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TTC - Best Health Insurance

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LisaMartin88
LIF Zygote

Member since 2/14

3 total posts

Name:
Lisa

TTC - Best Health Insurance

Hello,
Me & my DH are TTC & are looking for new insurance ....... Is anyone happy with their current insurance or can recommend one for pregnancy / hospital / baby ? Thanks :)

Posted 2/6/14 11:07 AM
 
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DiamondGirl
You are my I love you

Member since 7/09

18802 total posts

Name:
DiamondMama

TTC - Best Health Insurance

I have GHI and am very happy. With DS we paid somewhere around 200 for our entire hospital stay at North Shore Manhassset,

Posted 2/6/14 11:14 AM
 

bunnyluck
LIF Adult

Member since 1/14

3196 total posts

Name:

TTC - Best Health Insurance

UghHh - I'm not so sure about mine anymore - I have Aetna and just received a bill for $200 for a routine blood test. I am DEF fighting this.

Posted 2/6/14 11:20 AM
 

jessnbrian
Only God knows His plan for us

Member since 4/13

7238 total posts

Name:
Jessica

TTC - Best Health Insurance

It's REALLY hard to answer a question like this - each plan, say Aetna, has so many different ways that you can set it up, and depending on WHERE you are getting your insurance (not just state to state, but also are you getting it through a job, through the exchange, through a broker, etc)... you really can't go by what other people have, you have to seriously sit down and analyze what's being presented to you.

Posted 2/6/14 11:48 AM
 

LisaMartin88
LIF Zygote

Member since 2/14

3 total posts

Name:
Lisa

TTC - Best Health Insurance

Yes thank you, we have been looking at a few different ones ... We have BCBS with a high deductible and we are always paying for blood work, apts etc so are hoping to get something better that we can afford!

Posted 2/6/14 12:46 PM
 

jessnbrian
Only God knows His plan for us

Member since 4/13

7238 total posts

Name:
Jessica

TTC - Best Health Insurance

A lot of doctors are starting to get away from the BCBS plans, but who knows with the future... I like United Health and Aetna, they tend to have very complete plans! (If you can't tell, this is what I do and have done for over a decade, if you have anything questions, feel free to FM me!)

Posted 2/6/14 12:56 PM
 

JSDB
<3

Member since 1/13

1329 total posts

Name:

Re: TTC - Best Health Insurance

Posted by jessnbrian

It's REALLY hard to answer a question like this - each plan, say Aetna, has so many different ways that you can set it up, and depending on WHERE you are getting your insurance (not just state to state, but also are you getting it through a job, through the exchange, through a broker, etc)... you really can't go by what other people have, you have to seriously sit down and analyze what's being presented to you.



I agree. I used to have Aetna and my bloodwork was almost always covered 100%

Edit: I loved my Aetna HMO plan and was sad when my employer dropped it. But now my plan includes out of network coverage which my old plan did not, and I have really been using it so I would consider looking for a plan that includes OON benefits

Message edited 2/6/2014 1:28:32 PM.

Posted 2/6/14 1:27 PM
 

Atherley
So in Love with my DS

Member since 1/11

1122 total posts

Name:

TTC - Best Health Insurance

I have BCBS through my job and the only thing I paid when I was pregnant was $20 for my initial prenatal appointment. I had unlimited sonos and I never pay for any blood work. I also did not have to pay anything for my hospital stay after I had DS and I was there for 5 days with ds after my cs.

Posted 2/8/14 9:57 AM
 

alli3131
Peanut is here!!!!!!

Member since 5/09

18388 total posts

Name:
Allison

TTC - Best Health Insurance

Each plan is different even within a company. So you can't just say BCBS or united healthcare or ghi.

Employers pick and chose what they want to cover based on cost.

Posted 2/8/14 10:26 AM
 

smooney
Hidey Ho!

Member since 2/10

1669 total posts

Name:
.

Re: TTC - Best Health Insurance

Posted by DiamondGirl

I have GHI and am very happy. With DS we paid somewhere around 200 for our entire hospital stay at North Shore Manhassset,



same. I've had GHI for 10 years through the NYCDOE and i've never had any problems.

Message edited 3/17/2014 5:01:54 PM.

Posted 3/17/14 5:01 PM
 
 

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