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hope123
LIF Adult
Member since 2/08 1097 total posts
Name:
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Equifax breach - check your credit reports
143 million people's personal data was compromised. Go to equifax website to check to see if your information is affected. You need to provide your last name and last six digits of SSN. If you sign up for protection plan they offer, you will waive your right to be part of any class action lawsuits. So upset that both DH's and my information was compromised. If you get a message that your info is compromised, monitor your cc and bank accounts, change your passwords to emails and bank accounts.
ETA- not a bad idea to place a credit freeze. Only disadvantage is you need to temporarily lift the freeze when you need to apply for a loan, get a new phone under contract, or get new credit cards.
Message edited 9/8/2017 11:31:31 AM.
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Posted 9/8/17 11:27 AM  |
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NervousNell
Just another chapter in life..
Member since 11/09 54921 total posts
Name:
..being a mommy and being a wife!
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Re: Equifax breach - check your credit reports
I am just amazed that this shit continues to happen.
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| Posted 9/8/17 11:28 AM |
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hope123
LIF Adult
Member since 2/08 1097 total posts
Name:
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Re: Equifax breach - check your credit reports
Posted by NervousNell
I am just amazed that this shit continues to happen.
Me too. This is the worst place for a breach to happen. Credit Bureaus have ALL your personal information. Unlike other accounts that may have some personal information.
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| Posted 9/8/17 11:36 AM |
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Diane
Hope is Contagious....catch it
Member since 5/05 30683 total posts
Name:
D
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Re: Equifax breach - check your credit reports
This is why I refuse to make any payments, check my bank accounts or pay bills online, or even purchase online.
geeze..Im even scared to put my last 6 digits of my SS# in
Message edited 9/8/2017 11:51:19 AM.
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| Posted 9/8/17 11:44 AM |
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nraboni
Uggh...
Member since 10/09 6905 total posts
Name:
Nicole
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Equifax breach - check your credit reports
My DH and I are both compromised - uughh.
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| Posted 9/8/17 11:47 AM |
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jellybean78
:)
Member since 8/06 13103 total posts
Name:
Mommy
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Equifax breach - check your credit reports
DH & I were both compromised. I'm going to put a freeze on our credit reports. Ugh so frustrating
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| Posted 9/8/17 11:52 AM |
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PhyllisNJoe
My Box Is Broken
Member since 6/11 9145 total posts
Name:
Phyllis
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Re: Equifax breach - check your credit reports
DH and I were compromised as wel. He already has a credit freeze on his account because identity theft. I have credit karma and will just watch it everyday
Freezing your credit isn't as easy as you would think. And unfreezing it for use is even more of a clusterf&ck. So I'll stick to CK for now and hope nothing comes up
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| Posted 9/8/17 12:02 PM |
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Eunyboo
<3
Member since 7/12 4376 total posts
Name:
E
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Re: Equifax breach - check your credit reports
I have been compromised and I'm pretty sketched out.. I'm really supposed to go back to equifax to add an alert onto my credit now? How can I trust I'm not just gonna get hacked again? LOL.
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| Posted 9/8/17 12:30 PM |
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mommy2B3
2 boys 2 girls!!!!
Member since 7/08 3324 total posts
Name:
M
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Re: Equifax breach - check your credit reports
Both DH and I were compromised. This is so friggen annoying. I hate changing passwords, I barely remember the ones I currently use lol.
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| Posted 9/8/17 12:44 PM |
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NervousNell
Just another chapter in life..
Member since 11/09 54921 total posts
Name:
..being a mommy and being a wife!
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Re: Equifax breach - check your credit reports
Posted by mommy2B3
Both DH and I were compromised. This is so friggen annoying. I hate changing passwords, I barely remember the ones I currently use lol.
But how would hackers get your passwords? Are you passwords for you bank accounts, credit cards etc stored with equifax?
This isn't making sense to me.
I feel like if they got your poersonal info, they got it without needing your passwords to get it right?
So what is changing your passwords going to do now?
