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Xelindrya
Mommy's little YouTube Star!
Member since 8/05 14470 total posts
Name:
Veronica
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Healthcare Reform Passes the House
Source
personally.. as a person in the insurance industry (not healthcare tho but we as an industry have been following this closely) and as a person with my own rights to my opinion..
This greatly saddens me. 
ETA: for those who supported it. Well, I really really REALLY hope it works out cause its the only hope i got left.
Message edited 11/7/2009 11:31:30 PM.
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Posted 11/7/09 11:31 PM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
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Re: Healthcare Reform Passes the House
Me too  .
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| Posted 11/7/09 11:52 PM |
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KittyKatCopper
missing my handsome boy
Member since 3/09 1579 total posts
Name:
Kat - HamptonsBride (LIW)
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Re: Healthcare Reform Passes the House
Wake me when it's 2012 please 
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| Posted 11/7/09 11:57 PM |
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Re: Healthcare Reform Passes the House
Posted by KittyKatCopper
Wake me when it's 2012 please
Ha! Didn't you, me and our boys discuss this! ITA! 
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| Posted 11/8/09 12:09 AM |
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KittyKatCopper
missing my handsome boy
Member since 3/09 1579 total posts
Name:
Kat - HamptonsBride (LIW)
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Re: Healthcare Reform Passes the House
Posted by munchkinfacemama
Posted by KittyKatCopper
Wake me when it's 2012 please
Ha! Didn't you, me and our boys discuss this! ITA!
Yes we did...our recent trip to Indiana made me realize we need to get out of NY...for many reasons...haha...miss you!!!
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| Posted 11/8/09 12:15 AM |
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Phyl
R.I.P. Sweet Mia ♥
Member since 5/06 28918 total posts
Name:
The Mystical Azzhorse! ™
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Re: Healthcare Reform Passes the House
It has not passed the congress yet. There is still hope! 
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| Posted 11/8/09 1:51 AM |
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waterspout4
My loves
Member since 5/06 19150 total posts
Name:
Kelly
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Re: Healthcare Reform Passes the House
OY!!!!!!!!!
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| Posted 11/8/09 2:51 AM |
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BabyBoy
is Skylar Elizabeth
Member since 5/05 4189 total posts
Name:
Tom
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Re: Healthcare Reform Passes the House
For all you "Non-believers" is reform that currently "Have" insurance that won't be effect you, why do you disagree? What is the answer...
why must a person's health suffer when they have little or no benefits?
Message edited 11/8/2009 9:11:08 AM.
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| Posted 11/8/09 8:57 AM |
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rileysmama
needing a vacation..!
Member since 10/09 2162 total posts
Name:
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Re: Healthcare Reform Passes the House
Posted by BabyBoy
For all you "Non-believers" is reform that currently "Have" insurance that won't be effect you, why do you disagree? What is the answer...
why must a person's health suffer when they have little or no benefits?
me too! (just curious) i try to stay away from talking about my own views but love to hear others! (mainly because im not set one way and love to hear all sides) 
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| Posted 11/8/09 9:33 AM |
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BunnyWife
Insert Witty Comment Here
Member since 5/07 8274 total posts
Name:
BunnyWife
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Re: Healthcare Reform Passes the House
Posted by BabyBoy
For all you "Non-believers" is reform that currently "Have" insurance that won't be effect you, why do you disagree? What is the answer...
why must a person's health suffer when they have little or no benefits?
I'm curious as well. Are we supposed to continue to let 46 million people not have healthcare?
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| Posted 11/8/09 9:36 AM |
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DiamondGirl
You are my I love you
Member since 7/09 18802 total posts
Name:
DiamondMama
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Re: Healthcare Reform Passes the House
Posted by BunnyWife
Posted by BabyBoy
For all you "Non-believers" is reform that currently "Have" insurance that won't be effect you, why do you disagree? What is the answer...
why must a person's health suffer when they have little or no benefits?
