saw the bill both times after I gave birth and I was like Chat Icon Chat Icon Chat Icon I was grateful the insurance company covered a good portion of it.

Posted 1/13/16 11:42 AM
 

ali120206
2 Boys

Member since 7/06

17792 total posts

Name:

Re: If your OB takes your insurance but the hospital does not

Posted by JDubs

Posted by alli3131

If the hospital doesn't take your insurance you will pay out of pocket unless you have Out of network coverage.

I would call your insurance company to confirm.



Yes this... and I would make sure the hospital is covered only because I saw the bill both times after I gave birth and I was like Chat Icon Chat Icon Chat Icon I was grateful the insurance company covered a good portion of it.



Same! I almost fell over when I read the top of my bill!

I delivered at Englewood both times hospital and they take Empire BCBS if you need another hospital option.

Posted 1/13/16 3:56 PM
 
 

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