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smdl
I love Gary too..on a plate!
Member since 5/06 32461 total posts
Name:
me
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Re: Paying for a $6 dollar maincure on a credit card?
Posted by saraH
Posted by BabyBoy
and what is the difference if its credit or debit?
how does it matter the payment of choice?
i for one rarly carry cash on me.
if i have to go to cvs and buy a pack of gum...guess how i'm gonna pay?
why the argument?
Jus tasking a simple question.
I saw a young girl use a credit card to pay for her maincuare today.
Then I wathced her pull a $5 dollar bill out of her wallet for the tip.
My point was, if you really don't have $6 bucks for a manicure, don't get one.
I am not sure what you are trying to say. That she does not have the money? Or that you should not use a credit card under a certain dollar amount?
I don't see the problem using a CC for any purchase if the vendor accepts them.
I charge almost everything. I keep track of all my purchases. I don't pay until the end of the month. I can track fraudulent purchases BEFORE the money leaves my account. I feel it's "safer" than carrying too much cash on me. I pay it off every month.
I probably would pay cash for $6.00 but maybe she realized she needed cash for something else and decided to charge the manicure.
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Posted 11/17/08 8:01 AM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
dm24angel
Happiness
Member since 5/05 34581 total posts
Name:
Donna
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Re: Paying for a $6 dollar maincure on a credit card?
Posted by saraH
whoa. I never thought this would take the turn it did.
It kind of surprised me to see someone charging a manicure. Just seems silly to me.
But I see that many people do it too.
Again, it took me by surprise and wanted to see what others thought.
ONCE AGAIN...you dont know she charged it? Was probably a debit card....
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| Posted 11/17/08 9:04 AM |
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lucyloo
nope
Member since 1/06 9758 total posts
Name:
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Re: Paying for a $6 dollar maincure on a credit card?
I would. I also get points for my charges and I don't carry a balance.
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| Posted 11/17/08 9:05 AM |
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MikesCutie
May 26, 2007
Member since 12/07 1478 total posts
Name:
Marianne
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Re: Paying for a $6 dollar maincure on a credit card?
I put everything on my credit card and then just pay it off at the end of the month.
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| Posted 11/17/08 9:21 AM |
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angnick
Life is So Wonderful!
Member since 8/06 6663 total posts
Name:
Angela
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Re: Paying for a $6 dollar maincure on a credit card?
I use a credit card for everything including a $2 cup of coffee at dunkin donuts so yes!
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| Posted 11/17/08 9:25 AM |
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DeniseMarie
<3
Member since 8/07 10682 total posts
Name:
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Re: Paying for a $6 dollar maincure on a credit card?
i never have cash on my, i always use my debit card. I wouldnt use a cc
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| Posted 11/17/08 9:32 AM |
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saraH
happy birthday sweet kate!
Member since 5/05 16555 total posts
Name:
I know that God exsists, I held her in my arms...
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Re: Paying for a $6 dollar maincure on a credit card?
Posted by dm24angel
Posted by saraH
whoa. I never thought this would take the turn it did.
It kind of surprised me to see someone charging a manicure. Just seems silly to me.
But I see that many people do it too.
Again, it took me by surprise and wanted to see what others thought.
ONCE AGAIN...you dont know she charged it? Was probably a debit card....
maybe, but she said I can use a credit card, right?" unless she calls her debit card a credit card, which I know some people do.
it doesn't make a difference to me one way or the other. I'm not arguing this. I jus tpointed out an observation to see what others thought.
I see all sides of it now.
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| Posted 11/17/08 9:52 AM |
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NinaLemon
It's a boy!!!
Member since 10/07 6453 total posts
Name:
Jeannine
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Re: Paying for a $6 dollar maincure on a credit card?
I would.
I never carry cash, everything goes on the card and gets paid at the end of the month. We collect points with our card and actually got our last trip to Disney for free this way.
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| Posted 11/17/08 10:29 AM |
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HeathKernandez
Our Ron is an awesome Ron
Member since 4/07 9091 total posts
Name:
baby fish mouth
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Re: Paying for a $6 dollar maincure on a credit card?
Posted by ave1024
I'll tell you why I do this. I have cards linked to 6% interest bearing checking accounts. I need to make 10 CC transacations a month to get my 6% interest.
