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How Much Credit Card Debt Do You Have

Forum Opinion Poll
Zero! 114 38.26%
$1-$500 15 5.03%
$501-$1,500 11 3.69%
$1,501-$2,500 16 5.37%
$2,501-$5,000 29 9.73%
$5000+ 113 37.92%
 

Credit Card Debt - How Much Are You In?

Posted By Message
Pages: 1 2 [3] 4

pinkandblue
Our family is complete, maybe

Member since 9/05

32436 total posts

Name:
Stephanie

Re: Credit Card Debt - How Much Are You In?

Posted by curliegirl

Posted by stephanief

Posted by Meaghan729

Posted by curliegirl

Posted by stinkysmom80

we dont have any CC debt or studen loans or anything, actually have a ton of money in the bank



that's cool



that is good you have $$$$ in the bank - but unfortunately if I didnt have student loans I wouldnt have been able to go to college...and people CAn have CC debt AND $$$ in the bank - aka 0% cards.



I do not think she was saying it is bad to have cc debt, she was just saying she did not have any....why so defensive?



I think it was more the way it was worded. No one asked how much money anyone had in the bank.
IMO it's a little tacky to supply that kind of info.




gotcha....Chat Icon

Posted 6/27/07 3:38 PM
 

NK926
LIF Adult

Member since 6/05

1140 total posts

Name:
Natalie

Re: Credit Card Debt - How Much Are You In?



I think it was more the way it was worded. No one asked how much money anyone had in the bank.
IMO it's a little tacky to supply that kind of info.




I agree...I got a chuckle out of it though...

Posted 6/27/07 3:42 PM
 

MrsM-6-7-08
<3

Member since 8/06

4249 total posts

Name:
Nicole

Re: Credit Card Debt - How Much Are You In?

Posted by curliegirl

Posted by stephanief

Posted by Meaghan729

Posted by curliegirl

Posted by stinkysmom80

we dont have any CC debt or studen loans or anything, actually have a ton of money in the bank



that's cool



that is good you have $$$$ in the bank - but unfortunately if I didnt have student loans I wouldnt have been able to go to college...and people CAn have CC debt AND $$$ in the bank - aka 0% cards.



I do not think she was saying it is bad to have cc debt, she was just saying she did not have any....why so defensive?



I think it was more the way it was worded. No one asked how much money anyone had in the bank.
IMO it's a little tacky to supply that kind of info.




I never said how much money i had in the bank. sorry i offended you

Posted 6/27/07 3:42 PM
 

TheLorax
LOVE

Member since 2/06

5581 total posts

Name:
Suzanne / SuzBride

Re: Credit Card Debt - How Much Are You In?

I pay it off at the end of every month. Chat Icon

Posted 6/27/07 3:46 PM
 

Kara
Now Zagat Rated!

Member since 3/07

13217 total posts

Name:
They call me "Tater Salad"

Re: Credit Card Debt - How Much Are You In?

Posted by stinkysmom80

Posted by curliegirl

Posted by stephanief

Posted by Meaghan729

Posted by curliegirl

Posted by stinkysmom80

we dont have any CC debt or studen loans or anything, actually have a ton of money in the bank



that's cool



that is good you have $$$$ in the bank - but unfortunately if I didnt have student loans I wouldnt have been able to go to college...and people CAn have CC debt AND $$$ in the bank - aka 0% cards.



I do not think she was saying it is bad to have cc debt, she was just saying she did not have any....why so defensive?



I think it was more the way it was worded. No one asked how much money anyone had in the bank.
IMO it's a little tacky to supply that kind of info.




I never said how much money i had in the bank. sorry i offended you



You didn't offend me! Chat Icon I didn't think you were trying to brag or be obnoxious.

Heck, I have student loans and a car loan AND lots of money in the bank / investments... but those investments are earning more interest than I'm paying on this debt. Debt + having plenty of money aren't necessarily mutually exclusive.

Message edited 6/27/2007 3:46:51 PM.

Posted 6/27/07 3:46 PM
 

pinkandblue
Our family is complete, maybe

Member since 9/05

32436 total posts

Name:
Stephanie

Re: Credit Card Debt - How Much Are You In?