I'm curious as well. Are we supposed to continue to let 46 million people not have healthcare?
I do not get it either.
If I had to guess I would say people who have good insurance fear their insurance will be "compromised" by giving all people insurance coverage?
This is a guess...if I am wrong please feel free to explain it to me.
I think the more people covered the better. WHy should anyone go w/o insurance in America in this day and age?
I will not benefit from this bc I work for the city and have the best insurance a person could have. But I WOULD like to see the millions of people benefit who currently have no coverage.
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| Posted 11/8/09 9:42 AM |
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BabyBoy
is Skylar Elizabeth
Member since 5/05 4189 total posts
Name:
Tom
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Re: Healthcare Reform Passes the House
an my post is not to stir drama...i'm curious about this topic..
i get the point where that big brother will "in-part" control and regulate the health care industry... in part, i don't blame them because there is so much crap going on with insurance, its not even funny.
Between co-pays going up every year, the amount of coverage is being limited and the preimeums increasing each year, top exe's walking away with $$$$$$ for finding a shortcut and denying a sick person that "needs" something is just insane. Heck, with all the money they make, they can reinvest money to find cures for stuff..
just my thought..i try to follow but in general, i would like to see everybody have insurance because without it, your health will cost you a price which some people can't afford.
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| Posted 11/8/09 9:43 AM |
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Re: Healthcare Reform Passes the House
Posted by BabyBoy
For all you "Non-believers" is reform that currently "Have" insurance that won't be effect you, why do you disagree? What is the answer...
why must a person's health suffer when they have little or no benefits?
This is just my opinion of course, and in the spirit of not starting drama, here is my argument.
While I am not against certain portions-such as prohibiting the denial of coverage to those with pre-existing conditions, here are the reasons I am against the reform as proposed.
1. Who is going to pay for it? We, the taxpayers are. And it is going to be expensive. Very expensive. From my understanding, socialized medicine costs taxpayers in countries who have it 50% of their gross income. This will put a further burden on those people who are just scraping by. So you will have healthcare, but you will lose your house.
2. We DO have a free, government run health care option-it is called MEDICAID. And many of those who would qualify don't apply.
3. My thought is even if there is a private option, it will become so expensive that many who love their coverage will be forced to take the government option. And then big brother is even more involved in your life.
4. This reform will negatively effect small businesses, many who cannot afford to provide a plan to their employees. This will mean many small businesses will go under, which will be catastrophic for our economy. And this reform will affect other areas. Death planning for example-now the government will be death planning, taking the business away from estate attorneys. This is just a small example.
5. I have encountered people in countries with socialized care and asked them about the care. Apparently, it is awesome if you have a cold or a virus-you can get your antibiotics, etc. But if you have cancer or a heart attack? Bye! They said that those who can afford it come to America for care. And those who can't-the government prioritizes those who have certain illnesses and decides who gets care first. So your beloved granny has cancer? She is 85? She loses because of her age. I saw an interview with a Canadian woman who had a back injury and was confined to a wheelchair because the pain was so bad. She is losing her bladder and bowel control. She was told that she is on a list and she is not in enough pain yet to receive treatment-and she is in her 40's! Imagine a life in excruciating pain and your government telling you that you are not hurting enough.
6. To expand on my last argument-if you have a chronic illness that is very expensive to manage-too bad. I have rheumatoid arthritis. The meds I am on when I am not pregnant are about 30K a year. Who is paying for that? My insurance does now.
Am I saying that our system is great the way it is? Absolutely not! But is this the solution IMO? No way. It will start with a private option, but I would bet that in 10 years, give our take 5 years, HMOs would be eliminated and the whole country will be forced to take the government option because either insurance will be out of business or no one will be able to afford the private option.
Message edited 11/8/2009 10:33:08 AM.
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| Posted 11/8/09 10:26 AM |
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rileysmama
needing a vacation..!