So because I *DO* have a lot more than $1.50 in the bank (for my 6% interest account), I put these stupid little transactions on my credit card to meet the monthly requirements.
hello... please share where you get 6% interest on a checking account please
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| Posted 11/17/08 10:37 AM |
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MrsM-6-7-08
<3
Member since 8/06 4249 total posts
Name:
Nicole
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Re: Paying for a $6 dollar maincure on a credit card?
I know someone who believes using a card is the worst thing to do, no matter if you pay it off or its debit. They believe cash is the answer to everything.
They have never in their entire life swiped a card at a store, restaurant, food shopping etc.
They carry cash everywhere
They go to the gas station, they have to go inside, leave the money, fill up and then go back in to pay difference or get money back.
Its highly annoying, as i was with them one day when they did this and it was raining...and i was like just use a card at the pump, it saves so much time.
Me and DH use our Cards for everything, we use our debit and credit cards. DH uses his amex gold card so much he cashed in the points recently and got me $1250 dollars to Bloomingdales. Now tell me how you can get that much back using cash!
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| Posted 11/17/08 10:46 AM |
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SnickNNick
In our new house!!
Member since 8/08 2119 total posts
Name:
Nicole
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Re: Paying for a $6 dollar maincure on a credit card?
I always use my credit card for everything unless it's not accepted, because I get 1% back on all my purchases and that goes towards paying off my grad school loans. When I use cash I get no benefit. I pay my bill off entirely every month, so it's not like I'm using it to pay for things I can't afford, just using it to get as much benefit as I can!
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| Posted 11/17/08 10:48 AM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: Paying for a $6 dollar maincure on a credit card?
Posted by KeithHernandez
hello... please share where you get 6% interest on a checking account please
http://www.highyieldcheckingdeals.com/
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| Posted 11/17/08 11:30 AM |
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azoodie
Member since 8/05 8377 total posts
Name:
Team SEXY BACK
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Re: Paying for a $6 dollar maincure on a credit card?
Posted by saraH
the point I was getting at was if you really don't have $6 on you to get a manicuare, then don't get one.
why charge it?
Yes, you and me would pay it off right away.
But I think whipping out the card for every little thing is a bad idea and can get you into a lot of trouble.
I've been there, I know.
I for one hardly ever have cash on me. I charge EVERYTHING because DH and I love the rewards 
We pay off our balance every month so I don't get why it's anyone's business if I pay with my credit card or not. It's pretty presumptuous to assume that it is because one can't afford it. JMO!
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| Posted 11/17/08 12:11 PM |
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angnick
Life is So Wonderful!
Member since 8/06 6663 total posts
Name:
Angela
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Re: Paying for a $6 dollar maincure on a credit card?
us charging everything allows us 2 free flights just about per year!
next year because we have spent so much, we will have enough points to fly to Jamaica!
Also- to respond, i also have excellent credit and pay off my bill in full each month.
Our cc is like our spending money!
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| Posted 11/17/08 12:15 PM |
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NinaLemon
It's a boy!!!
Member since 10/07 6453 total posts
Name:
Jeannine
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Re: Paying for a $6 dollar maincure on a credit card?
Posted by azoodie
Posted by saraH
the point I was getting at was if you really don't have $6 on you to get a manicuare, then don't get one.
why charge it?
Yes, you and me would pay it off right away.
But I think whipping out the card for every little thing is a bad idea and can get you into a lot of trouble.
I've been there, I know.
I for one hardly ever have cash on me. I charge EVERYTHING because DH and I love the rewards
We pay off our balance every month so I don't get why it's anyone's business if I pay with my credit card or not. It's pretty presumptuous to assume that it is because one can't afford it. JMO!
I agree, just because some people may get into trouble doing things this way doesn't mean that all people do.
DH and I keep a register of everything we charge and balance it like a checking account. We both have excellent credit and no CC debt. It never crossed my mind to think that someone may be judging me as I pay for a $5 item with my CC, oh well. It's impossible to know anyone else's situation, the girl could be very responsible and have more many in savings than anyone here.
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| Posted 11/17/08 12:35 PM |
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cjik
Welcome 2010!
Member since 2/06 8879 total posts
Name:
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Re: Paying for a $6 dollar maincure on a credit card?
I don't think you can assume this woman doesn't have cash. She may not have much cash on her.
