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Cheeks24
Living a dream
Member since 1/08 8589 total posts
Name:
Cheeks
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Do you live paycheck to paycheck?
I know there are many many people that live paycheck to paycheck and it's not something people are proud of but are in this situation for one reason or another. Yes, we all realize the importance to save money, but sometimes there are things beyond your control that you end up in this lifestyle. I'm just curious to know how many people are in this situation.
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Posted 3/4/10 10:12 AM  |
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My4GirlsMyLife
My 4 girlies
Member since 2/08 9702 total posts
Name:
Valerie
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Re: Do you live paycheck to paycheck?
Yes ,but once we pay off our 2 cars we won't anymore.
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| Posted 3/4/10 10:13 AM |
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headoverheels
s'il vous plaît
Member since 6/07 42079 total posts
Name:
LB
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Re: Do you live paycheck to paycheck?
Yes, and will be for the next few weeks while I am out on maternity leave (if this baby ever shows up).
We have a lot of CC debt from DH's old business, otherwise we would have more in savings. Not a big deal, because for us, living paycheck to paycheck is still comfortable, as we DO have savings in case of an emergency, and we have everything we need in our home 
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| Posted 3/4/10 10:13 AM |
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Cheeks24
Living a dream
Member since 1/08 8589 total posts
Name:
Cheeks
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Re: Do you live paycheck to paycheck?
We have been paying off a lot of debt recently. Once the money comes in, it's been going back out  It will be really nice when we don't have these bills anymore!
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| Posted 3/4/10 10:16 AM |
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anonttcer
BOOOO for fall!
Member since 7/06 10082 total posts
Name:
Meaning a NON ttcer!
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Re: Do you live paycheck to paycheck?
We do not. We are cheap and hence we save a lot of cash that way!
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| Posted 3/4/10 10:17 AM |
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Pray4Baby2010
<3 Cutest Giants Fan
Member since 10/09 5796 total posts
Name:
MB
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Re: Do you live paycheck to paycheck?
not usually but DH had been layed off in May- he thankfully got a new job in October- but we had a little catching up to do
Part of the reason is also because we have very aggressive savings goals- we each put away 1/3 of our check, then 1/3 goes to mortgage/maintence and the rest is assorted bills/living expenses and my shoe problem 
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| Posted 3/4/10 10:23 AM |
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pinkandblue
Our family is complete, maybe
Member since 9/05 32436 total posts
Name:
Stephanie
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Re: Do you live paycheck to paycheck?
we did but now that I am getting in control of my debt, it is freeing up a little cash, not much but we are no longer paycheck to paycheck
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| Posted 3/4/10 10:26 AM |
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Cheeks24
Living a dream
Member since 1/08 8589 total posts
Name:
Cheeks
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Re: Do you live paycheck to paycheck?
Posted by Pray4Baby2010
not usually but DH had been layed off in May- he thankfully got a new job in October- but we had a little catching up to do
Part of the reason is also because we have very aggressive savings goals- we each put away 1/3 of our check, then 1/3 goes to mortgage/maintence and the rest is assorted bills/living expenses and my shoe problem
I have one of those problems too 
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| Posted 3/4/10 10:26 AM |
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JenMarie
One day at a time
Member since 11/07 7397 total posts
Name:
Jennifer
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Re: Do you live paycheck to paycheck?
No, but we live like we do. We put a nice chunk of money into savings each month and have no CC debt (finally!!), but we keep very little in checking for us to live with after the bills are paid.
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| Posted 3/4/10 10:31 AM |
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Ophelia
she's baaccckkkk ;)
Member since 5/06 23378 total posts
Name:
remember, when Gulliver traveled....
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Re: Do you live paycheck to paycheck?
no we do not.
I lived another life were one paycheck didn't last until the other. it is NOT fun.
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| Posted 3/4/10 10:33 AM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: Do you live paycheck to paycheck?
for now since DH is unemployed. Trying not to tap into savings.
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| Posted 3/4/10 10:37 AM |
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steph4777
**************
Member since 5/05 11726 total posts
Name:
Stephanie
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Re: Do you live paycheck to paycheck?
Yes we do, but that will change in May when DH starts a FT job. He's not completely happy about giving up his law practice, but being solo is just not stable enough for us. When I pay the bills, I never know how much he's going to contribute and it's so nerve wrecking.
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| Posted 3/4/10 10:40 AM |
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MrsRbk
<3 <3 <3 <3
Member since 1/06 19197 total posts
Name:
Michelle
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Re: Do you live paycheck to paycheck?
No
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| Posted 3/4/10 10:42 AM |
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mom2mgn
Love my family
Member since 2/08 2267 total posts
Name:
Christine
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Re: Do you live paycheck to paycheck?
Yes, unfortunatley, we do. Thanks to my maternity leave being longer than I had planned and then DH's hours were cut to part time one month after the twins were born, things have gotten tough for us. But, DH heard rumors at work that he may be getting called back to full time by the end of this month. 