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| Posted 9/8/17 12:46 PM |
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billswife
LIF Infant
Member since 1/08 216 total posts
Name:
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Re: Equifax breach - check your credit reports
How can you tell you have been comprimised? Are there accounts showing up? I check earlier and didn't see anything yet.
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| Posted 9/8/17 12:53 PM |
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Goobster
:)
Member since 5/07 27557 total posts
Name:
:)
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Re: Equifax breach - check your credit reports
Im confused. Was the breach at Equifax, if Equifax has your info? How do we tell if we have been breached?
Message edited 9/8/2017 1:03:51 PM.
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| Posted 9/8/17 1:02 PM |
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NervousNell
Just another chapter in life..
Member since 11/09 54921 total posts
Name:
..being a mommy and being a wife!
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Re: Equifax breach - check your credit reports
Posted by Goobster
Im confused. Was the breach at Equifax, if Equifax has your info?
Yes, I believe so
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| Posted 9/8/17 1:03 PM |
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Equifax breach - check your credit reports
Both my DH and I were as well I'm so upset. We never use our account online just Amex but I'm still nervous
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| Posted 9/8/17 1:06 PM |
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MrsB612
LIF Adolescent
Member since 12/12 784 total posts
Name:
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Equifax breach - check your credit reports
How do we find out if we were definitely impacted? I went on their site and put in my info and the message I got back was "may have been impacted"
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| Posted 9/8/17 1:19 PM |
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blu6385
Member since 5/08 8351 total posts
Name:
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Re: Equifax breach - check your credit reports
Posted by NervousNell
Posted by mommy2B3
Both DH and I were compromised. This is so friggen annoying. I hate changing passwords, I barely remember the ones I currently use lol.
But how would hackers get your passwords? Are you passwords for you bank accounts, credit cards etc stored with equifax?
This isn't making sense to me.
I feel like if they got your poersonal info, they got it without needing your passwords to get it right?
So what is changing your passwords going to do now?
I have the same question why do we need to change our passwords why would equifax even have my passwords and if they are getting my passwords through personal information changing isn't going to do anything cause they can just change it again.
What information do they have anyway except your credit history and I guess your social IMO if they have your social changing passwords will do nothing!
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| Posted 9/8/17 1:28 PM |
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GoldenRod
10 years on LIF!
Member since 11/06 26792 total posts
Name:
Shawn
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Re: Equifax breach - check your credit reports
Posted by MrsB612
How do we find out if we were definitely impacted? I went on their site and put in my info and the message I got back was "may have been impacted"
That means that someone unauthorized (hackers) have your data, along with 140 million other peoples'.
It doesn't guarantee that your data will be used, which is why they say "may have been"
I'm on the impacted list, but DW isn't.
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| Posted 9/8/17 1:30 PM |
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GoldenRod
10 years on LIF!
Member since 11/06 26792 total posts
Name:
Shawn
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Re: Equifax breach - check your credit reports
Posted by blu6385
Posted by NervousNell
Posted by mommy2B3
Both DH and I were compromised. This is so friggen annoying. I hate changing passwords, I barely remember the ones I currently use lol.
But how would hackers get your passwords? Are you passwords for you bank accounts, credit cards etc stored with equifax?
This isn't making sense to me.
I feel like if they got your poersonal info, they got it without needing your passwords to get it right?
So what is changing your passwords going to do now?
I have the same question why do we need to change our passwords why would equifax even have my passwords and if they are getting my passwords through personal information changing isn't going to do anything cause they can just change it again.
What information do they have anyway except your credit history and I guess your social IMO if they have your social changing passwords will do nothing!
They won't have your passwords (possibly your equifax password if you set up an account with them, but that would be it), since passwords are stored locally with each account holder (Verizon, Apple, Google, etc, all have their own account and password database that isn't connected to anything else).
They potentially have anything related to your credit history. Name, address, SSN, mortgage account number, how much you owe on which accounts, how much you have in your accounts, CC numbers, etc.