I charge a lot of purchases these days, on my credit card rather than my debit card. My reason for that is I don't want my debit card number and info all over the place, if anyone guessed my pin and had the account number, it would be all too easy to get at my money. I pay the credit card off every month, but I like using it so I don't need to stop at the bank for cash so much (really a nusiance with a baby) and I also get points for store cards.
So yes, I am one of these people who uses it for small purchases. A $6 manicure I would probably pay cash, but really, you can't assume she can't afford it.
Message edited 11/17/2008 1:19:32 PM.
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| Posted 11/17/08 1:18 PM |
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JessInCA
live laugh love
Member since 8/06 5082 total posts
Name:
Jess
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Re: Paying for a $6 dollar maincure on a credit card?
I wouldn't assume she doesn't "have the 6 bucks" for the mani. Maybe she realized halfway through that she was low on cash and only had a $5 bill, so gave that as the tip and charged the service? You never know.
I used my credit card for an $8 charge yesterday because I only had $4 and change in my wallet - I was going to stop at the ATM later in the day, and I don't use a debit card. Doesn't mean I can't afford what I bought, and I'd hate to think people were judging me for it...
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| Posted 11/17/08 2:12 PM |
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pinkandblue
Our family is complete, maybe
Member since 9/05 32436 total posts
Name:
Stephanie
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Re: Paying for a $6 dollar maincure on a credit card?
I'm still trying to figure out why anyone cares
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| Posted 11/17/08 2:25 PM |
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CaseyGirl
Mommy to 3 Boys :)
Member since 5/05 19978 total posts
Name:
Jen - counting my blessings...
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Re: Paying for a $6 dollar maincure on a credit card?
Posted by Mikismom
I'm still trying to figure out why anyone cares
seriously lol 
for those of you who dont want to use your debit or credit card, use Amex this way you are still "safe" but have to pay at the end of the month. I do that for a lot of things.
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| Posted 11/17/08 2:27 PM |
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PrincessP
Big sister!!!!!!!!!!
Member since 12/05 17450 total posts
Name:
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Re: Paying for a $6 dollar maincure on a credit card?
Posted by Mikismom
I'm still trying to figure out why anyone cares
LOL...my initial reaction
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| Posted 11/17/08 2:43 PM |
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saraH
happy birthday sweet kate!
Member since 5/05 16555 total posts
Name:
I know that God exsists, I held her in my arms...
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Re: Paying for a $6 dollar maincure on a credit card?
Posted by Mikismom
I'm still trying to figure out why anyone cares
why I posted the question or why iit has gone onto over 5 pages??
because that is hilarious to me.
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| Posted 11/17/08 2:49 PM |
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saraH
happy birthday sweet kate!
Member since 5/05 16555 total posts
Name:
I know that God exsists, I held her in my arms...
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Re: Paying for a $6 dollar maincure on a credit card?
Posted by saraH
Posted by Mikismom
I'm still trying to figure out why anyone cares
why I posted the question or why iit has gone onto over 5 pages??
because that is hilarious to me.
sorry, only 4 pages.
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| Posted 11/17/08 2:49 PM |
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pinkandblue
Our family is complete, maybe
Member since 9/05 32436 total posts
Name:
Stephanie
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Re: Paying for a $6 dollar maincure on a credit card?
Posted by saraH
Posted by Mikismom
I'm still trying to figure out why anyone cares
why I posted the question or why iit has gone onto over 5 pages??
because that is hilarious to me.
I would say both. 
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| Posted 11/17/08 2:49 PM |
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saraH
happy birthday sweet kate!
Member since 5/05 16555 total posts
Name:
I know that God exsists, I held her in my arms...
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Re: Paying for a $6 dollar maincure on a credit card?
Posted by Mikismom
Posted by saraH
Posted by Mikismom
I'm still trying to figure out why anyone cares
why I posted the question or why iit has gone onto over 5 pages??
because that is hilarious to me.
I would say both.
its pretty funny at this point.
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| Posted 11/17/08 2:50 PM |
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saraH
happy birthday sweet kate!
Member since 5/05 16555 total posts
Name:
I know that God exsists, I held her in my arms...
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Re: Paying for a $6 dollar maincure on a credit card?
i will conced that I should not have assumed that she couldn't afford the mani. wrong on my part.
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| Posted 11/17/08 2:51 PM |
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