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Sherwood
LIF Adult
Member since 8/08 1643 total posts
Name:
s
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If you pay off your credit card in full every month...
Do you pay the amount on the statement, or the amount that you actually owe when you make the payment? For example, you owe $100 on the date the statement prints, but you dont actually pay the bill for another week. By this time, you owe $200 due to recent purchases. Do you pay $100 or $200? Just curious how others do it.
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Posted 2/17/10 8:30 AM  |
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Long Island Weddings
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MsSissy
xoxoxo
Member since 3/07 39159 total posts
Name:
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Re: If you pay off your credit card in full every month...
The $100.
Because the new purchase would be on next months bill.
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| Posted 2/17/10 8:32 AM |
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Re: If you pay off your credit card in full every month...
Posted by Mssissy
The $100.
Because the new purchase would be on next months bill.
Same here-I pay what's due on that statement...
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| Posted 2/17/10 8:36 AM |
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jps
LIF Toddler
Member since 11/09 435 total posts
Name:
Jennifer
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Re: If you pay off your credit card in full every month...
we pay what is due on that month's statement
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| Posted 2/17/10 8:46 AM |
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lbelle821
Arghhhhh
Member since 2/06 5285 total posts
Name:
Lisa
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Re: If you pay off your credit card in full every month...
Posted by Mssissy
The $100.
Because the new purchase would be on next months bill.
me too....bear in mind that the extra $100 will not accrue any interest so unless I had an issue with budgeting money I will pay that part next month and float the $100 in my own account.
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| Posted 2/17/10 8:47 AM |
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Re: If you pay off your credit card in full every month...
100
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| Posted 2/17/10 8:47 AM |
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Erica
LIF Adult
Member since 5/05 11767 total posts
Name:
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Re: If you pay off your credit card in full every month...
what's on the statement - you will not be charge interest as long as the prior month's balance was paid off fully.
So you actually get an interest free loan for those 3 weeks 
Message edited 2/17/2010 8:48:15 AM.
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| Posted 2/17/10 8:47 AM |
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CAMCaps
Live Laugh Love Run
Member since 6/07 4922 total posts
Name:
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Re: If you pay off your credit card in full every month...
I pay what is on the statement. In this case, $100.
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| Posted 2/17/10 8:52 AM |
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PotofLuck06
Our Baby Boy Is Here!!!
Member since 11/06 13241 total posts
Name:
Betsy
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Re: If you pay off your credit card in full every month...
I call the number on the back of the card to get my balance and write the bill for the actual balance.
I've had the issue (once) when I paid what the bill stated, but I actually owed a little more, since I bought something the day the bill was printed. The bank cleared it up for me, but since them, I always write the bill for the balance on the card - no matter how high/low it is.
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| Posted 2/17/10 8:57 AM |
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mommy2Alex
3 babies for me :)
Member since 5/05 6683 total posts
Name:
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Re: If you pay off your credit card in full every month...
Posted by Erica
what's on the statement - you will not be charge interest as long as the prior month's balance was paid off fully.
So you actually get an interest free loan for those 3 weeks
me too.
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| Posted 2/17/10 9:01 AM |
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neener1211
:-)
Member since 4/07 22952 total posts
Name:
J
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Re: If you pay off your credit card in full every month...
$100 the remaining amount I will pay on next month's bill.
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| Posted 2/17/10 9:02 AM |
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smdl
I love Gary too..on a plate!
Member since 5/06 32461 total posts
Name:
me
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Re: If you pay off your credit card in full every month...
I pay the statement. Your balance will always be more than the last statement if you keep making purchases. So by the time you pay the balance anyway and it gets posted on your account, you will most likely have used the card again.
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| Posted 2/17/10 9:14 AM |
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evnme
My little lamb
Member since 8/05 12633 total posts
Name:
aka momma2b
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Re: If you pay off your credit card in full every month...
i pay what's on the statement
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| Posted 2/17/10 9:51 AM |
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MST9106
My life:)
Member since 6/06 9589 total posts
Name:
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Re: If you pay off your credit card in full every month...
I pay off whatever the statement balance is. If I use the card after the latest statement date, as long as the new charges are paid off by its due date I don't accrue any interest.
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| Posted 2/17/10 10:08 AM |
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SnickNNick
In our new house!!
Member since 8/08 2119 total posts
Name:
Nicole
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Re: If you pay off your credit card in full every month...
Definitely what's on the statement. The only time I paid more was when I was really young and my credit limit was low and I had made a big purchase and wanted to clear it so it wouldn't take up my whole limit.
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| Posted 2/17/10 10:14 AM |
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DiamondGirl
You are my I love you
Member since 7/09 18802 total posts
Name:
DiamondMama
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Re: If you pay off your credit card in full every month...
Posted by PotofLuck06
I call the number on the back of the card to get my balance and write the bill for the actual balance.
This is exactly what I do
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| Posted 2/17/10 10:22 AM |
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Re: If you pay off your credit card in full every month...
I pay what is on the statement.
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| Posted 2/17/10 10:25 AM |
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Salason
♥
Member since 6/05 9878 total posts
Name:
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Re: If you pay off your credit card in full every month...
I check my balance online the day I plan on paying it and pay that amount. I do this twice a month (on payday).
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| Posted 2/17/10 10:30 AM |
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GoldenRod
10 years on LIF!
Member since 11/06 26792 total posts
Name:
Shawn
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Re: If you pay off your credit card in full every month...
I pay mine off on-line, so I pay whatever the actual amount is. It's just easier for me to pay the entire thing off, instead of trying to remember how long each charge won't be accruing interest.
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| Posted 2/17/10 11:10 AM |
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CallaLily
Thank you, Saint Gerard!
Member since 10/07 4937 total posts
Name:
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Re: If you pay off your credit card in full every month...
I pay the amount listed on that month's statement.
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| Posted 2/17/10 12:34 PM |
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EsquireFish
LIF Adult
Member since 3/09 1259 total posts
Name:
G
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Re: If you pay off your credit card in full every month...
It actually depends on what I feel like doing that particular month.
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| Posted 2/17/10 12:39 PM |
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want2beamom
Love my boys soooo much!!!
Member since 8/06 10164 total posts
Name:
True love doesn't end with happily ever after...
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Re: If you pay off your credit card in full every month...
Posted by Mssissy
The $100.
Because the new purchase would be on next months bill.
Yes, me too!!!
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| Posted 2/17/10 12:44 PM |
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SKPtzu
Oh boys
Member since 6/08 1388 total posts
Name:
SKPtzu
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Re: If you pay off your credit card in full every month...
Since I pay online and do not get paper statements, I just pay whatever the balance is on the card.
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| Posted 2/17/10 1:14 PM |
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Re: If you pay off your credit card in full every month...
Posted by TheDivaBrideandTeddyFrog
Posted by Mssissy
The $100.
Because the new purchase would be on next months bill.
Same here-I pay what's due on that statement...
Same here too
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| Posted 2/17/10 1:36 PM |
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LulaBell
:)
Member since 1/06 3508 total posts
Name:
J
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Re: If you pay off your credit card in full every month...
It depends on how much extra I have in my checking; if I have extra money set aside I might pay extra in advance.
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| Posted 2/17/10 1:42 PM |
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