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AnxiousPants
LIF Adolescent
Member since 10/09 864 total posts
Name:
EDD 10/22!
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Does your insurance cover IUI?
I know every plan is different, even the same provider can vary depending on the employer ... I will be calling them to confirm.
Just wondering if your health insurance covered IUIs?
Did you have any out of pocket expenses other than co-pays?
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Posted 1/20/11 10:45 AM  |
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LoLaBlue
PARTY OF 5
Member since 6/10 6900 total posts
Name:
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Re: Does your insurance cover IUI?
I have Blue Cross Govt & it covers unlimited IUI's. I only pay a $15 with every visit.
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| Posted 1/20/11 10:54 AM |
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angel333
Sigh.....
Member since 3/10 1803 total posts
Name:
AKS
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Re: Does your insurance cover IUI?
I had a $25,000 lifetime maximum and I exhausted all of it with only 3 IUIs and 1 IVF  Meds were included in that amount. My IF coverage was on anything IF related: IUI, IVF, meds.
Now I'm paying for everything OOP, except for consultations/office visits (which are covered 80% because I have OON coverage) and blood tests (some of the tests are fully covered and others just partially). Some of my meds are covered by my regular insurance (estrogen patches, progesterone). My next IVF cycle will be costing me about $20,000 off the top of my head
Message edited 1/20/2011 10:59:35 AM.
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| Posted 1/20/11 10:58 AM |
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kelkel09
Love my twins!!!
Member since 6/10 5183 total posts
Name:
K
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Re: Does your insurance cover IUI?
I have GHI and was told that they cover unlimited IUIs
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| Posted 1/20/11 11:04 AM |
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ODonnell
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Member since 9/05 5983 total posts
Name:
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Re: Does your insurance cover IUI?
I was only covered for 3 IUIs on my insurance, which was HealthNet. I switched to my DHs last year so that we could start IVF. He works for the state so it's Empire NYS. We have a lifetime max of $50K each, but of course most of the costs go against my $50K.
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| Posted 1/20/11 11:32 AM |
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Jax430
Hi!
Member since 5/05 18919 total posts
Name:
Jackie
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Re: Does your insurance cover IUI?
I am having issues with this right now. When I look at my insurance claims it shows that IUIs were not covered. We have yet to get a bill, and Dr. B's office looked at my benefits and said that my insurance follows the NYS mandate for unlimited IUIs. No one at GHI seems to know anything, so I don't even bother calling them. I'm kind of biding my time and waiting to see what happens.
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| Posted 1/20/11 11:58 AM |
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Angels04
LIF Infant
Member since 10/09 273 total posts
Name:
Ann
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Re: Does your insurance cover IUI?
Posted by Jax430
I am having issues with this right now. When I look at my insurance claims it shows that IUIs were not covered. We have yet to get a bill, and Dr. B's office looked at my benefits and said that my insurance follows the NYS mandate for unlimited IUIs. No one at GHI seems to know anything, so I don't even bother calling them. I'm kind of biding my time and waiting to see what happens.
Is there really a NYS mandate for unlimited IUIs?
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| Posted 1/20/11 12:11 PM |
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ncf0410
LIF Infant
Member since 7/10 136 total posts
Name:
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Re: Does your insurance cover IUI?
Im under DH Empire Governtment I have unlimited IUI's with no copays.
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| Posted 1/20/11 12:14 PM |
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PennyCat
Just call me mommy :)
Member since 7/08 19084 total posts
Name:
Jib
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Re: Does your insurance cover IUI?
I get unlimited IUIs with GHI insurance. I pay a $15 copay for each one.
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| Posted 1/20/11 5:55 PM |
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monkeybride
My Everything
Member since 5/05 20541 total posts
Name:
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Re: Does your insurance cover IUI?
We have Aetna but a high deductible plan. So technically they cover it but we basically pay out of pocket b/c our ded. is so high.
The other catch is we cant' even submit to them until we've been trying for 6 months.
We have no IVF coverage though.  so that's not even an option for us.
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| Posted 1/20/11 6:02 PM |
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marriedandttc
LIF Adolescent
Member since 10/08 873 total posts
Name:
lauren
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Re: Does your insurance cover IUI?
I have New York state empire plan. My husband works for Nassau count. It covers unlimited IUI and if you go to a center of excellence there is no co-pay. I have a $50,000 life time max for IVF.
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| Posted 1/20/11 6:07 PM |
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bookworm
Two Little Rosebuds
Member since 8/09 2106 total posts
Name:
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Re: Does your insurance cover IUI?
Posted by marriedandttc
I have New York state empire plan. My husband works for Nassau count. It covers unlimited IUI and if you go to a center of excellence there is no co-pay. I have a $50,000 life time max for IVF.
same for me. are you at RSofNY? i was wondering if there are other centers for excellence.
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| Posted 1/21/11 5:07 AM |
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DaisyGirl
LIF Adult
Member since 2/08 1650 total posts
Name:
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Re: Does your insurance cover IUI?
Posted by bookworm
Posted by marriedandttc
I have New York state empire plan. My husband works for Nassau count. It covers unlimited IUI and if you go to a center of excellence there is no co-pay. I have a $50,000 life time max for IVF.
same for me. are you at RSofNY? i was wondering if there are other centers for excellence.
I have the same insurance. I go to Long Island IVF which is also considered a center of excellence.
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| Posted 1/21/11 6:11 AM |
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Beachlover
OMG! My boys are 2!
Member since 11/10 1451 total posts
Name:
M
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Re: Does your insurance cover IUI?
We were self paid (my insurance doesn't cover it!!!  ) but NSUH is affordable. They really work with you there 
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| Posted 1/21/11 7:50 AM |
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RGEC47
Feeling blessed!
Member since 11/09 3039 total posts
Name:
Rosa
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Re: Does your insurance cover IUI?
Posted by Angels04
Posted by Jax430
I am having issues with this right now. When I look at my insurance claims it shows that IUIs were not covered. We have yet to get a bill, and Dr. B's office looked at my benefits and said that my insurance follows the NYS mandate for unlimited IUIs. No one at GHI seems to know anything, so I don't even bother calling them. I'm kind of biding my time and waiting to see what happens.
Is there really a NYS mandate for unlimited IUIs?
From what I read NYS tried passing the Feritility Mandate a couple of times, but it is still under consideration. It really depends on your insurance company.
I am covered under the CT Fertility mandate. I am covered for 2 IVF cycles and 3 IUI's. All fertility meds are covered, all I have to do is pay the $25 co pay.
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| Posted 1/21/11 9:16 AM |
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nicknmb
SISTERS!
Member since 1/06 5193 total posts
Name:
MaryBeth
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Re: Does your insurance cover IUI?
I think I am going to call my insurance company today and ask....I am very curious about this
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| Posted 1/21/11 9:41 AM |
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Wishing4ababy
My life is complete!
Member since 1/07 2494 total posts
Name:
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Re: Does your insurance cover IUI?
Posted by ncf0410
Im under DH Empire Governtment I have unlimited IUI's with no copays.
Same Here, but now I go to a doctor outside my network, so I do have a co-pay.
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| Posted 1/21/11 9:56 AM |
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