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greenfreak
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Member since 9/06 11483 total posts
Name:
greenfreak
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Small moral dilemma - WWYD? [Poll]
I had my car insurance with Geico since 1995. No accidents, only one claim, great payer, no problems. But since they don't do homeowners insurance, I went with a company that could give me both auto and home to save money.
When I canceled my car insurance policy with them back in November, I was due a few hundred dollars in a pro rated refund since I had already paid the policy in full.
Long story short, it took six phone calls and a lot of aggravation and yelling to get that money. I only got the check two months later after threatening a manager that I was going to the Better Business Bureau.
Last week, I got an envelope from Geico. I'm thinking, what's this, a survey on my experience? HAH I'll give em a survey.
But it wasn't a survey, it was a check. For the exact amount of my refund, dated February 12th - weeks after they mailed me the original that had already cleared the bank.
What would you do with it?
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Posted 2/25/08 2:47 PM  |
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Christine
2nd verse same as the 1st
Member since 5/05 15287 total posts
Name:
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Re: Small moral dilemma - WWYD? [Poll]
I would mail it back.
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| Posted 2/25/08 2:48 PM |
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kahlua716
3 Girls for Me!
Member since 8/07 12475 total posts
Name:
Keri
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Re: Small moral dilemma - WWYD? [Poll]
I wouldn't deposit it- only because they will realize they already paid you and either stop payment on it or send you a bill for their overpayment.
It has nothing to do with wanting to be nice to them though. 
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| Posted 2/25/08 2:49 PM |
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lilacwine
only love...
Member since 5/05 2034 total posts
Name:
<3
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Re: Small moral dilemma - WWYD? [Poll]
They'll come after you eventually. Might as well call now to let them know what they did and mail it back.
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| Posted 2/25/08 2:50 PM |
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baghag
:P
Member since 5/05 10278 total posts
Name:
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Re: Small moral dilemma - WWYD? [Poll]
Posted by kahlua716
I wouldn't deposit it- only because they will realize they already paid you and either stop payment on it or send you a bill for their overpayment.
It has nothing to do with wanting to be nice to them though.
Ditto.
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| Posted 2/25/08 2:50 PM |
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itkocak
Member since 7/07 7639 total posts
Name:
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Re: Small moral dilemma - WWYD? [Poll]
Send it back
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| Posted 2/25/08 2:51 PM |
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Kara
Now Zagat Rated!
Member since 3/07 13217 total posts
Name:
They call me "Tater Salad"
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Re: Small moral dilemma - WWYD? [Poll]
It's not about being nice to them (you don't have to be) or them figuring it out later on (which they will and then bill you for it). It's about doing the right thing.
You don't have any real right to that money. I'd call them and explain that you don't understand what this check is for. Let them tell you what to do - either rip it up or mail it back to them.
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| Posted 2/25/08 2:53 PM |
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neener1211
:-)
Member since 4/07 22952 total posts
Name:
J
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Re: Small moral dilemma - WWYD? [Poll]
Call them and let them tell you what to do with it. This is so they have record of you calling about it, if they ever come after you, you can prove you did what they told you.
You never know, they might tell you to cash it, i've had companies tell me to do weird things.
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| Posted 2/25/08 2:54 PM |
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QuoteTheRaven424
22 Months?!!!!
Member since 5/05 13659 total posts
Name:
And If That Isn't A True Blue Miracle
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Re: Small moral dilemma - WWYD? [Poll]
i have no advice other than to say i love the last 3 options on the poll 
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| Posted 2/25/08 2:59 PM |
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nrthshgrl
It goes fast. Pay attention.
Member since 7/05 57538 total posts
Name:
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Re: Small moral dilemma - WWYD? [Poll]
I would call to see what the check was for.
Ripping it up isn't a good option - let's say they meant to give it to you?
Message edited 2/25/2008 3:01:50 PM.
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| Posted 2/25/08 3:01 PM |
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Beth
The Key to your new home....
Member since 2/06 24849 total posts
Name:
Beth
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Re: Small moral dilemma - WWYD? [Poll]
I would deposit it and see what happens-
I am sure most people would do that- even if they wont admit to it
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| Posted 2/25/08 3:03 PM |
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ml110
LIF Adult
Member since 1/06 5435 total posts
Name:
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Re: Small moral dilemma - WWYD? [Poll]
i agree with most of the other replies.. i would call them and explain the situation. then ask them what you should do with it.
i think if you keep it, it'll catch up with you at some point. they'll either stop payment on the chek, or you'll have to pay it back. so you might as well do it right in the beginning.
