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skew
LIF Adult
Member since 5/05 6794 total posts
Name:
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Re: Who do you use for homeowners insurance?
I was recently dropped by Travelers and now have Narragansett Bay. I changed a few minor things on the policy and my rate is now $1k less than it was with Travelers.
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Posted 6/11/14 9:08 AM |
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Prudential Douglas Elliman Real Estate
Long Island's Largest Bridal Resource | Long Island Weddings |
BriBri2u
L'amore vince sempre
Member since 5/05 9320 total posts
Name: Mrs. B
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Re: Who do you use for homeowners insurance?
Allstate
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Posted 6/11/14 9:40 AM |
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Beth
The Key to your new home....
Member since 2/06 24849 total posts
Name: Beth
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Re: Who do you use for homeowners insurance?
Posted by MorningCuppaCoffee
We had State Farm but were dropped after Sandy.
We have Narraganset Bay now, and I used Jen Jennings, an agent on here, to help me find a policy.
I have Narraganset bay as well- I am also on the south shore- but 2 miles from the water and All State wouldn't touch me
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Posted 6/11/14 11:52 AM |
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lorich
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Member since 6/05 9987 total posts
Name: Grammie says "Lora Gina"
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Re: Who do you use for homeowners insurance?
Posted by Bradley & Parker, Inc
I would be happy to provide you with a quote. My company deals with over 15 different carriers. We write in the water, or miles away. I have issued policies for a lot of the women on this site :) Feel free to message me here or [email protected], or 631-650-4036.
Definitely call Jen! She'll find you the perfect carrier.
Here's a recent REVIEW I left for her.
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Posted 6/11/14 2:46 PM |
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ClientServices
Kim
Member since 3/06 1383 total posts
Name: Client Services
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Re: Who do you use for homeowners insurance?
Posted by lorich
Posted by Bradley & Parker, Inc
I would be happy to provide you with a quote. My company deals with over 15 different carriers. We write in the water, or miles away. I have issued policies for a lot of the women on this site :) Feel free to message me here or [email protected], or 631-650-4036.
Definitely call Jen! She'll find you the perfect carrier.
Here's a recent REVIEW I left for her.
Yes Jen from Bradley & Parker all the way! Using her for the new home I am buying. She made the process so easy!
Kim
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Posted 6/11/14 3:02 PM |
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PreshusSmurf
So in love with my little guys
Member since 1/07 2963 total posts
Name: Jess
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Re: Who do you use for homeowners insurance?
Posted by ClientServices
Posted by lorich
Posted by Bradley & Parker, Inc
I would be happy to provide you with a quote. My company deals with over 15 different carriers. We write in the water, or miles away. I have issued policies for a lot of the women on this site :) Feel free to message me here or [email protected], or 631-650-4036.
Definitely call Jen! She'll find you the perfect carrier.
Here's a recent REVIEW I left for her.
Yes Jen from Bradley & Parker all the way! Using her for the new home I am buying. She made the process so easy!
Kim
Another vote for Jen from Bradley & Parker!
We are going through the process of buying a home now and she's awesome!!!!
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Posted 6/11/14 3:24 PM |
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Re: Who do you use for homeowners insurance?
Posted by PreshusSmurf
Posted by ClientServices
Posted by lorich
Posted by Bradley & Parker, Inc
I would be happy to provide you with a quote. My company deals with over 15 different carriers. We write in the water, or miles away. I have issued policies for a lot of the women on this site :) Feel free to message me here or [email protected], or 631-650-4036.
Definitely call Jen! She'll find you the perfect carrier.
Here's a recent REVIEW I left for her.
Yes Jen from Bradley & Parker all the way! Using her for the new home I am buying. She made the process so easy!
Kim
Another vote for Jen from Bradley & Parker!
We are going through the process of buying a home now and she's awesome!!!!
Thank you Ladies!! It has been a pleasure working with all of you as well
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Posted 6/11/14 3:33 PM |
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Cheeks24
Living a dream
Member since 1/08 8589 total posts
Name: Cheeks
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Who do you use for homeowners insurance?