Posted by Kara

I didn't think you were trying to brag or be obnoxious.




me either Chat Icon

Posted 6/27/07 3:48 PM
 

CkGm
They get so big, so fast :(

Member since 5/05

13848 total posts

Name:
Christine

Re: Credit Card Debt - How Much Are You In?

Posted by Kate07

$0

Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon

I'm a stickler for paying Credit Cards in full every month.



Same here! Even when it hurts...

Posted 6/27/07 3:51 PM
 

LUCY
I <3 Gabriella

Member since 6/06

1029 total posts

Name:
N

Re: Credit Card Debt - How Much Are You In?

None. Neither of us ever carry any credit card debt....... thank goodness.... Im a stickler for paying it off....

Posted 6/27/07 3:53 PM
 

Moehick
Ready for the sun!

Member since 5/05

30339 total posts

Name:
Properly perfect™

Re: Credit Card Debt - How Much Are You In?

ZEROChat Icon

We both pay it off every month

Posted 6/27/07 4:50 PM
 

curliegirl
He's here!!!!

Member since 3/06

10128 total posts

Name:
Gina

Re: Credit Card Debt - How Much Are You In?




I never said how much money i had in the bank. sorry i offended you


No offense taken whatsoever....it just wasn't necessary to tell people that you have "a ton of money in the bank".

That's like someone aksing what shoe size you wear and you saying you own 50 pairs of Manolos. While it may be true, that wasn't the question.

It CAN be taken as you being a showoff.

Posted 6/27/07 4:56 PM
 

Ambersmom
Straight up nasty

Member since 5/05

7740 total posts

Name:
Sharon

Re: Credit Card Debt - How Much Are You In?

I have over $10,000 in debt...thanks to my STBX's lack of financial supportChat Icon Chat Icon

Posted 6/27/07 5:17 PM
 

oops123
LIF Adult

Member since 8/05

2509 total posts

Name:
michelle

Re: Credit Card Debt - How Much Are You In?

Posted by curliegirl


No offense taken whatsoever....it just wasn't necessary to tell people that you have "a ton of money in the bank".

That's like someone aksing what shoe size you wear and you saying you own 50 pairs of Manolos. While it may be true, that wasn't the question.

It CAN be taken as you being a showoff.


lol "ton" Chat Icon

Posted 6/27/07 5:45 PM
 

Mommy2Boys
My Boys!!!!

Member since 6/06

14437 total posts

Name:
C

Re: Credit Card Debt - How Much Are You In?

More CC debt than we want but we'll pay it off. It will just take longer now with baby expenses.

Posted 6/27/07 5:54 PM
 

MrsM-6-7-08
<3

Member since 8/06

4249 total posts

Name:
Nicole

Re: Credit Card Debt - How Much Are You In?

Posted by curliegirl




I never said how much money i had in the bank. sorry i offended you


No offense taken whatsoever....it just wasn't necessary to tell people that you have "a ton of money in the bank".

That's like someone aksing what shoe size you wear and you saying you own 50 pairs of Manolos. While it may be true, that wasn't the question.

It CAN be taken as you being a showoff.


Honestly who cares if I am showing off. The same thing can be said for the opposite side, all i read on LIW and LIFE is how no one has money or money problems, or people crying poverty, or how hard it is to afford a house and bills.

Posted 6/27/07 6:03 PM
 

CunningOne
***

Member since 5/05

26975 total posts

Name:

Re: Credit Card Debt - How Much Are You In?

ZERO. We have no debt at all. Of course we have a mortgage and 1 year left on my school loans, but that's it. We are debt free.

Posted 6/27/07 6:16 PM
 

alnem
This is gonna be a good year!

Member since 2/06

9562 total posts

Name:
Emily

Re: Credit Card Debt - How Much Are You In?

Posted by stinkysmom80

Posted by curliegirl




I never said how much money i had in the bank. sorry i offended you



No offense taken whatsoever....it just wasn't necessary to tell people that you have "a ton of money in the bank".

That's like someone aksing what shoe size you wear and you saying you own 50 pairs of Manolos. While it may be true, that wasn't the question.

It CAN be taken as you being a showoff.


Honestly who cares if I am showing off. The same thing can be said for the opposite side, all i read on LIW and LIFE is how no one has money or money problems, or people crying poverty, or how hard it is to afford a house and bills.



i'm not trying to start anything but i dont see how thats the same. Chat Icon

Posted 6/27/07 6:22 PM
 

neenie

Member since 5/05

22351 total posts

Name:

Re: Credit Card Debt - How Much Are You In?