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| Posted 2/25/08 3:06 PM |
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Re: Small moral dilemma - WWYD? [Poll]
"I'm not a smart man, but I know what love is."
This and more is true.
I would call them and let them know what happened. No matter what they tell you, I would hold onto it. At some point they're going to ask for that $$ back.
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| Posted 2/25/08 3:07 PM |
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Domino
Always My Miracle
Member since 9/05 9923 total posts
Name:
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Re: Small moral dilemma - WWYD? [Poll]
I would call them and ask what the check is for. Then I would deposit it and collect interest off of it until they ask for it back (if they ever do)
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| Posted 2/25/08 3:12 PM |
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QuoteTheRaven424
22 Months?!!!!
Member since 5/05 13659 total posts
Name:
And If That Isn't A True Blue Miracle
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Re: Small moral dilemma - WWYD? [Poll]
Posted by Beth1210
I would deposit it and see what happens-
I am sure most people would do that- even if they wont admit to it
agreed
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| Posted 2/25/08 3:13 PM |
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pinkandblue
Our family is complete, maybe
Member since 9/05 32436 total posts
Name:
Stephanie
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Re: Small moral dilemma - WWYD? [Poll]
Posted by Beth1210
I would deposit it and see what happens-
I am sure most people would do that- even if they wont admit to it
I wouldn't , only because I would spend it and then when they wanted the $$ back, I would be screwed
It is not you money, rip up the check, or call them and send it back
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| Posted 2/25/08 3:47 PM |
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Chrisnamy
Summer is coming soon
Member since 1/07 3991 total posts
Name:
Amy
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Re: Small moral dilemma - WWYD? [Poll]
Posted by imthekevinofcindyandkevin
Send it back
ITA!
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| Posted 2/25/08 3:47 PM |
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CunningOne
***
Member since 5/05 26975 total posts
Name:
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Re: Small moral dilemma - WWYD? [Poll]
I'd definitely send it back.
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| Posted 2/25/08 3:56 PM |
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MST9106
My life:)
Member since 6/06 9589 total posts
Name:
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Re: Small moral dilemma - WWYD? [Poll]
Honestly, since they caused you so much aggrevation, I would deposit it and see what happens. If they ask for it back, then you send it back. I wouldn't go out of my way and call them, etc etc...pfft...let them call me.
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| Posted 2/25/08 4:02 PM |
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Superkat
More a stranger than a friend
Member since 5/06 9730 total posts
Name:
K
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Re: Small moral dilemma - WWYD? [Poll]
I don't think people should discriminate against leg braces.
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| Posted 2/25/08 6:09 PM |
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Niblet
LIF Adult
Member since 5/07 922 total posts
Name:
Cher
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Re: Small moral dilemma - WWYD? [Poll]
Posted by Beth1210
I would deposit it and see what happens-
I am sure most people would do that- even if they wont admit to it
I'm with you. Who knows~ I am sure you have done something kind and/or generous in your life and this just may be your "pay it foward".....
(OR I could just be justifying it to myself )
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| Posted 2/25/08 6:14 PM |
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DayDay
Livin' the Good Life....
Member since 9/06 5939 total posts
Name:
Dayna
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Re: Small moral dilemma - WWYD? [Poll]
I would be too freaked out to deposit it.. I would call them and ask them about it
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| Posted 2/25/08 6:17 PM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: Small moral dilemma - WWYD? [Poll]
Posted by Christine
I would mail it back.
ditto
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| Posted 2/25/08 6:51 PM |
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MsSissy
xoxoxo
Member since 3/07 39159 total posts
Name:
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Re: Small moral dilemma - WWYD? [Poll]
I wouldn't cash it.
I would either mail it back with a letter that it was a duplicate payment or I would call them and ask them about it.
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| Posted 2/25/08 6:56 PM |
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DanaRenee
Fitness Junkie!
Member since 6/06 6470 total posts
Name:
Dana
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Re: Small moral dilemma - WWYD? [Poll]
that happened to me once, I got reimbursed 2x for an accident. Over $800 too!! whoo hoo!
I kept it, and it was mine forever 
Yeah, I felt a little guilty but that soon passed.
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| Posted 2/25/08 7:00 PM |
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