We are now just switching to State Farm. It's cheaper than our renewal and we're getting better coverage.
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Posted 6/11/14 5:15 PM |
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mnmsoinlove
Mommy to 2 sweet girls!
Member since 3/09 8585 total posts
Name: Melissa
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Re: Who do you use for homeowners insurance?
I spent an entire afternoon on the phone yesterday and called all the companies that were listed. We ended up with All State and bundling our auto and home which ended up saving me $200 a year in home $200 in auto so over all I think I did pretty good.
I'm not even near the water but so many companies I called kept saying Suffolk county is in a coastal zone and they don't insure in Suffolk at all. I really feel bad for those that live closer to the water because it must be really hard for them.
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Posted 6/11/14 8:53 PM |
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babyvibes
LIF Adult
Member since 7/13 1350 total posts
Name:
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Re: Who do you use for homeowners insurance?
We have Allstate.
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Posted 6/13/14 6:26 PM |
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Teach723
Have faith. Believe. Dream.
Member since 8/10 2356 total posts
Name:
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Re: Who do you use for homeowners insurance?
Posted by PreshusSmurf
Posted by ClientServices
Posted by lorich
Posted by Bradley & Parker, Inc
I would be happy to provide you with a quote. My company deals with over 15 different carriers. We write in the water, or miles away. I have issued policies for a lot of the women on this site :) Feel free to message me here or [email protected], or 631-650-4036.
Definitely call Jen! She'll find you the perfect carrier.
Here's a recent REVIEW I left for her.
Yes Jen from Bradley & Parker all the way! Using her for the new home I am buying. She made the process so easy!
Kim
Another vote for Jen from Bradley & Parker!
We are going through the process of buying a home now and she's awesome!!!!
Not sure if this is a silly question but what's the benefit of going through a broker like this? Is it that they do all the legwork for you? How are they getting paid? I always thought your rate is higher to cover their cost.
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Posted 6/13/14 11:48 PM |
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Mrs213
????????
Member since 2/09 18986 total posts
Name:
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Who do you use for homeowners insurance?
Right now we have Narragansett Bay, but we go through an insurance agency. They have automatically switched it for us when in the past interboro increased the rates.
We use newbridge coverage in bellmore and we have been very happy with them
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Posted 6/14/14 2:00 PM |
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Re: Who do you use for homeowners insurance?
Posted by Teach723
Posted by PreshusSmurf
Posted by ClientServices
Posted by lorich
Posted by Bradley & Parker, Inc
I would be happy to provide you with a quote. My company deals with over 15 different carriers. We write in the water, or miles away. I have issued policies for a lot of the women on this site :) Feel free to message me here or [email protected], or 631-650-4036.
Definitely call Jen! She'll find you the perfect carrier.
Here's a recent REVIEW I left for her.
Yes Jen from Bradley & Parker all the way! Using her for the new home I am buying. She made the process so easy!
Kim
Another vote for Jen from Bradley & Parker!
We are going through the process of buying a home now and she's awesome!!!!
Not sure if this is a silly question but what's the benefit of going through a broker like this? Is it that they do all the legwork for you? How are they getting paid? I always thought your rate is higher to cover their cost.
I'm new to this (currently buying a house) and also have the same question! Our umbrella plan quoted at about 1,500 so far and if people are paying half, I want to know how I can too lol
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Posted 6/17/14 9:14 AM |
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Re: Who do you use for homeowners insurance?
Posted by WestEndLove
Posted by Teach723
Posted by PreshusSmurf
Posted by ClientServices
Posted by lorich
Posted by Bradley & Parker, Inc
I would be happy to provide you with a quote. My company deals with over 15 different carriers. We write in the water, or miles away. I have issued policies for a lot of the women on this site :) Feel free to message me here or [email protected], or 631-650-4036.
Definitely call Jen! She'll find you the perfect carrier.
Here's a recent REVIEW I left for her.
Yes Jen from Bradley & Parker all the way! Using her for the new home I am buying. She made the process so easy!
Kim
Another vote for Jen from Bradley & Parker!
We are going through the process of buying a home now and she's awesome!!!!
