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pnbplus1
Family
Member since 5/09 5751 total posts
Name:
Mommy
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Re: My Dad was dropped by his health insurance company because of obamacare.
Posted by tara73
When HIPAA was signed into law, the insurance companies used it to incite fears of raised premiums citing raised costs from having to cover people under the portability portion (like if you leave job A and lose insurance for less than 63 days your new group insurance can't use preexisting clauses etc) AND for the coding, electronics part and even the privacy stuff. If the wind blows the wrong way, they'll use it as an excuse to raise premiums. They'll raise premiums every year regardless. Why? Because they can.
And why is it Obamacare when it is modeled on the system ROMNEY instituted in Mass? I guess that bugs me more than anything.. Romney saying how he'll repeal it but it was good enough for the people of MASS? That doesn't make much sense to me.
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Posted 10/6/12 12:24 AM  |
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Lillykat
going along for the ride...
Member since 5/05 16253 total posts
Name:
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Re: My Dad was dropped by his health insurance company because of obamacare.
And why is it Obamacare when it is modeled on the system ROMNEY instituted in Mass? I guess that bugs me more than anything.. Romney saying how he'll repeal it but it was good enough for the people of MASS? That doesn't make much sense to me.
Romney was saying it didn't follow his model, that it made negative changes to the model that they have.
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| Posted 10/6/12 5:19 AM |
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MommaG
Yay Spring!
Member since 5/05 5133 total posts
Name:
Gloria
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Re: My Dad was dropped by his health insurance company because of obamacare.
Posted by Lillykat
And why is it Obamacare when it is modeled on the system ROMNEY instituted in Mass? I guess that bugs me more than anything.. Romney saying how he'll repeal it but it was good enough for the people of MASS? That doesn't make much sense to me.
Romney was saying it didn't follow his model, that it made negative changes to the model that they have.
And also, I believe he said that it should be decided on a state-by-state basis and not a federal basis.
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| Posted 10/6/12 3:16 PM |
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LittleBlueBug
Happy Mommy
Member since 9/06 4074 total posts
Name:
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Re: My Dad was dropped by his health insurance company because of obamacare.
Posted by sfp0701
Posted by LittleBlueBug
I am so sorry to hear this.
Obamacare has also resulted in extensive caps for services there was no caps for. For example allied health. If a person suffers a stroke and needs OT/PT/and Speech, services are now capped and PT and speech are combined now, so patients only get half the cap for PT, half for speech. The result is seniors are not getting what they need.
I hope your dad gets better soon. Not many seniors can pay for a PET scan themselves. Especially with all of the prescription donut holes now. My dad had to pay hundreds for one of his meds. It's not right.
I could be wrong but, I am an SLP and I am pretty sure that the cap has been there for speech (shard with PT) for at least 10 years. OT gets it own cap. Again, I don't work with adults but, I am almost postive that the cap has always been there.
Incorrect. In private practices there was a cap yes, but hospitals were exempt. Plus, although they started this oct 1, they are looking back at services received in allof 2012. So try efectively treating aphasia and apraxia in 5 visits. Should be interesting.
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| Posted 10/6/12 5:21 PM |
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SweetTooth
I'm a tired mommy!
Member since 12/05 20105 total posts
Name:
Lauren
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Re: My Dad was dropped by his health insurance company because of obamacare.
I also don't see how recent changes (past few years) can be blamed on "Obamacare." Most of it hasn't even taken effect yet, and those provisions that have only happened in the past 9 months.
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| Posted 10/7/12 12:22 PM |
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Erica
LIF Adult
Member since 5/05 11767 total posts
Name:
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Re: My Dad was dropped by his health insurance company because of obamacare.
I thought the ban on not being able to drop on pre-existing conditions isn't to take effect until 2014? (for adults; children were immediate) Sounds like the insurance company is trying to get rid of people before that deadline?
On a second note, I thought that NYS also doesn't have a pre-existing condition condition? That you just must wait 3 months IF you are already covered. I am by means no expert...this is just what my HR told me when I picked up my insurance as a secondary for my son.
Last, DS also had something show up on/near his thyroid at his last CT scan. His oncologist believes that it is something that we are born with, but we "grow out" of. It sometimes comes back after chemotherapy. We had to start with an ultrasound and the tech thought it was a cyst or a nodule (she was wrong according to our oncologist), so then an MRI was ordered. I think it does make sense to get the least invasive and expensive procedure first. fortunately most people aren't going to be diagnosed with cancer, so as a general rule it does make sense. It's just hard to wait for all these results when you have already had the dx.
Message edited 10/7/2012 2:37:05 PM.
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| Posted 10/7/12 2:36 PM |
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