Member since 10/09 2162 total posts
Name:
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Re: Healthcare Reform Passes the House
1. Who is going to pay for it? We, the taxpayers are. And it is going to be expensive. Very expensive. From my understanding, socialized medicine costs taxpayers in countries who have it 50% of their gross income. This will put a further burden on those people who are just scraping by. So you will have healthcare, but you will lose your house.
this is what i keep hearing, and it makes sense. but then from the speech he gave and the summary on the white house website it states this:
"Won’t add a dime to the deficit and is paid for upfront. The President’s plan will not add one dime to the deficit today or in the future and is paid for in a fiscally responsible way. It begins the process of reforming the health care system so that we can further curb health care cost growth over the long term, and invests in quality improvements, consumer protections, prevention, and premium assistance. The plan fully pays for this investment through health system savings and new revenue including a fee on insurance companies that sell very expensive plans.
Requires additional cuts if savings are not realized. Under the plan, if the savings promised at the time of enactment don’t materialize, the President will be required to put forth additional savings to ensure that the plan does not add to the deficit."
so is it just the insurance companies that are going to have to pay up? this is where i get confused. it doesn't sound like there will be a tax for us....but am i interpreting it the wrong way?
either way, i hope we are all okay and all get insurance and not have to pay 
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| Posted 11/8/09 10:37 AM |
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Re: Healthcare Reform Passes the House
Posted by rileysmama
1. Who is going to pay for it? We, the taxpayers are. And it is going to be expensive. Very expensive. From my understanding, socialized medicine costs taxpayers in countries who have it 50% of their gross income. This will put a further burden on those people who are just scraping by. So you will have healthcare, but you will lose your house.
this is what i keep hearing, and it makes sense. but then from the speech he gave and the summary on the white house website it states this:
"Won’t add a dime to the deficit and is paid for upfront. The President’s plan will not add one dime to the deficit today or in the future and is paid for in a fiscally responsible way. It begins the process of reforming the health care system so that we can further curb health care cost growth over the long term, and invests in quality improvements, consumer protections, prevention, and premium assistance. The plan fully pays for this investment through health system savings and new revenue including a fee on insurance companies that sell very expensive plans.
Requires additional cuts if savings are not realized. Under the plan, if the savings promised at the time of enactment don’t materialize, the President will be required to put forth additional savings to ensure that the plan does not add to the deficit."
so is it just the insurance companies that are going to have to pay up? this is where i get confused. it doesn't sound like there will be a tax for us....but am i interpreting it the wrong way?
either way, i hope we are all okay and all get insurance and not have to pay
I agree, I hope we are all okay and get insurance and not have to pay for it.
And, I am not picking on you, but this will hit taxpayers one way or another.
The government coffers are only so deep. We are already 3 trillion in the hole to China. Eventually, the money will run out.
Not that I am defending insurance companies, but lets say they have to pay. They will pass that along to those who they cover. Eventually, more and more people won't be able to afford insurance. So more will be on government. Eventually, the government will have to find a new way to pay. How historically is this done? Either cut programs or tax people. And cutting programs will hurt the same groups that the government claims to protect. Eventually this will not be enough. So what happens? Taxpayers have to pay.
The government will say-sorry, but we need to increase taxes.
This is why I don't buy any of the government's empty promises.
Message edited 11/8/2009 10:47:51 AM.
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| Posted 11/8/09 10:45 AM |
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KittyKatCopper
missing my handsome boy
Member since 3/09 1579 total posts
Name:
Kat - HamptonsBride (LIW)
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Re: Healthcare Reform Passes the House
Posted by munchkinfacemama
Posted by BabyBoy
For all you "Non-believers" is reform that currently "Have" insurance that won't be effect you, why do you disagree? What is the answer...
why must a person's health suffer when they have little or no benefits?
