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abcdefghi
LIF Adolescent
Member since 5/13 685 total posts
Name:
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Health Insurance NYC
NYC Teachers-Which health insurance do you have? I have the one with no premium. It's great not having any money deducted from your paycheck but now I'm wondering what is the best plan to have with a family. What is the maximum that is covered every year? What happens if an emergency surgery is necessary? Thank you!
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Posted 2/7/18 11:52 AM  |
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Maybe-Baybe
My Sunshine
Member since 7/12 3415 total posts
Name:
My only Sunshine
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Re: Health Insurance NYC
From my understanding, the only reason to have a plan where you pay every month would be if one of your family members had a medical condition where they needed to see a specialist quite often.
We have the basic GHI program with 2 kids. I don't think there's a maximum amount and (knock on wood) haven't had any emergency surgeries so I can't speak to that. One big benefit of being a part of the DOE is definitely our medical coverage!
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| Posted 2/7/18 10:53 PM |
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mommy2be716
LIF Adult
Member since 1/16 2921 total posts
Name:
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Health Insurance NYC
I have GHI (the free one) and added a rider onto it which is like $6/month or something... I have never had any problems with the health insurance whatsoever. I actually paid for my insurance when I was on LI for a half a year, and that was like $350/month. IMO, that insurance was way worse than GHI was.
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| Posted 2/8/18 8:35 AM |
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abcdefghi
LIF Adolescent
Member since 5/13 685 total posts
Name:
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Health Insurance NYC
Okay, I have the same one too. Just curious if I should consider upgrading.
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| Posted 2/8/18 11:26 AM |
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TheDivineMrsM
2 girls 4 me!
Member since 8/08 7878 total posts
Name:
Mama mama mama....
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Re: Health Insurance NYC
Another vote for GHI.
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| Posted 2/10/18 9:53 PM |
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donegal419
St. Gerard, pray for us.
Member since 7/07 7650 total posts
Name:
K
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Re: Health Insurance NYC
No longer with DOE but we had the no premium GHI (except the optional rider which was like $7.00 a month) with 4 kids and it was great. no issues at all.
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| Posted 3/26/18 8:21 PM |
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