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Mommy2Boys
My Boys!!!!
Member since 6/06 14437 total posts
Name:
C
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Spinoff to credit or debit post: How much credit card debt do you have? w/poll
I heard on the news the average American family has anywhere from $15-20k in credit card debt. Just wondering if it is accurate.
Message edited 5/11/2008 10:17:05 AM.
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Posted 5/11/08 10:14 AM  |
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Stacey1403
Where it all began....
Member since 5/05 24065 total posts
Name:
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Re: Spinoff to credit or debit post: How much credit card debt do you have?
Not me
I pay my CC in full every month
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| Posted 5/11/08 10:17 AM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: Spinoff to credit or debit post: How much credit card debt do you have? w/poll
about $750 - for our flat panel TV. we bought it last summer with 0% interest for 18 months.
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| Posted 5/11/08 10:25 AM |
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CathyB
Member since 5/05 19403 total posts
Name:
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Re: Spinoff to credit or debit post: How much credit card debt do you have? w/poll
None. We pay it off every month.
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| Posted 5/11/08 10:33 AM |
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maybebaby
LIF Adult
Member since 11/05 6870 total posts
Name:
Maureen
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Re: Spinoff to credit or debit post: How much credit card debt do you have? w/poll
We pay it off every month, so none. But that is all thanks to DH. If I were in control I'm sure we'd have some, lol..
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| Posted 5/11/08 10:36 AM |
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jerrysgirl
I love my hot dog!!
Member since 6/06 5357 total posts
Name:
E & J
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Re: Spinoff to credit or debit post: How much credit card debt do you have? w/poll
Posted by Stacey1403
Not me
I pay my CC in full every month
me too!!!
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| Posted 5/11/08 10:37 AM |
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KrisT
Two Boys for Me!!
Member since 1/07 5213 total posts
Name:
Kristin
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Re: Spinoff to credit or debit post: How much credit card debt do you have? w/poll
Posted by CathyB
None. We pay it off every month.
Same here.
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| Posted 5/11/08 11:23 AM |
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HelenZ
So worth the wait :)
Member since 10/07 2862 total posts
Name:
Helen
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Re: Spinoff to credit or debit post: How much credit card debt do you have? w/poll
I received an unheard of 0% til paid off offer from Citibank a few years ago- I started off putting 10K on it, I'm down to about 5K since it's 0%, I don't feel any urge to pay it off early!!
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| Posted 5/11/08 11:26 AM |
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browneyedgirl
family is all that matters
Member since 6/06 6513 total posts
Name:
browneyes
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Re: Spinoff to credit or debit post: How much credit card debt do you have? w/poll
$0
we pay it off in full every month. we only buy what we know we can pay off.
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| Posted 5/11/08 11:31 AM |
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neenie
Member since 5/05 22351 total posts
Name:
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Re: Spinoff to credit or debit post: How much credit card debt do you have? w/poll
Posted by CathyB
None. We pay it off every month.
Same here.
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| Posted 5/11/08 11:50 AM |
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Goldi0218
My miracles!
Member since 12/05 23902 total posts
Name:
Leslie
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Re: Spinoff to credit or debit post: How much credit card debt do you have? w/poll
Posted by CathyB
None. We pay it off every month.
DITTO!
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| Posted 5/11/08 12:04 PM |
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Candy Girl
Candy girl- you are so sweet!
Member since 11/07 6349 total posts
Name:
erin
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Re: Spinoff to credit or debit post: How much credit card debt do you have? w/poll
Very little. I have a visa for emergencies, which has about 750 on it and DH uses an AMEX.
ETA: HOWEVER, I don't want to make it seem like I am a super responsible, "I would NEVER get into debt" type of gal, I once had CC bills over 30K. I worked VERY hard to pay them down...worked summer school, weekends, tutored etc. I have really learned since then...
Message edited 5/11/2008 7:24:05 PM.
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| Posted 5/11/08 7:22 PM |
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Re: Spinoff to credit or debit post: How much credit card debt do you have? w/poll
None.
Except about $3,000 left on my school loan. 
Message edited 5/11/2008 7:25:39 PM.
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| Posted 5/11/08 7:25 PM |
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PrincessP
Big sister!!!!!!!!!!