Anything that you see in your credit report, is potentially what someone has.
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| Posted 9/8/17 1:34 PM |
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BargainMama
LIF Adult
Member since 5/09 15657 total posts
Name:
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Re: Equifax breach - check your credit reports
Posted by NervousNell
Posted by mommy2B3
Both DH and I were compromised. This is so friggen annoying. I hate changing passwords, I barely remember the ones I currently use lol.
But how would hackers get your passwords? Are you passwords for you bank accounts, credit cards etc stored with equifax?
This isn't making sense to me.
I feel like if they got your poersonal info, they got it without needing your passwords to get it right?
So what is changing your passwords going to do now?
That's what I'm wondering. Equifax is a credit reporting agency, so they have your social, d/o/b your employer, your address, and other credit lines you have. So the worst thing someone could do is apply for a credit card/loan in your name. BUT, if they put a new address the credit card application, I would think Equifax would red flag that after this breach, and relay that to the creditor.
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| Posted 9/8/17 1:37 PM |
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brooke23
LIF Toddler
Member since 3/11 482 total posts
Name:
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Equifax breach - check your credit reports
I cant get onto their website....so annoying!
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| Posted 9/8/17 1:39 PM |
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mommy2B3
2 boys 2 girls!!!!
Member since 7/08 3324 total posts
Name:
M
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Re: Equifax breach - check your credit reports
Posted by NervousNell
Posted by mommy2B3
Both DH and I were compromised. This is so friggen annoying. I hate changing passwords, I barely remember the ones I currently use lol.
But how would hackers get your passwords? Are you passwords for you bank accounts, credit cards etc stored with equifax?
This isn't making sense to me.
I feel like if they got your poersonal info, they got it without needing your passwords to get it right?
So what is changing your passwords going to do now?
I'm not sure if I need to, but I've looked up my credit report through equifax before and I tend to use the same passwords, so I just assumed it's better safe than sorry. But I'm thinking my credit report doesn't show my debit cards right? I'm confused what info they could have besides dob, social and my debts. Would they have credit card numbers?
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| Posted 9/8/17 1:42 PM |
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BargainMama
LIF Adult
Member since 5/09 15657 total posts
Name:
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Re: Equifax breach - check your credit reports
Posted by mommy2B3
Posted by NervousNell
Posted by mommy2B3
Both DH and I were compromised. This is so friggen annoying. I hate changing passwords, I barely remember the ones I currently use lol.
But how would hackers get your passwords? Are you passwords for you bank accounts, credit cards etc stored with equifax?
This isn't making sense to me.
I feel like if they got your poersonal info, they got it without needing your passwords to get it right?
So what is changing your passwords going to do now?
I'm not sure if I need to, but I've looked up my credit report through equifax before and I tend to use the same passwords, so I just assumed it's better safe than sorry. But I'm thinking my credit report doesn't show my debit cards right? I'm confused what info they could have besides dob, social and my debts. Would they have credit card numbers?
Debit cards aren't on credit reports.
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| Posted 9/8/17 1:47 PM |
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BargainMama
LIF Adult
Member since 5/09 15657 total posts
Name:
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Equifax breach - check your credit reports
I just checked and mine was breached. But, I'm not freaking out about it. If someone steals my info and runs up debt in my name, Equifax will pay for it...and everyone else's since I'm sure there will be tons of lawsuits if that happens.
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| Posted 9/8/17 1:49 PM |
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muffaboo
LIF Adult
Member since 12/10 3797 total posts
Name:
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Re: Equifax breach - check your credit reports
When I try to go to the website to check if my information was compromised, I get the "Your connection is not private" page and can't get to the website 
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| Posted 9/10/17 9:43 AM |
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JennZ
MY LIFE!!
Member since 8/05 25463 total posts
Name:
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Re: Equifax breach - check your credit reports
I read yesterday if you check to see if you are compromised, you're immediately out of any class actions that may be brought against them.
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| Posted 9/10/17 9:49 AM |
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