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KartveliT
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Member since 1/08 8363 total posts
Name:
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BIG Q FOR STAY AT HOME MOMS
Now that you are not working and have no money coming in for yourself , how do you get money from your DH , do you have a credit card on your name that he pays for? Does he give you money as you you need ? Does he give you money every month ? HOW DO YOU WORK IT OUT?
Message edited 3/7/2008 9:08:25 AM.
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Posted 3/6/08 10:27 PM  |
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CunningOne
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Member since 5/05 26975 total posts
Name:
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Re: BIG Q FOR STAY AT HOME MOMS
We have one bank account. It's joint. When I need money, I go to the ATM and withdraw it  EVerything is paid with the money in the account, even my school loans and the credit cards I have in my name only.
ETA: I work PT, but it's pocket change really.
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| Posted 3/6/08 10:29 PM |
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hbugal
Lesigh
Member since 2/07 15928 total posts
Name:
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Re: BIG Q FOR STAY AT HOME MOMS
DH deposits his paycheck..I pay the bills...so Ive worked out the budget. He gets a certain amount of spending money each week as do I. The way I look at is this..I do the cooking, cleaning, shopping, laundry, and childcare..I am working as hard as he is.
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| Posted 3/6/08 10:31 PM |
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My2Boys
Love.
Member since 10/05 4796 total posts
Name:
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Re: BIG Q FOR STAY AT HOME MOMS
Posted by chmlengr
We have one bank account. It's joint. When I need money, I go to the ATM and withdraw it EVerything is paid with the money in the account, even my school loans and the credit cards I have in my name only.
ETA: I work PT, but it's pocket change really.
What she said. It's just as much my money as it is his. Besides, I "control" the funds. 
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| Posted 3/6/08 10:31 PM |
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Stefanie
♥
Member since 5/05 23599 total posts
Name:
Stefanie
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Re: BIG Q FOR STAY AT HOME MOMS
Well, I have an ATM card so I take out money whenever I want. But I tutor and create invites/announcements on the side so that brings in some extra cash for me.
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| Posted 3/6/08 10:31 PM |
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CathyB
Member since 5/05 19403 total posts
Name:
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Re: BIG Q FOR STAY AT HOME MOMS
We have had joint accounts since we were married. We have a joint credit card we use for most purchases, but there are some in my name only. I don't get an allowance, I spend what I want/need. Anytime I spend more than my usual I let him know, but just as a courtesy. He works in finance and manages all our accounts (I have full access to all) so sometimes we need to move money around if we've spent more than usual.
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| Posted 3/6/08 10:32 PM |
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julybaby07
LIF Adult
Member since 11/06 1025 total posts
Name:
JJ
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Re: BIG Q FOR STAY AT HOME MOMS
We have a joint account and I use what I want to use...but wisely. If I do buy something expensive we talk about it before I spend the $$$.
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| Posted 3/6/08 10:32 PM |
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MyChip-n-Dales
lifes many lil twisted curves
Member since 10/07 5158 total posts
Name:
aeriell
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Re: BIG Q FOR STAY AT HOME MOMS
we have all the cc in both names... he pays the bills makes the money etc.. but whenever i need cash i tell him.. "honey i need XXX $" and i get it... afterall its to care for his kids !!!
but seriously what i need i get he doesnt really give me a hard time...
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| Posted 3/6/08 10:33 PM |
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Mommy2Boys
My Boys!!!!
Member since 6/06 14437 total posts
Name:
C
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Re: BIG Q FOR STAY AT HOME MOMS
DH deposits his paycheck..I pay the bills...so Ive worked out the budget. He gets a certain amount of spending money each week as do I. The way I look at is this..I do the cooking, cleaning, shopping, laundry, and childcare..I am working as hard as he is.
Same here!!! The thought of ever asking DH if I can have money makes me laugh  We just dont have that kind of a relationship. If either of us needs money, we go to the ATM.
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| Posted 3/6/08 10:39 PM |
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Cookiegobbler
My little love bugs!!
Member since 9/05 5759 total posts
Name:
Nicole
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Re: BIG Q FOR STAY AT HOME MOMS
Posted by jellybean1420
Same here!!! The thought of ever asking DH if I can have money makes me laugh We just dont have that kind of a relationship. If either of us needs money, we go to the ATM.
Dittoooooo
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| Posted 3/6/08 10:41 PM |
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JustBrowsin
LIF Adult
Member since 2/07 1147 total posts
Name:
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Re: BIG Q FOR STAY AT HOME MOMS
Im new at the SAHM thing. But for now I charge most things on our credit card, which he pays. I do ask him for money though so that I have cash on me, or sometimes he just puts some money in my wallet.
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| Posted 3/6/08 10:48 PM |
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4monkeys
boys will be boys =)
Member since 9/05 7205 total posts
Name:
:)
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Re: BIG Q FOR STAY AT HOME MOMS
I work p/t, plus I tutor, and a few other things for my pocket change. but other than that, he's my ATM. (yes I have my own ATM card, but why bother? lol )
he's always readily tossing bills my way, he's very good like that.