Member since 12/05 17450 total posts
Name:
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Re: Spinoff to credit or debit post: How much credit card debt do you have? w/poll
I bet thats right! I imagine those that are proud to have no credit debt will answer while those drowning will just do your poll or not answer at all. I wouldnt think its hard to put yourself in 10-15k debt.
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| Posted 5/11/08 7:25 PM |
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jax1023
LIF Adult
Member since 3/07 1165 total posts
Name:
Jackie
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Re: Spinoff to credit or debit post: How much credit card debt do you have? w/poll
We have none. We use our CC for almost everything, but only buy things we can pay for at the end of the month.
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| Posted 5/11/08 7:28 PM |
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Tah-wee-ZAH
Kisses
Member since 5/05 15952 total posts
Name:
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Re: Spinoff to credit or debit post: How much credit card debt do you have? w/poll
Posted by CathyB
None. We pay it off every month.
Same here. I have never financed anything on a credit card.
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| Posted 5/11/08 7:31 PM |
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KartveliT
...
Member since 1/08 8363 total posts
Name:
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Re: Spinoff to credit or debit post: How much credit card debt do you have? w/poll
Posted by CathyB
None. We pay it off every month.
SAME HERE
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| Posted 5/11/08 7:56 PM |
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MegZee
My bunny
Member since 5/06 8777 total posts
Name:
Meaghan
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Re: Spinoff to credit or debit post: How much credit card debt do you have? w/poll
we have too much for my taste right now - but we have more than enough in our savings account to pay it off - all our CC debt right now is 0% - so id rather make interest on the $$$ than pay off my CC- once we pay them off, we are done with CCs (it was some grad school tuition and home improvements - so its not like it was frivouls spending!)
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| Posted 5/11/08 8:01 PM |
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Re: Spinoff to credit or debit post: How much credit card debt do you have? w/poll
Posted by maybebaby
We pay it off every month, so none. But that is all thanks to DH. If I were in control I'm sure we'd have some, lol..
Same here- he is in charge of the money because he's more disciplined. I don't spend a lot, but pre-DH I always found a reason to not pay it in full.
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| Posted 5/11/08 8:12 PM |
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sunnygirl
loving life
Member since 1/07 5413 total posts
Name:
D
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Re: Spinoff to credit or debit post: How much credit card debt do you have? w/poll
i have none now but in the past went through a very rough patch and had a lot of debt, over 10k, it sux but sometimes its the only way you can pay for things, even the basics like food and gas and basic clothing
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| Posted 5/11/08 9:07 PM |
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SUNSHINE
My LuLu <3<3
Member since 5/05 1372 total posts
Name:
T
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Re: Spinoff to credit or debit post: How much credit card debt do you have? w/poll
None
We pay everything off every month
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| Posted 5/11/08 9:22 PM |
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CunningOne
***
Member since 5/05 26975 total posts
Name:
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Re: Spinoff to credit or debit post: How much credit card debt do you have? w/poll
ZERO. $0
Very bill is paid in full each month!
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| Posted 5/11/08 10:30 PM |
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lbelle821
Arghhhhh
Member since 2/06 5285 total posts
Name:
Lisa
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Re: Spinoff to credit or debit post: How much credit card debt do you have? w/poll
We have none
However, for all of you struggling with debt, just want to say that there was a time when we were over $15k (thanks to DH prior to when we were together) and it took time, patience, sacrifice and planning but we paid it off together. And vowed never to get back there again!
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| Posted 5/11/08 10:36 PM |
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chris605
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Member since 5/05 3205 total posts
Name:
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Re: Spinoff to credit or debit post: How much credit card debt do you have? w/poll
Posted by HelenZ
I received an unheard of 0% til paid off offer from Citibank a few years ago- I started off putting 10K on it, I'm down to about 5K since it's 0%, I don't feel any urge to pay it off early!!
LOL - I too got that offer... and I am doing the same thing.. I just owe more..
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| Posted 5/11/08 10:39 PM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: Spinoff to credit or debit post: How much credit card debt do you have? w/poll
Right now?
$316,735.12... all on 0%
And no i'm not joking.
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| Posted 5/11/08 11:37 PM |
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