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Irishlass
LIF Adult
Member since 5/05 2961 total posts
Name:
Lisa
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Re: Do you live paycheck to paycheck?
We are at the moment as I am in college full time & will be for the next 2 years. We are keeping fingers crossed that DH doesnt get laid off next week. We have savings but trying not to touch it.
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Posted 3/4/10 1:02 PM  |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: Do you live paycheck to paycheck?
Posted by Beth
after tomorrow - NO
it's been a long 3 months- but it was worth it- I became a Full time realtor on 12/2 and closed on my first house on 3/2
and tomorrow I get my check 
and I will have another closing in the next couple of weeks that is a really nice check
I wasn't sure I was going to make it- I had to borrow from the bank of DAD but I love my new job and my hard work is paying off!
Yay! Party!
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| Posted 3/4/10 1:15 PM |
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AngelaD1031
LIF Infant
Member since 11/09 219 total posts
Name:
Angela
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Re: Do you live paycheck to paycheck?
After putting a third of our checks into savings and paying all of our bills we do.
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| Posted 3/4/10 1:17 PM |
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lakadema
LIF Adult
Member since 5/08 1180 total posts
Name:
Danielle
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Re: Do you live paycheck to paycheck?
No way, but we certainly live well below our means so technically, we act as though we are living paycheck to paycheck. We don't carelessly spend money at all.
Message edited 3/4/2010 1:27:05 PM.
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| Posted 3/4/10 1:19 PM |
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J9-13
We're gonna be big sisters!
Member since 6/06 14887 total posts
Name:
J9
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Re: Do you live paycheck to paycheck?
No. I have CC debt though that I make payments on but no where near what I should be. I'm still adjusting to being one income even a year and a half after separating from my Ex. It's really hard paying rent and bills on one salary when his was 3x's what I make. Once my Bf gets a more stable job, we'll move in together and the load will be lightened a bit and I can make larger CC payments. Thank goodness I am getting back a good amount from my tax return this year 
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| Posted 3/4/10 1:21 PM |
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Re: Do you live paycheck to paycheck?
No. We live off DH paycheck and bank mine. We have been doing this since we got married. I was not as fortunate growing up with a single mom and a deadbeat dad, money was alway tight.
Although, we are "comfortable" now, because of my childhood, I am constantly in a state of fear over finances, and I take nothing for granted.
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| Posted 3/4/10 1:32 PM |
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bonch20
LIF Adult
Member since 9/09 1290 total posts
Name:
Bonnie
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Re: Do you live paycheck to paycheck?
we are in the process of fixing our new home up and balancing all the new bills that comes along with it....oil, water, electric....i think in another 3 months we'll be back on track with savings. for now, it's just impossible!
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| Posted 3/4/10 2:53 PM |
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dcl08
<3
Member since 4/07 3915 total posts
Name:
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Re: Do you live paycheck to paycheck?
Posted by theburbshereicome
No. We live off DH paycheck and bank mine. We have been doing this since we got married. I was not as fortunate growing up with a single mom and a deadbeat dad, money was alway tight.
Although, we are "comfortable" now, because of my childhood, I am constantly in a state of fear over finances, and I take nothing for granted.
ITA! dh cant stand that i am this way....but i lived through it he didnt
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| Posted 3/4/10 4:25 PM |
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skinny
3 boys and a princess!
Member since 11/08 8178 total posts
Name:
Momma
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Re: Do you live paycheck to paycheck?
To me, living paycheck to paycheck means that you are able to pay your bills but not put any into savings.
That's where we are right now bc DH is out of work.
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| Posted 3/4/10 4:30 PM |
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Ophelia
she's baaccckkkk ;)
Member since 5/06 23378 total posts
Name:
remember, when Gulliver traveled....
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Re: Do you live paycheck to paycheck?
Posted by mom2mgn
Also, thanks to our two new exemptions and our wonderful accountant  we will be able to start to replenish our savings with our tax refund.
triple   
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| Posted 3/4/10 4:42 PM |
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maymama
my little loves
Member since 8/08 18453 total posts
Name:
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Re: Do you live paycheck to paycheck?
we do not. we are blessed with great jobs and have been able to save 
we SHOULD tighten up a little bit though, with a baby on the way and put more away for a rainy day 
lots of  for all those struggling to make ends meet. i hope there is an end in sight!
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| Posted 3/4/10 4:50 PM |
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summerBaby10
let's be nice
Member since 9/07 10208 total posts
Name:
Wifey
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Re: Do you live paycheck to paycheck?
We don't right now thanks to both of us being pretty good savers BUT we just had a baby & I may not be returning to work. If that is the case, then yes, we will live paycheck to paycheck & not touch our savings. We'll pretend like we do not have the savings.
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| Posted 3/4/10 5:12 PM |
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justmefornow
LIF Adolescent
Member since 9/08 859 total posts
Name:
n
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Re: Do you live paycheck to paycheck?
This may sound stupid but what is paycheck to paycheck? We have enough money to pay our bills and save a little but still cannot do what I want (my student loans are in deferrment, did not start college savings for 2 kids yet, no real vacations). I am frugal and cut out spending a lot but not perfect.
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| Posted 3/4/10 6:50 PM |
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julz33
i run for bacon
Member since 5/05 20584 total posts
Name:
julz
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Re: Do you live paycheck to paycheck?
Posted by anonttcer
We do not. We are cheap and hence we save a lot of cash that way! 
same here. DH and I get excited to put money into savings versus going out and spending... opposite of what most people do but we are just weird 
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| Posted 3/4/10 6:57 PM |
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jps
LIF Toddler
Member since 11/09 435 total posts
Name:
Jennifer
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Re: Do you live paycheck to paycheck?