Yes i "have" insurance...even though my DH has been laid off & i struggle with my own business and a part time job, we manage to scrape together money for coverage because we changed our lifestyle to live within our means...i practically pay half a mortgage a month for this insurance, which has denied testing & treatment options for an ongoing & undiagnosed problem my DH is having..so you would "think" i would be all for getting government healthcare to help...but NO...and why? For all the reasons Michelle (munchkinfacemama) listed above...cost, practicality & government control. I am not against all American citizens getting coverage at all but it's HOW they plan on going about it...but maybe if we stop bailing out car companies & banks that money could go toward the uninsured without overhauling the whole system.
And maybe if they started cracking down on insurance fraud & ridiculous malpractice lawsuits doctors could afford to charge patients & insurance companies less. This is just my opinion and why i am against it...
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| Posted 11/8/09 10:53 AM |
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rileysmama
needing a vacation..!
Member since 10/09 2162 total posts
Name:
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Re: Healthcare Reform Passes the House
Yeah it does seem "too good to be true" if you look at the plan he proposed.
I think he means well, but we shall see!
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| Posted 11/8/09 10:54 AM |
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KartveliT
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Member since 1/08 8363 total posts
Name:
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Re: Healthcare Reform Passes the House
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| Posted 11/8/09 10:55 AM |
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KartveliT
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Member since 1/08 8363 total posts
Name:
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Re: Healthcare Reform Passes the House
Posted by munchkinfacemama
Posted by BabyBoy
For all you "Non-believers" is reform that currently "Have" insurance that won't be effect you, why do you disagree? What is the answer...
why must a person's health suffer when they have little or no benefits?
This is just my opinion of course, and in the spirit of not starting drama, here is my argument.
While I am not against certain portions-such as prohibiting the denial of coverage to those with pre-existing conditions, here are the reasons I am against the reform as proposed.
1. Who is going to pay for it? We, the taxpayers are. And it is going to be expensive. Very expensive. From my understanding, socialized medicine costs taxpayers in countries who have it 50% of their gross income. This will put a further burden on those people who are just scraping by. So you will have healthcare, but you will lose your house.
2. We DO have a free, government run health care option-it is called MEDICAID. And many of those who would qualify don't apply.
3. My thought is even if there is a private option, it will become so expensive that many who love their coverage will be forced to take the government option. And then big brother is even more involved in your life.
4. This reform will negatively effect small businesses, many who cannot afford to provide a plan to their employees. This will mean many small businesses will go under, which will be catastrophic for our economy. And this reform will affect other areas. Death planning for example-now the government will be death planning, taking the business away from estate attorneys. This is just a small example.
5. I have encountered people in countries with socialized care and asked them about the care. Apparently, it is awesome if you have a cold or a virus-you can get your antibiotics, etc. But if you have cancer or a heart attack? Bye! They said that those who can afford it come to America for care. And those who can't-the government prioritizes those who have certain illnesses and decides who gets care first. So your beloved granny has cancer? She is 85? She loses because of her age. I saw an interview with a Canadian woman who had a back injury and was confined to a wheelchair because the pain was so bad. She is losing her bladder and bowel control. She was told that she is on a list and she is not in enough pain yet to receive treatment-and she is in her 40's! Imagine a life in excruciating pain and your government telling you that you are not hurting enough.
6. To expand on my last argument-if you have a chronic illness that is very expensive to manage-too bad. I have rheumatoid arthritis. The meds I am on when I am not pregnant are about 30K a year. Who is paying for that? My insurance does now.
Am I saying that our system is great the way it is? Absolutely not! But is this the solution IMO? No way. It will start with a private option, but I would bet that in 10 years, give our take 5 years, HMOs would be eliminated and the whole country will be forced to take the government option because either insurance will be out of business or no one will be able to afford the private option.
Thank you for posting this. ITA with most of what you posted.
This scares me ....
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| Posted 11/8/09 10:56 AM |
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Re: Healthcare Reform Passes the House
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| Posted 11/8/09 10:59 AM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: Healthcare Reform Passes the House
Insurance companies need new business models.