Also, thanks to our two new exemptions and our wonderful accountant  we will be able to start to replenish our savings with our tax refund.
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| Posted 3/4/10 10:43 AM |
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KimberlyScott
Graceyn=My World <3
Member since 10/08 4173 total posts
Name:
Kimberly
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Re: Do you live paycheck to paycheck?
Right now YES. DH is unemployed and UE just doesn't cut it. Can't wait until we can start saving again. Everything has been on the back burner ex: having a baby, moving, retirement, etc.
It's very frustrating but, I'm learning that life only throws you what you can handle. Everything happens for a reason.
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| Posted 3/4/10 11:14 AM |
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BellaRock
I am all the Me I will ever Be
Member since 5/06 9746 total posts
Name:
She who shall remain nameless
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Re: Do you live paycheck to paycheck?
Yes due to DH hours being cut and me being laid off.
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| Posted 3/4/10 11:16 AM |
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Nifheim
allo
Member since 1/09 5476 total posts
Name:
Jennifer
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Re: Do you live paycheck to paycheck?
we haven't been saving for a while, just spending our savings/paychecks on improvements on the house. Now we paying off CC debt and we plan on next month stashing money back into savings.
it was more important for us to get our house in a condition we could live in then have a savings. We have a small buffer just in case something happens.
i honestly don't know how people put away more then a few hundred a month in savings but then again we make well under 100K a year.
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| Posted 3/4/10 11:18 AM |
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Beth
The Key to your new home....
Member since 2/06 24849 total posts
Name:
Beth
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Re: Do you live paycheck to paycheck?
after tomorrow - NO
it's been a long 3 months- but it was worth it- I became a Full time realtor on 12/2 and closed on my first house on 3/2
and tomorrow I get my check 
and I will have another closing in the next couple of weeks that is a really nice check
I wasn't sure I was going to make it- I had to borrow from the bank of DAD but I love my new job and my hard work is paying off!
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| Posted 3/4/10 11:21 AM |
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luvmyReese
Hello Kitty
Member since 1/08 7542 total posts
Name:
Catt
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Re: Do you live paycheck to paycheck?
Not anymore. Stopped buying stuff we
don't need & try to save $ where ever
we can & don't use CC unless its an
emergency.
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| Posted 3/4/10 11:22 AM |
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DiamondGirl
You are my I love you
Member since 7/09 18802 total posts
Name:
DiamondMama
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Re: Do you live paycheck to paycheck?
We do not.
I am so thankful for this
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| Posted 3/4/10 11:37 AM |
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nraboni
Uggh...
Member since 10/09 6905 total posts
Name:
Nicole
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Re: Do you live paycheck to paycheck?
It's funny that you ask this because I was just thinking about posting this question yesterday.
Yes, unfortunately we do live check to check. I think once we get out from under the CC debt we will be able to save that money but who knows. We are currently TTC and I know that once a baby does come we will have other expenses. So we may never be able to save.
I just wish we lived in a place where one paycheck was enough to pay the bills and the other paycheck could be saved. But I don't think that will ever happen.
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| Posted 3/4/10 11:53 AM |
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MrsPJB2007
MBA at your service!
Member since 7/06 12020 total posts
Name:
MJ
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Re: Do you live paycheck to paycheck?
Not quite---a little better than paycheck to paycheck but not wealthy either. We have been eliminating our debt and it's coming to the end, and hopefully we'll be able to buy a house in the next year or so. ::fingers crossed!::
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| Posted 3/4/10 11:58 AM |
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KittyKatCopper
missing my handsome boy
Member since 3/09 1579 total posts
Name:
Kat - HamptonsBride (LIW)
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Re: Do you live paycheck to paycheck?
not quite that bad, but not the fun & free life we had before Dh got laid off a loooong time ago...we have really changed our lifestyle to fit our current means to avoid debt (and it suucks but that's life)...hoping it will end soon if I get a position I am in the running for!
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| Posted 3/4/10 12:20 PM |
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Sassyz75
Turning a new page
Member since 5/05 9731 total posts
Name:
Dina
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Re: Do you live paycheck to paycheck?
Posted by JenMarie
No, but we live like we do. We put a nice chunk of money into savings each month and have no CC debt (finally!!), but we keep very little in checking for us to live with after the bills are paid.
we are the same.. we live like we are paycheck to paycheck in that if we spend the money and have to wait for another c heck, we do- instead of tapping into savings, which is a no-no
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| Posted 3/4/10 12:23 PM |
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Re: Do you live paycheck to paycheck?
Posted by Sassyz75
Posted by JenMarie
No, but we live like we do. We put a nice chunk of money into savings each month and have no CC debt (finally!!), but we keep very little in checking for us to live with after the bills are paid.
we are the same.. we live like we are paycheck to paycheck in that if we spend the money and have to wait for another c heck, we do- instead of tapping into savings, which is a no-no
Us too. Savings is not ever to be touched for regular expenses.
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| Posted 3/4/10 12:47 PM |
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