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Michele782
LIF Infant
Member since 12/11 101 total posts
Name:
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Re: big credit card security breach at Target
When you placed a fraud alert through Equifax was it all automated?
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Posted 12/20/13 8:09 AM  |
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Long Island Weddings
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browneyes
All moms are working mothers!
Member since 8/08 4311 total posts
Name:
Super Mom
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Re: big credit card security breach at Target
ok so if u have the red debit card who should you contact? Ur bank or target??
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| Posted 12/20/13 8:09 AM |
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Hofstra26
Love to Bake!
Member since 7/06 27915 total posts
Name:
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Re: big credit card security breach at Target
Posted by browneyes
ok so if u have the red debit card who should you contact? Ur bank or target??
First, I put a security freeze on both DH's and my credit report. I went through Equifax, it's all automated, and they will notify the other two credit reporting agencies as well. This way if someone tries to open any new accounts or cards they won't be able to.
As for my Target debit card, I use Chase for my banking. On Chase's website they had info regrading the security breach at Target. They said you don't have to do anything and to continue using your debit cards as normal. They are monitoring accounts for any suspicious activity and will notify you if something comes up. Should unusual activity appear, you're not responsible for those charges as per their Zero Liability policy.
Hope this helps.
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| Posted 12/20/13 10:25 AM |
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Hofstra26
Love to Bake!
Member since 7/06 27915 total posts
Name:
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Re: big credit card security breach at Target
Posted by Michele782
When you placed a fraud alert through Equifax was it all automated?
Yes.
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| Posted 12/20/13 10:25 AM |
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Hofstra26
Love to Bake!
Member since 7/06 27915 total posts
Name:
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Re: big credit card security breach at Target
Posted by BabyLove08
Wait...is not just Target credit cards?
No. It's ANY credit card or debit card that was used within any Target store nationwide. So make sure to not only check your bank accounts but any credit cards you may have used there as well.
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| Posted 12/20/13 10:27 AM |
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wakemeup
Member since 10/13 1397 total posts
Name:
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Re: big credit card security breach at Target
Posted by Hofstra26
Posted by browneyes
ok so if u have the red debit card who should you contact? Ur bank or target??
First, I put a security freeze on both DH's and my credit report. I went through Equifax, it's all automated, and they will notify the other two credit reporting agencies as well. This way if someone tries to open any new accounts or cards they won't be able to.
As for my Target debit card, I use Chase for my banking. On Chase's website they had info regrading the security breach at Target. They said you don't have to do anything and to continue using your debit cards as normal. They are monitoring accounts for any suspicious activity and will notify you if something comes up. Should unusual activity appear, you're not responsible for those charges as per their Zero Liability policy.
Hope this helps.
Thank you for this!
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| Posted 12/20/13 10:35 AM |
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browneyes
All moms are working mothers!
Member since 8/08 4311 total posts
Name:
Super Mom
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Re: big credit card security breach at Target
Posted by Hofstra26
Posted by browneyes
ok so if u have the red debit card who should you contact? Ur bank or target??
First, I put a security freeze on both DH's and my credit report. I went through Equifax, it's all automated, and they will notify the other two credit reporting agencies as well. This way if someone tries to open any new accounts or cards they won't be able to.
As for my Target debit card, I use Chase for my banking. On Chase's website they had info regrading the security breach at Target. They said you don't have to do anything and to continue using your debit cards as normal. They are monitoring accounts for any suspicious activity and will notify you if something comes up. Should unusual activity appear, you're not responsible for those charges as per their Zero Liability policy.
Hope this helps.
Thanks for the info!!
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| Posted 12/20/13 10:53 AM |
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Hofstra26
Love to Bake!
Member since 7/06 27915 total posts
Name:
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Re: big credit card security breach at Target
You're welcome! 
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| Posted 12/20/13 11:02 AM |
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strongisland
All you need is love
Member since 8/07 2474 total posts
Name:
T
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Re: big credit card security breach at Target
I'm thinking about doing a security freeze. What exactly does this do? I have never done this before!!
What steps should I take? thanks!
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| Posted 12/20/13 11:31 AM |
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YourMama
LIF Adult
Member since 4/11 913 total posts
Name:
YourMama
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Re: big credit card security breach at Target
I apologize if this has been asked. I have a Target card that is linked to my debit account. I'm going to call target to block and reissue my card but do I also need to call my bank since it's linked to my target card?