Not sure if this is a silly question but what's the benefit of going through a broker like this? Is it that they do all the legwork for you? How are they getting paid? I always thought your rate is higher to cover their cost.
I'm new to this (currently buying a house) and also have the same question! Our umbrella plan quoted at about 1,500 so far and if people are paying half, I want to know how I can too lol
Brokers have access to insurance carriers that the general public do not. We are paid by the carrier, not by the insured. The carrier basically pays us to find them clients, so they sell their product at a "wholesale" value. Allstate, State Farm, Geico, pretty much any Insurance Carrier you walk into to purchase insurance can only sell their product for the most part. They are agencies, and they work for the company. Brokers work for the insured.
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Posted 6/17/14 12:11 PM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name: That Led To The Wrong Tendencies
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Who do you use for homeowners insurance?
I have had Liberty Mutual since I moved out to Long Island in 2006. I probably could get slightly better rates if I switched, however Liberty Mutual stuck with me during all those years when other carriers were dropping customers. Because of this I feel a sense of loyalty to them. That may change eventually as I have been getting steady increases in my premiums.
ETA: my Liberty Mutual agent in Queens is also very good, he responds back to me pretty quickly with any items I may need so I also take this service into consideration (vs. having to call an 800 number and go through a call center)
Message edited 6/17/2014 1:34:13 PM.
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Posted 6/17/14 1:33 PM |
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summertime
LIF Adolescent
Member since 9/10 852 total posts
Name:
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Re: Who do you use for homeowners insurance?
Under a mile from water and use Interborro. They are the cheapest out of the 3 carriers who will write south shore under 1 mile from water. $$$
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Posted 6/18/14 12:27 PM |
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Teach723
Have faith. Believe. Dream.
Member since 8/10 2356 total posts
Name:
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Re: Who do you use for homeowners insurance?
Posted by Bradley & Parker, Inc
Posted by WestEndLove
Posted by Teach723
Posted by PreshusSmurf
Posted by ClientServices
Posted by lorich
Posted by Bradley & Parker, Inc
I would be happy to provide you with a quote. My company deals with over 15 different carriers. We write in the water, or miles away. I have issued policies for a lot of the women on this site :) Feel free to message me here or [email protected], or 631-650-4036.
Definitely call Jen! She'll find you the perfect carrier.
Here's a recent REVIEW I left for her.
Yes Jen from Bradley & Parker all the way! Using her for the new home I am buying. She made the process so easy!
Kim
Another vote for Jen from Bradley & Parker!
We are going through the process of buying a home now and she's awesome!!!!
Not sure if this is a silly question but what's the benefit of going through a broker like this? Is it that they do all the legwork for you? How are they getting paid? I always thought your rate is higher to cover their cost.
I'm new to this (currently buying a house) and also have the same question! Our umbrella plan quoted at about 1,500 so far and if people are paying half, I want to know how I can too lol
Brokers have access to insurance carriers that the general public do not. We are paid by the carrier, not by the insured. The carrier basically pays us to find them clients, so they sell their product at a "wholesale" value. Allstate, State Farm, Geico, pretty much any Insurance Carrier you walk into to purchase insurance can only sell their product for the most part. They are agencies, and they work for the company. Brokers work for the insured.
Ok you got the job. I'll be contacting you soon. Contracts were just signed and we went for mortgage today so I'll be ready to shop soon.
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Posted 6/18/14 6:22 PM |
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Re: Who do you use for homeowners insurance?
Posted by Teach723
Posted by Bradley & Parker, Inc
Posted by WestEndLove
Posted by Teach723
Posted by PreshusSmurf
Posted by ClientServices
Posted by lorich
Posted by Bradley & Parker, Inc
I would be happy to provide you with a quote. My company deals with over 15 different carriers. We write in the water, or miles away. I have issued policies for a lot of the women on this site :) Feel free to message me here or [email protected], or 631-650-4036.
Definitely call Jen! She'll find you the perfect carrier.
Here's a recent REVIEW I left for her.
Yes Jen from Bradley & Parker all the way! Using her for the new home I am buying. She made the process so easy!
Kim
Another vote for Jen from Bradley & Parker!
