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saraH
happy birthday sweet kate!
Member since 5/05 16555 total posts
Name:
I know that God exsists, I held her in my arms...
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Paying for a $6 dollar maincure on a credit card?
good idea or bad idea?
Discuss.
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Posted 11/14/08 8:23 PM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
Jessah
I love my dogs :)
Member since 2/08 1344 total posts
Name:
Jess
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Re: Paying for a $6 dollar maincure on a credit card?
I wouldnt plan to do it but sometimes I realize I have no cash and just do
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| Posted 11/14/08 8:25 PM |
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donegal419
St. Gerard, pray for us.
Member since 7/07 7650 total posts
Name:
K
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Re: Paying for a $6 dollar maincure on a credit card?
Posted by TeamBurns
I wouldnt plan to do it but sometimes I realize I have no cash and just do
same here, but i would do it on a debit card, not a credit card
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| Posted 11/14/08 8:28 PM |
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Beth
The Key to your new home....
Member since 2/06 24849 total posts
Name:
Beth
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Re: Paying for a $6 dollar maincure on a credit card?
credit card- no
debit card - yes
I never had cash- my boss had to buy me lunch today b/c I only had $3
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| Posted 11/14/08 8:28 PM |
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saraH
happy birthday sweet kate!
Member since 5/05 16555 total posts
Name:
I know that God exsists, I held her in my arms...
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Re: Paying for a $6 dollar maincure on a credit card?
i would use a debit card too, but this was a credit card.
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| Posted 11/14/08 8:29 PM |
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BabyBoy
is Skylar Elizabeth
Member since 5/05 4189 total posts
Name:
Tom
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Re: Paying for a $6 dollar maincure on a credit card?
and what is the difference if its credit or debit?
how does it matter the payment of choice?
i for one rarly carry cash on me.
if i have to go to cvs and buy a pack of gum...guess how i'm gonna pay?
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| Posted 11/14/08 8:31 PM |
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Sherwood
LIF Adult
Member since 8/08 1643 total posts
Name:
s
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Re: Paying for a $6 dollar maincure on a credit card?
I tried to do it once, but the lady in the nail place said that they wouldnt accept a credit card for under a certain amount..I forget what the amount was. I had to run out to the ATM.
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| Posted 11/14/08 8:33 PM |
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MissRadiant
Happily Ever After
Member since 9/08 2534 total posts
Name:
N
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Re: Paying for a $6 dollar maincure on a credit card?
Unless I realized that I only had my cc after the manicure was getting done, I would not due it. Like the PP's mentioned debit cards- yes. Unfortunately I use my debit card for about 98% of things. Some people must think that I use a credit card to pay for $5 bc when they ask me credit or debit I say credit so that I can get points
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| Posted 11/14/08 8:33 PM |
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saraH
happy birthday sweet kate!
Member since 5/05 16555 total posts
Name:
I know that God exsists, I held her in my arms...
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Re: Paying for a $6 dollar maincure on a credit card?
Posted by BabyBoy
and what is the difference if its credit or debit?
how does it matter the payment of choice?
i for one rarly carry cash on me.
if i have to go to cvs and buy a pack of gum...guess how i'm gonna pay?
why the argument?
Jus tasking a simple question.
I saw a young girl use a credit card to pay for her maincuare today.
Then I wathced her pull a $5 dollar bill out of her wallet for the tip.
My point was, if you really don't have $6 bucks for a manicure, don't get one.
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| Posted 11/14/08 8:35 PM |
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Beth
The Key to your new home....
Member since 2/06 24849 total posts
Name:
Beth
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Re: Paying for a $6 dollar maincure on a credit card?
Posted by MissRadiant
Unless I realized that I only had my cc after the manicure was getting done, I would not due it. Like the PP's mentioned debit cards- yes. Unfortunately I use my debit card for about 98% of things. Some people must think that I use a credit card to pay for $5 bc when they ask me credit or debit I say credit so that I can get points
good point
I always say credit- I never use my pin number anywhere other then the ATM
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| Posted 11/14/08 8:37 PM |
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MissRadiant
Happily Ever After
Member since 9/08 2534 total posts
Name:
N
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Re: Paying for a $6 dollar maincure on a credit card?
Posted by Beth1210
Posted by MissRadiant
Unless I realized that I only had my cc after the manicure was getting done, I would not due it. Like the PP's mentioned debit cards- yes. Unfortunately I use my debit card for about 98% of things. Some people must think that I use a credit card to pay for $5 bc when they ask me credit or debit I say credit so that I can get points
good point
I always say credit- I never use my pin number anywhere other then the ATM
The reason why vendors always try to pressure us to use debit is so that they dont have to pay the merchant fees if we use credit. I mean that sucks for them but like you, I dont like putting my pin everywhere.
