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Dani00518
Gorgeous
Member since 5/05 2730 total posts
Name: Danielle
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Question for those that recently had their homes appraised for re-fi
Did the appraiser come inside?
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Posted 1/20/09 7:08 PM |
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rkoenke
my little piggys
Member since 3/08 4315 total posts
Name: rachel
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Re: Question for those that recently had their homes appraised for re-fi
when i had done mine in the past, no, they never came in. which i could never understand.
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Posted 1/20/09 7:37 PM |
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anjerandunder
Positive thoughts worked!!!
Member since 6/06 1909 total posts
Name: J
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Re: Question for those that recently had their homes appraised for re-fi
Posted by rkoenke
when i had done mine in the past, no, they never came in. which i could never understand.
so what the heck are they looking at? so they'll have no idea of what i've done to the inside of the house. that's just a waste..sorry needed to vent
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Posted 1/20/09 7:53 PM |
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Mrs-D-Girl
Love my fur baby
Member since 8/07 5183 total posts
Name:
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Re: Question for those that recently had their homes appraised for re-fi
I was told they don't have to, but I agree I don't get it either I have mine set for tmrw, but DH will be here so they better come in
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Posted 1/20/09 9:42 PM |
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Tine73
Member since 3/06 22093 total posts
Name: *********
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Re: Question for those that recently had their homes appraised for re-fi
Yes, he came in and looked in every room. He even requested a survey of the house (which we had).
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Posted 1/20/09 9:52 PM |
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-Lisa-
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Member since 5/05 6530 total posts
Name: Lisa
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Re: Question for those that recently had their homes appraised for re-fi
Drive-bys used to be more common but it seems more lenders want full appraisals these days.
If its a low loan to value, drive bys are more popular, as the appraisal doesn't need to be so accurate. The bank just wants to know the loan is reasonable, and drive-bys often give enough info to establish that.
IF you had a drive-by and your appraisal came in too low for the loan AND you have an updated above average interior that may improve your value, I'd request a full appraisal from your lender.
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Posted 1/20/09 10:34 PM |
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lovemy2boys
LIF Adult
Member since 10/07 3915 total posts
Name:
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Re: Question for those that recently had their homes appraised for re-fi
yep and he took pics as well and measured for square footage
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Posted 1/20/09 11:09 PM |
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