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| Posted 3/6/08 10:50 PM |
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Re: BIG Q FOR STAY AT HOME MOMS
I have a debit card from our joint account
I will never ask for money I just feel that asking for it means its his so I just use what I need
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| Posted 3/6/08 10:53 PM |
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SPECIALNEEDSMOMMY
A Healing for Gregory
Member since 1/07 1217 total posts
Name:
Barbara
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Re: BIG Q FOR STAY AT HOME MOMS
DH's check is direct deposited every two weeks. I pay all the bills. If I need money, I go to the bank or ATM and take it out. I just try and spend wisely.
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| Posted 3/6/08 10:54 PM |
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laurabora
LIF Adult
Member since 4/07 2712 total posts
Name:
Laura
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Re: BIG Q FOR STAY AT HOME MOMS
Posted by chmlengr
We have one bank account. It's joint. When I need money, I go to the ATM and withdraw it
Same here!
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| Posted 3/6/08 11:09 PM |
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Karebaby
Precious
Member since 10/06 5304 total posts
Name:
Karyn
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Re: BIG Q FOR STAY AT HOME MOMS
We have a joint account, and we both have debit cards.
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| Posted 3/6/08 11:13 PM |
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itsbabytime
LIF Adult
Member since 11/05 9644 total posts
Name:
Me
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Re: BIG Q FOR STAY AT HOME MOMS
We have a joint cc and a joint bank account - I can take money out and so can he. I don't have any monthly spending limits...which is probably a bad thing Alot of our savings came from when I was working but, his salary now pays for everything. But, the way I figure it...I am earning my keep and then some
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| Posted 3/6/08 11:18 PM |
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lorimarie
AHHHHHHHHHH!!!!!!!!!!!
Member since 5/05 3753 total posts
Name:
Lori
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Re: BIG Q FOR STAY AT HOME MOMS
He gives me a check at the beginning of the month and I use it for bills, groceries, etc. If I need extra he'll just give me the cash.
Now that I have the photo thing on the side I use that for clothes and stuff for the kids.
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| Posted 3/6/08 11:32 PM |
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michele31
LIF Adult
Member since 5/05 3372 total posts
Name:
Michele
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Re: BIG Q FOR STAY AT HOME MOMS
I work but I have to say that Allowances are for children and teenagers.
You should have a system that allows both of you access to money.
My mom was a SAHM for a long time and my dad controlled every penny. It did not make a marriage. It became a father telling his "child" what she could buy and not buy.
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| Posted 3/7/08 12:12 AM |
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MrsMaz
Best "THINGS" in my life.
Member since 5/05 2431 total posts
Name:
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Re: BIG Q FOR STAY AT HOME MOMS
I have my CCs in my name which I use for almost everything (mostly I shop online ALOT) and DH pays the bills. We keep petty cash at home for grocery shopping etc... and when I need actual cash I just take it.
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| Posted 3/7/08 12:47 AM |
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Re: BIG Q FOR STAY AT HOME MOMS
I have a debit card if I need it but DH usually puts $$$ in my wallet whenever he goes to the bank so I have cash.
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| Posted 3/7/08 4:36 AM |
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maybebaby
LIF Adult
Member since 11/05 6870 total posts
Name:
Maureen
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Re: BIG Q FOR STAY AT HOME MOMS
Whatever I need, I buy. It comes out of our joint bank account. I also babysit and work PT from home...but even if I didn't, I would never ask him for $$ or go by an allowance. It's just always been "our" money.
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| Posted 3/7/08 6:23 AM |
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partyof6
b nice like u want ur kidz 2
Member since 7/06 7752 total posts
Name:
jeannine
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Re: BIG Q FOR STAY AT HOME MOMS
Posted by My2Boys
Posted by chmlengr
We have one bank account. It's joint. When I need money, I go to the ATM and withdraw it EVerything is paid with the money in the account, even my school loans and the credit cards I have in my name only.
ETA: I work PT, but it's pocket change really.
What she said. It's just as much my money as it is his. Besides, I "control" the funds.
me too--I also have a business on the side
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| Posted 3/7/08 6:30 AM |
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KartveliT
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Member since 1/08 8363 total posts
Name:
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Re: BIG Q FOR STAY AT HOME MOMS
Thanks everyone, I just wanted to figure out a way of handling this money situation, since I have never been in it before.
I have to say , I love being a SAH mom , but I hate not having my own money 
I do work some weekends , but it's just pocket change.
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| Posted 3/7/08 7:36 AM |
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KateDevine
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Member since 6/06 24950 total posts
Name:
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Re: BIG Q FOR STAY AT HOME MOMS
This is what we did when I stayed home (although I was on unemployment at the time).
But I totally agree with Crissy, I just couldn't see ASKING DH for money in this day and age. It's OUR money, not his or hers.
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| Posted 3/7/08 7:38 AM |
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