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| Posted 12/20/13 11:45 AM |
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Hofstra26
Love to Bake!
Member since 7/06 27915 total posts
Name:
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Re: big credit card security breach at Target
Posted by strongisland
I'm thinking about doing a security freeze. What exactly does this do? I have never done this before!!
What steps should I take? thanks!
Just call any of the three credit agencies and the one you do it through will notify the other two. Once you have a security freeze nobody else can open new cards or loan without them first contacting you for further information. If you want to apply for a new card or loan just lift the freeze. I called Equifax and did it through them, took less than 5 minutes.
Equifax 1-800-685-1111
Message edited 12/20/2013 11:49:34 AM.
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| Posted 12/20/13 11:48 AM |
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YourMama
LIF Adult
Member since 4/11 913 total posts
Name:
YourMama
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Re: big credit card security breach at Target
Does anyone have a phone # to reach Target's red card customer service? The # on their site and on the back of the card says my call can't be completed at this time
How much does it cost to use equifax?
Message edited 12/20/2013 12:24:09 PM.
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| Posted 12/20/13 12:22 PM |
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Cheeks24
Living a dream
Member since 1/08 8589 total posts
Name:
Cheeks
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Re: big credit card security breach at Target
Posted by YourMama
Does anyone have a phone # to reach Target's red card customer service? The # on their site and on the back of the card says my call can't be completed at this time
How much does it cost to use equifax?
It might be just overwhelmed with calls.
Reporting to the credit agencies is free.
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| Posted 12/20/13 1:54 PM |
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BargainMama
LIF Adult
Member since 5/09 15657 total posts
Name:
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Re: big credit card security breach at Target
Posted by YourMama
Does anyone have a phone # to reach Target's red card customer service? The # on their site and on the back of the card says my call can't be completed at this time
How much does it cost to use equifax?
They didn't steal your SSN's, just your CC information, and possibly pin numbers. So I'm not sure what the CRA would do?
I was in the store earlier, and the phones are jammed they said, so a lot of people can't get through.
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| Posted 12/20/13 2:36 PM |
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Goobster
:)
Member since 5/07 27557 total posts
Name:
:)
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Re: big credit card security breach at Target
Posted by BargainMama
Posted by YourMama
Does anyone have a phone # to reach Target's red card customer service? The # on their site and on the back of the card says my call can't be completed at this time
How much does it cost to use equifax?
They didn't steal your SSN's, just your CC information, and possibly pin numbers. So I'm not sure what the CRA would do?
I was in the store earlier, and the phones are jammed they said, so a lot of people can't get through.
I thought I heard they could open new acts with the info they got? Don't think that's true but I know one news station warned of this.
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| Posted 12/20/13 3:17 PM |
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YourMama
LIF Adult
Member since 4/11 913 total posts
Name:
YourMama
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Re: big credit card security breach at Target
Posted by BargainMama
Posted by YourMama
Does anyone have a phone # to reach Target's red card customer service? The # on their site and on the back of the card says my call can't be completed at this time
How much does it cost to use equifax?
They didn't steal your SSN's, just your CC information, and possibly pin numbers. So I'm not sure what the CRA would do?
I was in the store earlier, and the phones are jammed they said, so a lot of people can't get through.
I'm very confused by what you posted. I didn't mention the CRA, what is that?
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| Posted 12/20/13 3:20 PM |
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Goobster
:)
Member since 5/07 27557 total posts
Name:
:)
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Re: big credit card security breach at Target
Posted by YourMama
Posted by BargainMama
Posted by YourMama
Does anyone have a phone # to reach Target's red card customer service? The # on their site and on the back of the card says my call can't be completed at this time
How much does it cost to use equifax?
They didn't steal your SSN's, just your CC information, and possibly pin numbers. So I'm not sure what the CRA would do?
I was in the store earlier, and the phones are jammed they said, so a lot of people can't get through.
I'm very confused by what you posted. I didn't mention the CRA, what is that?
Credit Reporting Agency
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| Posted 12/20/13 3:21 PM |
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BabyBoy
is Skylar Elizabeth
Member since 5/05 4189 total posts
Name:
Tom
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big credit card security breach at Target
From Targets website, only name/number/experation/cvv may was compromised... My Target red card can only be used at Target as an above poster says so i'm not worried about my debit card. There appears to be no need to flag you SSN as they don't have it.
https://corporate.target.com/discover/article/Important-Notice-Unauthorized-access-to-payment-ca
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| Posted 12/20/13 3:40 PM |
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CookiePuss
Cake from Outer Space!