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| Posted 11/14/08 8:39 PM |
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snowflake08
Love my boys!!!
Member since 8/07 5148 total posts
Name:
Laura
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Re: Paying for a $6 dollar maincure on a credit card?
If you are someone that doesnt carry cash and pays your credit card in full every month - then sure
My sister charges everything because she gets points or sky miles or whatever and then pays the whole bill
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| Posted 11/14/08 8:41 PM |
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Cpt2007
A new love!
Member since 1/08 5946 total posts
Name:
Liz
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Re: Paying for a $6 dollar maincure on a credit card?
i haven't on a credit card, but i have on a debit card and then used what little cash i have had for the tip. my nail place does not allow you to add the tip to the card.
so perhaps that's what was going on at your salon. she had the cash for tip, but not enough to cover the whole service.
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| Posted 11/14/08 8:46 PM |
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saraH
happy birthday sweet kate!
Member since 5/05 16555 total posts
Name:
I know that God exsists, I held her in my arms...
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Re: Paying for a $6 dollar maincure on a credit card?
Posted by snowflake08
If you are someone that doesnt carry cash and pays your credit card in full every month - then sure
My sister charges everything because she gets points or sky miles or whatever and then pays the whole bill
i see that point, but this was a young girl in HS. I'm assuming it wasn't even her card. It just seems like a bad habit to get into.
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| Posted 11/14/08 8:47 PM |
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lullabella
LIF Adult
Member since 5/05 2246 total posts
Name:
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Re: Paying for a $6 dollar maincure on a credit card?
Yes AMEX for everything!!!
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| Posted 11/14/08 8:48 PM |
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Christine
2nd verse same as the 1st
Member since 5/05 15287 total posts
Name:
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Re: Paying for a $6 dollar maincure on a credit card?
I always pay cash for things like that.
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| Posted 11/14/08 8:49 PM |
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Cpt2007
A new love!
Member since 1/08 5946 total posts
Name:
Liz
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Re: Paying for a $6 dollar maincure on a credit card?
Posted by MissRadiant
Posted by Beth1210
Posted by MissRadiant
Unless I realized that I only had my cc after the manicure was getting done, I would not due it. Like the PP's mentioned debit cards- yes. Unfortunately I use my debit card for about 98% of things. Some people must think that I use a credit card to pay for $5 bc when they ask me credit or debit I say credit so that I can get points
good point
I always say credit- I never use my pin number anywhere other then the ATM
The reason why vendors always try to pressure us to use debit is so that they dont have to pay the merchant fees if we use credit. I mean that sucks for them but like you, I dont like putting my pin everywhere.
for my account, at a credit union, i have a "cue" card (i.e., atm card that does not have a visa/mc logo on it), and then I have a debit card that does have a logo. b/c i'm lazy, i have NEVER memorized my pin for my debit card (while I easily memorized the pin for the cue card). so whenever I use the debit card, and I have to tell the merchant to put it through as credit. doesn't matter where it is or for how little the amount, that card goes through as credit. so perhaps that's what was going on here. unlikely but anything is possible.
i do agree that it is, at a young age, a bad habit to get into. but anyone regardless of age can get into trouble with credit cards.
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| Posted 11/14/08 8:53 PM |
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BabyBoy
is Skylar Elizabeth
Member since 5/05 4189 total posts
Name:
Tom
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Re: Paying for a $6 dollar maincure on a credit card?
Posted by saraH
Posted by BabyBoy
and what is the difference if its credit or debit?
how does it matter the payment of choice?
i for one rarly carry cash on me.
if i have to go to cvs and buy a pack of gum...guess how i'm gonna pay?
why the argument?
Jus tasking a simple question.
I saw a young girl use a credit card to pay for her maincuare today.
Then I wathced her pull a $5 dollar bill out of her wallet for the tip.
My point was, if you really don't have $6 bucks for a manicure, don't get one.
well, the following post talked about debit vs credit...
in regards to the tip, i try to leave a cash tip because you write it in, you never know what happens unles you check your charges often or a place doesn't have a line item for a tip.
what i'm trying to say is money is money. they come in all different flavors..
why should people feel bad for paying for a small amount on credit...some people pay there balance in full every month, some do it for points, some hate carry cash, and so on.
that is what i was saying by asking questions..
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| Posted 11/14/08 8:54 PM |
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saraH
happy birthday sweet kate!
Member since 5/05 16555 total posts
Name:
I know that God exsists, I held her in my arms...
|
Re: Paying for a $6 dollar maincure on a credit card?
Posted by BabyBoy
Posted by saraH
Posted by BabyBoy
and what is the difference if its credit or debit?
how does it matter the payment of choice?
i for one rarly carry cash on me.
if i have to go to cvs and buy a pack of gum...guess how i'm gonna pay?
why the argument?
Jus tasking a simple question.