I'm hoping that this reform makes them change their ways. In order to stay afloat they will have to change the way they do business. Some will fail and some will change.
Medicaid and medicare need a major audit. We can probably pay for 1/2 of this bill by getting rid of the waste. I'm not talking about cutting services, but cutting in other areas. Why does it take 8 months to get a medicaid approval? Why do some have to hire lawyers to get the application in and then appeal when it's denied? The system is a mess. I have first hand experience.
Audit this first, then institute a new model for a public option.
These are my concerns.
Even though I wish these things would change I am still in favor of health care reform and I hope something gets passed that insures our uninsured and under insured.
I hope that insurance companies fix their broken policies. Maybe their CEOs should take no salary like the banks have done for the past few years to keep their companies afloat.
My great insurance costs me about $10K a year out of pocket. I would get denied if I went out individually for insurance since I have a chronic condition. I am subsidized by my big firm. I shudder to think about having to pay for my care by myself. I would have to claim bankruptcy.
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| Posted 11/8/09 11:15 AM |
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Xelindrya
Mommy's little YouTube Star!
Member since 8/05 14470 total posts
Name:
Veronica
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Re: Healthcare Reform Passes the House
so many reasons to fear..
Literally for every single page of this bill there's an issue. Not just a single tiny hiccup but since this is a government mandate, each issue because blown up
NO one thought this through. This bill will require insurance standards that currently would disobey state standards. So who wins, the state or the govt. In insurance the state, so how will this affect each state's regulations..etc.
Who is going to pay for it? *I* am! I'm going to pay for illegals too, cause really there's no way to stop a bleeding person from getting coverage first and ask questions later (nor am i suggesting we should not treat them)
I have insurance. I pay for me, my hubby and my daughter. His company does NOT offer insurance. Not knowing better, he was ok with this since mine paid. I made him negotiate a higher salary (3k) for the diff. Now with this bill they will be required to carry the option even if he doesnt take it. Where do you think that money will come from? My daughter's table. On top of the money they'll steal from the table in taxes, so I get hit twice so far. And with govt mandated limits and contributions, my company who already offered a nice credit may back down to 'come in line'. Our insurance credits were BENEFITS - a LURE for employees. Why would they need this lure if EVERYONE has the same insurance, with that benefit gone it again comes to my check to make up the difference.
They didn't think this through at all - at least not from the view of the lower middle class who will mostly bear the brunt of this stupidity. These people don't even PAY for insurance. They have no concept of what they are trying to do. Their intent was noble but the action they took to solve the bigger problem was assine!
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| Posted 11/8/09 1:27 PM |
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astroqueen74
Vibrant Health
Member since 1/07 2822 total posts
Name:
Karina
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Re: Healthcare Reform Passes the House
I'm torn with this but my DH is in healthcare and he is not happy at all. We have our reasons and would love for everyone to have health care but if this bill its going to affect my household then I am concern.
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| Posted 11/8/09 8:55 PM |
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HeathKernandez
Our Ron is an awesome Ron
Member since 4/07 9091 total posts
Name:
baby fish mouth
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Re: Healthcare Reform Passes the House
good news to me...
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| Posted 11/8/09 10:17 PM |
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BaroqueMama
Chase is one!
Member since 5/05 27530 total posts
Name:
me
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Re: Healthcare Reform Passes the House
I'm probably in the extreme minority here, but as someone who has incredible health insurance, I can honestly say that my husband and I both feel that if we have to pay more so that other people can also have health insurance, then we are ok with it. Sometimes it's for the greater good. Yes my insurance might change, yes the price might go up, but I'm ok with it because when it comes down to it, tomorrow, my husband could be out of a job and we'd be screwed and it could happen to anyone else, too.
That's just my opinion, and I just feel as someone who has wanted healthcare reform, I realistically understand that it will eventually end up costing me more. And I really am ok with that.
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| Posted 11/8/09 10:32 PM |
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