Member since 5/05 14021 total posts
Name:
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Re: big credit card security breach at Target
Posted by Goobster
Posted by BargainMama
Posted by YourMama
Does anyone have a phone # to reach Target's red card customer service? The # on their site and on the back of the card says my call can't be completed at this time
How much does it cost to use equifax?
They didn't steal your SSN's, just your CC information, and possibly pin numbers. So I'm not sure what the CRA would do?
I was in the store earlier, and the phones are jammed they said, so a lot of people can't get through.
I thought I heard they could open new acts with the info they got? Don't think that's true but I know one news station warned of this.
The news agencies are reporting that some of the information stolen can be inclusive of SS#, DOB, names and addresses since they have access to whatever information is stored on the magnetic strip.
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| Posted 12/20/13 3:41 PM |
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Hofstra26
Love to Bake!
Member since 7/06 27915 total posts
Name:
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Re: big credit card security breach at Target
Posted by YourMama
Does anyone have a phone # to reach Target's red card customer service? The # on their site and on the back of the card says my call can't be completed at this time
How much does it cost to use equifax?
It is FREE to put the freeze on your credit.
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| Posted 12/20/13 3:59 PM |
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Hofstra26
Love to Bake!
Member since 7/06 27915 total posts
Name:
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Re: big credit card security breach at Target
Posted by BargainMama
Posted by YourMama
Does anyone have a phone # to reach Target's red card customer service? The # on their site and on the back of the card says my call can't be completed at this time
How much does it cost to use equifax?
They didn't steal your SSN's, just your CC information, and possibly pin numbers. So I'm not sure what the CRA would do?
I was in the store earlier, and the phones are jammed they said, so a lot of people can't get through.
They freeze your credit so if anybody tries to open a credit card, account, or loan with YOUR information it will NOT go through without the CRA contacting you first for further information.
The news has said that with the info they obtained from Target they could open new accounts using your info so it's a good idea to freeze your credit. The freeze can be easily lifted should you need to apply for credit or a loan yourself.
Message edited 12/20/2013 4:02:53 PM.
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| Posted 12/20/13 4:02 PM |
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Christine2
LIF Adult
Member since 2/09 1217 total posts
Name:
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Re: big credit card security breach at Target
Posted by Hofstra26
Posted by BargainMama
Posted by YourMama
Does anyone have a phone # to reach Target's red card customer service? The # on their site and on the back of the card says my call can't be completed at this time
How much does it cost to use equifax?
They didn't steal your SSN's, just your CC information, and possibly pin numbers. So I'm not sure what the CRA would do?
I was in the store earlier, and the phones are jammed they said, so a lot of people can't get through.
They freeze your credit so if anybody tries to open a credit card, account, or loan with YOUR information it will NOT go through without the CRA contacting you first for further information.
The news has said that with the info they obtained from Target they could open new accounts using your info so it's a good idea to freeze your credit. The freeze can be easily lifted should you need to apply for credit or a loan yourself.
I'd highly recommend a fraud alert vs. a security freeze in this situation. Especially if you think you want to buy a car, home, etc at any point in the future. In this situation, it is unlikely that SSNs were even obtained.
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| Posted 12/20/13 7:12 PM |
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BargainMama
LIF Adult
Member since 5/09 15657 total posts
Name:
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Re: big credit card security breach at Target
Posted by CookiePuss
Posted by Goobster
Posted by BargainMama
Posted by YourMama
Does anyone have a phone # to reach Target's red card customer service? The # on their site and on the back of the card says my call can't be completed at this time
How much does it cost to use equifax?
They didn't steal your SSN's, just your CC information, and possibly pin numbers. So I'm not sure what the CRA would do?
I was in the store earlier, and the phones are jammed they said, so a lot of people can't get through.
I thought I heard they could open new acts with the info they got? Don't think that's true but I know one news station warned of this.
The news agencies are reporting that some of the information stolen can be inclusive of SS#, DOB, names and addresses since they have access to whatever information is stored on the magnetic strip.
SSN's are not stored on magnetic strips. There is no way they can steal your identity with your account number and exp. date (that is what is on a CC magnetic strip). I think the news is just trying to create more panic.
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| Posted 12/20/13 8:54 PM |
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