I saw a young girl use a credit card to pay for her maincuare today.
Then I wathced her pull a $5 dollar bill out of her wallet for the tip.
My point was, if you really don't have $6 bucks for a manicure, don't get one.
well, the following post talked about debit vs credit...
in regards to the tip, i try to leave a cash tip because you write it in, you never know what happens unles you check your charges often or a place doesn't have a line item for a tip.
what i'm trying to say is money is money. they come in all different flavors..
why should people feel bad for paying for a small amount on credit...some people pay there balance in full every month, some do it for points, some hate carry cash, and so on.
that is what i was saying by asking questions..
the point I was getting at was if you really don't have $6 on you to get a manicuare, then don't get one.
why charge it?
Yes, you and me would pay it off right away.
But I think whipping out the card for every little thing is a bad idea and can get you into a lot of trouble.
I've been there, I know.
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| Posted 11/14/08 8:57 PM |
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Spring Baby06
My two loves
Member since 5/05 3612 total posts
Name:
Jillian
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Re: Paying for a $6 dollar maincure on a credit card?
I have done it, I hardly ever have cash on me. I use my debit card as credit. I don't see the big deal.
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| Posted 11/14/08 8:58 PM |
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NASP09
...
Member since 6/05 6030 total posts
Name:
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Re:
Message edited 3/29/2010 5:46:53 PM.
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| Posted 11/14/08 9:06 PM |
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BabyBoy
is Skylar Elizabeth
Member since 5/05 4189 total posts
Name:
Tom
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Re: Paying for a $6 dollar maincure on a credit card?
Posted by saraH
the point I was getting at was if you really don't have $6 on you to get a manicuare, then don't get one.
why charge it?
Yes, you and me would pay it off right away.
But I think whipping out the card for every little thing is a bad idea and can get you into a lot of trouble.
I've been there, I know.
Well, i'm not here to agure.. its comes down to "Responsibility" and knowing what can happen..
While you think its a bad idea, some that pay there card off in full, monitor there transactions and they are happy...
I understand what you are saying but not everybody is responsible and think about how daily actions will effect them down the road..
to add, you started a thread to get a response..
Message edited 11/14/2008 9:11:43 PM.
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| Posted 11/14/08 9:09 PM |
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saraH
happy birthday sweet kate!
Member since 5/05 16555 total posts
Name:
I know that God exsists, I held her in my arms...
|
Re: Paying for a $6 dollar maincure on a credit card?
Posted by BabyBoy
Posted by saraH
the point I was getting at was if you really don't have $6 on you to get a manicuare, then don't get one.
why charge it?
Yes, you and me would pay it off right away.
But I think whipping out the card for every little thing is a bad idea and can get you into a lot of trouble.
I've been there, I know.
Well, i'm not here to agure.. its comes down to "Responsibility" and knowing what can happen..
While you think its a bad idea, some that pay there card off in full, monitor there transactions and they are happy...
I understand what you are saying but not everybody is responsible and think about how daily actions will effect them down the road..
This was my point. I really don't think she saw th ebig deal. And maybe it's not to some people, but I don't think I could charge $6 for a manicure. Gas or something I needed for my DD, absolutely, but my nails, never.
i was looking for ideas on this, just to see what others think.
Message edited 11/14/2008 9:12:36 PM.
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| Posted 11/14/08 9:11 PM |
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sunflowerjesss
Mommy to 3!
Member since 10/05 20369 total posts
Name:
Jesss, duh.
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Re: Paying for a $6 dollar maincure on a credit card?
Posted by Beth1210
Posted by MissRadiant
Unless I realized that I only had my cc after the manicure was getting done, I would not due it. Like the PP's mentioned debit cards- yes. Unfortunately I use my debit card for about 98% of things. Some people must think that I use a credit card to pay for $5 bc when they ask me credit or debit I say credit so that I can get points
good point
I always say credit- I never use my pin number anywhere other then the ATM
Ditto!
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| Posted 11/14/08 9:13 PM |
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monkeybride
My Everything
Member since 5/05 20541 total posts
Name:
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Re: Paying for a $6 dollar maincure on a credit card?
Posted by saraH
Posted by BabyBoy
and what is the difference if its credit or debit?
how does it matter the payment of choice?
i for one rarly carry cash on me.
if i have to go to cvs and buy a pack of gum...guess how i'm gonna pay?
why the argument?
Jus tasking a simple question.
I saw a young girl use a credit card to pay for her maincuare today.
Then I wathced her pull a $5 dollar bill out of her wallet for the tip.
My point was, if you really don't have $6 bucks for a manicure, don't get one.
Maybe she doesn't carry cash. I use my credit card for everything. I never have cash.
Why would you assume she doesn't have money for her manicure?
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| Posted 11/14/08 9:26 PM |
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