Posted by justmefornow
This may sound stupid but what is paycheck to paycheck? We have enough money to pay our bills and save a little but still cannot do what I want (my student loans are in deferrment, did not start college savings for 2 kids yet, no real vacations). I am frugal and cut out spending a lot but not perfect.
I'm not really sure either...
1. you NEED each paycheck in order to stay afloat and will really struggle if your check was late even a day?
2. you need each paycheck to pay all of your bills without touching savings (but you may have substantial savings/investments)
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| Posted 3/4/10 7:01 PM |
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DiamondGirl
You are my I love you
Member since 7/09 18802 total posts
Name:
DiamondMama
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Re: Do you live paycheck to paycheck?
Posted by jps
I'm not really sure either...
1. you NEED each paycheck in order to stay afloat and will really struggle if your check was late even a day?
2. you need each paycheck to pay all of your bills without touching savings (but you may have substantial savings/investments)
To me it means
you NEED each paycheck in order to stay afloat and will really struggle if your check was late even a day
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| Posted 3/4/10 7:05 PM |
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justmefornow
LIF Adolescent
Member since 9/08 859 total posts
Name:
n
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Re: Do you live paycheck to paycheck?
Posted by DiamondGirl
Posted by jps
I'm not really sure either...
1. you NEED each paycheck in order to stay afloat and will really struggle if your check was late even a day?
2. you need each paycheck to pay all of your bills without touching savings (but you may have substantial savings/investments)
To me it means
you NEED each paycheck in order to stay afloat and will really struggle if your check was late even a day
That's what I was thinking, I try to budget and we do pay bills once a week after we get paid, however the $ doesn't run out, we always have a little cushion in checking and if I needed to run to the grocery store or buy something extra I'd be okay.
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| Posted 3/4/10 7:17 PM |
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LemonHead
Sour Girl
Member since 3/08 5271 total posts
Name:
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Re: Do you live paycheck to paycheck?
Posted by anonttcer
We do not. We are cheap and hence we save a lot of cash that way!
Same here!
We are blessed with a healthy savings account.
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| Posted 3/4/10 8:35 PM |
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Goldi0218
My miracles!
Member since 12/05 23902 total posts
Name:
Leslie
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Re: Do you live paycheck to paycheck?
No. DH would not allow that to happen. I have lived that way but WE have not.
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| Posted 3/4/10 8:38 PM |
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KateDevine
*
Member since 6/06 24950 total posts
Name:
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Re: Do you live paycheck to paycheck?
Wow.
Well, we do. And honestly, I don't really know why it is so bad? We pay all of our bills and our rent and we have food on the table and clothes on our backs. We definitely have been MORE comfortable, but tis life right now...
DH has a pension, but we are not saving beyond that right now and I'm not sure why it is perceived so poorly? Would I like to be able to save more, OF COURSE. But yeah, on weeks when my unemployment goes in on a Thursday v. a Wednesday it does hurt...but honestly, the world can change in a heartbeat and even those who are the most financially stable can be rocked...
But its fine with me. I love my family and I wouldn't change this for the world.
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| Posted 3/4/10 8:58 PM |
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Mkr09
.....
Member since 5/05 7550 total posts
Name:
M
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Re: Do you live paycheck to paycheck?
yea we pretty much live paycheck to paycheck. We racked up some more CC debt when DH was out of work last year for 6 months and I'm still trying to catch up. We put very little/almost nothing into savings each month. I try to send a little extra to one of our CCs so that eventually we will pay them off, but basically we don't have too much money after paying bills/rent/buying necessities.
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| Posted 3/4/10 9:56 PM |
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Mommy2Boys
My Boys!!!!
Member since 6/06 14437 total posts
Name:
C
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Re: Do you live paycheck to paycheck?
No, but we definetely are not saving as much as we would like...some paychecks we dont get to put anything away, especially when things come up like a party, wedding, etc.
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| Posted 3/4/10 10:18 PM |
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saraH
happy birthday sweet kate!
Member since 5/05 16555 total posts
Name:
I know that God exsists, I held her in my arms...
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Re: Do you live paycheck to paycheck?
Posted by KateDevine
Wow.
Well, we do. And honestly, I don't really know why it is so bad? We pay all of our bills and our rent and we have food on the table and clothes on our backs. We definitely have been MORE comfortable, but tis life right now...
DH has a pension, but we are not saving beyond that right now and I'm not sure why it is perceived so poorly? Would I like to be able to save more, OF COURSE. But yeah, on weeks when my unemployment goes in on a Thursday v. a Wednesday it does hurt...but honestly, the world can change in a heartbeat and even those who are the most financially stable can be rocked...
But its fine with me. I love my family and I wouldn't change this for the world.
same here. It's worse now that I'm out of work becasue my OB pulled me out with about 7 weeks to go. But, we are using our tax return money to cover our expenses rather then put it in savings or try to pay down some of our debt.
I'd rather have those bills covered for a few months, then build up our savings once I go back to work.
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| Posted 3/5/10 8:02 AM |
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MrsBumbleb
it's me
Member since 5/05 11234 total posts
Name:
Christine
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Re: Do you live paycheck to paycheck?
Wow, I'm surprised at how many people said no. I said yes right now because of the economy. With DH being out of work we have had to rely heavily on savings and my check to cover our overhead. It sucks, and I'm bitter about the whole economic status of our country!
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| Posted 3/5/10 8:19 AM |
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SoinLove
Making big changes
Member since 5/05 16541 total posts
Name:
Kristin
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Re: Do you live paycheck to paycheck?
For the first 4 years of our marriage, DH and I did. We've finally got things in order. We still have bills to pay, but at least we're not struggling any more.
ETA: Of course, I'm sure that will change when we get our own house (we rent now)
Message edited 3/5/2010 9:06:17 AM.
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| Posted 3/5/10 9:05 AM |
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