Posted by stinkysmom80
Honestly who cares if I am showing off. The same thing can be said for the opposite side, all i read on LIW and LIFE is how no one has money or money problems, or people crying poverty, or how hard it is to afford a house and bills.



you're only allowed to say that you have money in the bank if people ask you that question specificly. otherwise, its just flashy and snobby, but don't be too modest either, because then it just seems homely or self-rightgeous. either way, you're only allowed to answer the specific question that is asked of you. Everyone knows that! Chat Icon

Chat Icon

Posted 6/27/07 6:29 PM
 

munchkinbugs
My little loves!

Member since 1/06

8093 total posts

Name:
Lisa

Re: Credit Card Debt - How Much Are You In?

I am proud to say I just paid mine off!!!Chat Icon

Posted 6/27/07 7:01 PM
 

sunnyplus3
:)

Member since 11/05

8749 total posts

Name:

Re: Credit Card Debt - How Much Are You In?

we have some debt that we pay off regularly and I wear I size 7.5 & I've never owned manolos Chat Icon


honestly though I always think these polls are bogus, they way its so spread all or nothing. I just don't buy it. Articles like this confirm there is ALOT of debt out there. The average american family has $9,000 in CC debt.
link to article

The demographic that is put forth on this message board by its users is not reflective of what we(I) read/see on Long Island in real life.

Posted 6/27/07 7:15 PM
 

meghanmetz
LIF Adolescent

Member since 5/05

525 total posts

Name:
Meghan

Re: Credit Card Debt - How Much Are You In?

We paid off the credit cards and I literally cut each one of them up. I now carry my debit card and my Corporate Amex card, which im not supposed to put any personal expenses on, but could use in an emergency.

After working in the financial services industry, I am just sick at seeing how much money people spend that they dont have, and even worse the banks take advantage of it and charge ridiculous fees and interest. No more for me.

Posted 6/27/07 7:30 PM
 

codybear
Our Family is Complete!

Member since 11/06

2064 total posts

Name:
Christine

Re: Credit Card Debt - How Much Are You In?

Posted by KellyFG

we have some debt that we pay off regularly and I wear I size 7.5 & I've never owned manolos Chat Icon

Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon


No credit card debt.
No comment on whats in the bank
Size 7
and sadly no Manolos either Chat Icon

Posted 6/27/07 7:33 PM
 

mcl916
my two loves

Member since 10/06

5133 total posts

Name:
Megan

Re: Credit Card Debt - How Much Are You In?

Posted by Meaghan729

most of our home improvements are on CC - but its zero percent, and will be paid off before interest kicks in. So im actually making $$ on my CC debt and dont consider it bad.



Same here, hopefully it will be paid off by the end of the summer!!!

Posted 6/27/07 7:38 PM
 

MrsBumbleb
it's me

Member since 5/05

11234 total posts

Name:
Christine

Re: Credit Card Debt - How Much Are You In?

I never carry balances on cards. DH is in the financial business and sees all too often people's lives getting turned upside down due to credit issues.

Posted 6/27/07 7:58 PM
 

Kidsaplenty
Sister love

Member since 2/06

5971 total posts

Name:
Stephanie

Re: Credit Card Debt - How Much Are You In?

None

Posted 6/27/07 8:24 PM
 

alnem
This is gonna be a good year!

Member since 2/06

9562 total posts

Name:
Emily

Re: Credit Card Debt - How Much Are You In?

Posted by KellyFG

we have some debt that we pay off regularly and I wear I size 7.5 & I've never owned manolos Chat Icon


honestly though I always think these polls are bogus, they way its so spread all or nothing. I just don't buy it. Articles like this confirm there is ALOT of debt out there. The average american family has $9,000 in CC debt.
link to article

The demographic that is put forth on this message board by its users is not reflective of what we(I) read/see on Long Island in real life.



yea i agree. im VERY surprised to see the "all or nothing" results that are being posted.

i have credit card and student loan debt but nothing that i lose sleep over. i always joke around and say "ahhhh credit cards...its as American as apple pie!"Chat Icon

Posted 6/27/07 8:29 PM
 
Pages: 1 2 [3] 4
 

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