We are going through the process of buying a home now and she's awesome!!!!
Not sure if this is a silly question but what's the benefit of going through a broker like this? Is it that they do all the legwork for you? How are they getting paid? I always thought your rate is higher to cover their cost.
I'm new to this (currently buying a house) and also have the same question! Our umbrella plan quoted at about 1,500 so far and if people are paying half, I want to know how I can too lol
Brokers have access to insurance carriers that the general public do not. We are paid by the carrier, not by the insured. The carrier basically pays us to find them clients, so they sell their product at a "wholesale" value. Allstate, State Farm, Geico, pretty much any Insurance Carrier you walk into to purchase insurance can only sell their product for the most part. They are agencies, and they work for the company. Brokers work for the insured.
Ok you got the job. I'll be contacting you soon. Contracts were just signed and we went for mortgage today so I'll be ready to shop soon.
Thank you! Whenever you are ready
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Posted 6/19/14 2:07 PM |
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ClientServices
Kim
Member since 3/06 1383 total posts
Name: Client Services
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Re: Who do you use for homeowners insurance?
Posted by Teach723
Ok you got the job. I'll be contacting you soon. Contracts were just signed and we went for mortgage today so I'll be ready to shop soon.
Good decision!
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Posted 6/19/14 2:09 PM |
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Diane
Hope is Contagious....catch it
Member since 5/05 30683 total posts
Name: D
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Re: Who do you use for homeowners insurance?
Mapfree
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Posted 6/23/14 10:54 AM |
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EMC11709
LIF Toddler
Member since 3/10 484 total posts
Name: Erica
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Who do you use for homeowners insurance?
Mercury
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Posted 6/26/14 4:55 PM |
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gina409
TWINS!
Member since 12/09 27635 total posts
Name: g
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Re: Who do you use for homeowners insurance?
Posted by ClientServices
Posted by lorich
Posted by Bradley & Parker, Inc
I would be happy to provide you with a quote. My company deals with over 15 different carriers. We write in the water, or miles away. I have issued policies for a lot of the women on this site :) Feel free to message me here or [email protected], or 631-650-4036.
Definitely call Jen! She'll find you the perfect carrier.
Here's a recent REVIEW I left for her.
Yes Jen from Bradley & Parker all the way! Using her for the new home I am buying. She made the process so easy!
Kim
Can I ask when do we contact you,time frame wise?
Our offer was accepted,inspection done and contracts signed. Should we start now?
Thanks!
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Posted 6/26/14 5:08 PM |
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Re: Who do you use for homeowners insurance?
Posted by gina409
Posted by ClientServices
Posted by lorich
Posted by Bradley & Parker, Inc
I would be happy to provide you with a quote. My company deals with over 15 different carriers. We write in the water, or miles away. I have issued policies for a lot of the women on this site :) Feel free to message me here or [email protected], or 631-650-4036.
Definitely call Jen! She'll find you the perfect carrier.
Here's a recent REVIEW I left for her.
Yes Jen from Bradley & Parker all the way! Using her for the new home I am buying. She made the process so easy!
Kim
Can I ask when do we contact you,time frame wise?
Our offer was accepted,inspection done and contracts signed. Should we start now?
Thanks!
A lot of people start shopping now, this way when the bank asks for everything, it is already set up. Some wait until the bank asks, but if you have the time, I would say the sooner the better.
I would be happy to help you, please message me, email me at [email protected], or call me at 631-650-4036
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Posted 6/27/14 6:40 AM |
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Re: Who do you use for homeowners insurance?
State Farm.
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Posted 6/27/14 10:41 AM |
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Paramount
Sweet!
Member since 7/12 4287 total posts
Name:
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Re: Who do you use for homeowners insurance?
Posted by MorningCuppaCoffee
We had State Farm but were dropped after Sandy.
We have Narraganset Bay now, and I used Jen Jennings, an agent on here, to help me find a policy.
I also have Narraganset, but I bet they will be expensive. We are close to the water (NOT on) and so we can ONLY be insured by 2 (I think) insurers in the state.
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Posted 6/27/14 12:46 PM |
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