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VickiC
Rocking the party
Member since 5/05 4937 total posts
Name:
Vicki
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Re: Auto Insurance.. Who do you have and what are you paying?
We have Geico for a 1997 Honda Civic and we pay just under $500/year. We have basic liability and a higher deductable (I think).
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Posted 10/14/09 2:20 PM  |
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jen919ifer
LIF Adolescent
Member since 7/08 803 total posts
Name:
Jennifer
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Re: Auto Insurance.. Who do you have and what are you paying?
Posted by Smileyd17
Posted by Blazesyth
Sometimes it pays to switch, or sign up with your existing company as a new customer so you get the new customer rates.
I was with allstate for 4-5 years; got a call from my agent telling me that if I drop the coverage and reapplied as a new customer, I would save 1K a year just because of the new promotions and rates. So I did just that.
Can I ask why you would lower your coverage?
As a professional I wouldnt advise it as a sale.
Travelers actually did the same thing because the rate sin their new program were wayyy better. I don't think it's a bad thing at all. Shes not lowering her coverage shes just being rewritten with the new rate.
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| Posted 10/14/09 3:50 PM |
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Re: Auto Insurance.. Who do you have and what are you paying?
The Hartford - $235/month for a 2009 VW Tiguan and a 2006 MINI S.
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| Posted 10/14/09 3:54 PM |
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Blazesyth
*yawn*
Member since 5/05 8129 total posts
Name:
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Re: Auto Insurance.. Who do you have and what are you paying?
Posted by Smileyd17
Can I ask why you would lower your coverage?
As a professional I wouldnt advise it as a sale.
I did not lower my coverage - I cancelled my account with them, and opened up a new account with the same amount of coverage for $1,000 less. They were giving better rates for the same coverage to new customers, not existing customers.
How's that for loyalty.
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| Posted 10/14/09 4:09 PM |
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RocPin
Life's Beachy <3
Member since 2/08 6765 total posts
Name:
Heather
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Re: Auto Insurance.. Who do you have and what are you paying?
I live in Virginia
I drive a 2004 Honda Accord EX-L
I have a clean record
I pay $65/month with State Farm
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| Posted 10/14/09 4:18 PM |
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Dani922
Here's to new beginnings
Member since 10/07 7260 total posts
Name:
Danielle
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Re: Auto Insurance.. Who do you have and what are you paying?
We have a 2001 Taurus & a 2004 Elantra. Great coverage amounts & lower deductible. We pay about $140/month with GEICO.
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| Posted 10/14/09 10:26 PM |
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chrisnjoe8108
He's 1!
Member since 8/08 5649 total posts
Name:
Chris
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Re: Auto Insurance.. Who do you have and what are you paying?
We have Geico. We have full coverage.
We pay about $1600 every 6 months for a 2009 Mercedes ML 350 (Leased) and a 2009 Lexus RX 350 (Financed).
Did you check out Progressive? Before DH and I combined our insurance I had Progressive and I really thought their rates were pretty good.
Message edited 10/15/2009 6:27:13 AM.
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| Posted 10/15/09 6:24 AM |
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Smileyd17
kids
Member since 5/05 20997 total posts
Name:
Mommy
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Re: Auto Insurance.. Who do you have and what are you paying?
Posted by Blazesyth
Posted by Smileyd17
Can I ask why you would lower your coverage?
As a professional I wouldnt advise it as a sale.
I did not lower my coverage - I cancelled my account with them, and opened up a new account with the same amount of coverage for $1,000 less. They were giving better rates for the same coverage to new customers, not existing customers.
How's that for loyalty.
Gotcha!
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| Posted 10/15/09 10:19 AM |
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DaniJude
You're My Home <3
Member since 11/06 14815 total posts
Name:
Danielle
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Re: Auto Insurance.. Who do you have and what are you paying?
Geico
Just got a new car... Picking it up today actually! 
I ended up getting a New Nissan Altima. They, because I was undecided between that and the Accord, gave me the loaded model with Navigation (it is beautiful - has every feature they come with). And I got it for less money a month than the other model - they really worked with me and came down very low - exactly where we wanted to be so we are pleased.
I am 25, I am paying $125 a month which is $1,500 a year. It could be as low as $1,100 or $1,200 but I have the highest levels on everything - Bodily Injury, Personal Injury Protection, Uninsured Motorist Bodily Injury - all the important stuff. After what has happened to my family, I'm a little paranoid so better safe, than sorry. I also have low ded. on Comp/Coll. as well as no ded. for Glass and full Glass coverage. So, it is a little more for that reason. My Property Damage coverage is also very high VS. the State allowed minimum of 10grand.
HTH!
Message edited 10/15/2009 10:59:22 AM.
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| Posted 10/15/09 10:58 AM |
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Acerone
I hate ants and ugly people.
Member since 3/07 6437 total posts
Name:
Chris
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Re: Auto Insurance.. Who do you have and what are you paying?
I got a quote from TSC Direct and the price they offered me was crazy cheap... $402 for 6 months
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| Posted 10/15/09 5:00 PM |
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rojerono
Happiest.
Member since 8/06 13803 total posts
Name:
Jeannie
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Re: Auto Insurance.. Who do you have and what are you paying?
2 cars - one with full coverage and collision - the other with basic. one at fault accident in 2008 (I backed into a parked car), no moving violations or tickets and we both took the defensive driving course. We are married and Rob is in his late 30's, I am 40.
Had Allstate for over 10 years. They bumped our premium from 850 to 980+ on our most recent statement. We called Geico who offered us 670+. So we called Allstate to see if they would compete. After almost a WEEK of waiting they called back and offered to reduce us to 960ish. We switched to Geico.
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| Posted 10/15/09 6:59 PM |
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saraH
happy birthday sweet kate!
Member since 5/05 16555 total posts
Name:
I know that God exsists, I held her in my arms...
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Re: Auto Insurance.. Who do you have and what are you paying?
Posted by Acerone
I got a quote from TSC Direct and the price they offered me was crazy cheap... $402 for 6 months
This is who we use too.
I think we pay $100 a month for 10 months.
2002 Honda CRV
2007 Chevy Equinox
Both financed.
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| Posted 10/15/09 7:15 PM |
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Acerone
I hate ants and ugly people.
Member since 3/07 6437 total posts
Name:
Chris
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Re: Auto Insurance.. Who do you have and what are you paying?
Posted by saraH
Posted by Acerone
I got a quote from TSC Direct and the price they offered me was crazy cheap... $402 for 6 months
This is who we use too.
I think we pay $100 a month for 10 months.
2002 Honda CRV
2007 Chevy Equinox
Both financed.
That's good to hear because my next question was going to be anyone here has TSC Direct....
Message edited 10/15/2009 8:14:21 PM.
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| Posted 10/15/09 7:53 PM |
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saraH
happy birthday sweet kate!
Member since 5/05 16555 total posts
Name:
I know that God exsists, I held her in my arms...
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Re: Auto Insurance.. Who do you have and what are you paying?
I've used them for about 4 years and added DH to the policy about 3 years ago.
Never had a problem.
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| Posted 10/15/09 7:55 PM |
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