Re: BIG Q FOR STAY AT HOME MOMS

I'm very lucky and don't have a budget. I just withdrawl money when I need to and shop when I need to. Everything is joint and in both of our names.

Re: BIG Q FOR STAY AT HOME MOMS

Posted by My2Boys

Posted by chmlengr

We have one bank account. It's joint. When I need money, I go to the ATM and withdraw it EVerything is paid with the money in the account, even my school loans and the credit cards I have in my name only.

ETA: I work PT, but it's pocket change really.

What she said. It's just as much my money as it is his. Besides, I "control" the funds.

Re: BIG Q FOR STAY AT HOME MOMS

We have a joint account. I have an ATM card where I withdraw what I need from that account.
I work PT now as well, but, it's pocket change.

Re: BIG Q FOR STAY AT HOME MOMS

I work part time from hom and make a few hundred dollars a week. We also have a joint checking account and if I need money I just take it from there.

Re: BIG Q FOR STAY AT HOME MOMS

For the most part, I charge, he pays. (It's just easier that way for us.) Otherwise I use my debit card or withdraw cash when needed.

Re: BIG Q FOR STAY AT HOME MOMS

Posted by jellybean1420

DH deposits his paycheck..I pay the bills...so Ive worked out the budget. He gets a certain amount of spending money each week as do I. The way I look at is this..I do the cooking, cleaning, shopping, laundry, and childcare..I am working as hard as he is.

Same here!!! The thought of ever asking DH if I can have money makes me laugh We just dont have that kind of a relationship. If either of us needs money, we go to the ATM.

Re: BIG Q FOR STAY AT HOME MOMS

We have joint accounts. Dh and I both budget X amount per week for our own spending money. Anything else I freely use the ATM or CC for. We're a team, it's not 'his' money, it is ours. We're both very good with our accounts.

Re: BIG Q FOR STAY AT HOME MOMS

We have joint accounts - when I need $$ I take it. I also have a credit card that gets used nonstop . My DH is great - he doesn't say a word about my spending.

Re: BIG Q FOR STAY AT HOME MOMS

We have separate accounts as well as joint accounts. I do not have to ask DH for money I can just take whatever I need. Dh does not have any problems with me spending or taking money. He knows that I am avery responsible person even though I love to shop.

Re: BIG Q FOR STAY AT HOME MOMS

I just tell him to give me money, lol.

He's usually pretty good about it!

Re: BIG Q FOR STAY AT HOME MOMS

I work PT.. DH's money is direct deposited- I make cash that we use for gas, food, and whatever extras.
I manage all the money, bill paying, etc.
DH almost NEVER spends money.. he's good!

Re: BIG Q FOR STAY AT HOME MOMS

Posted by dm24angel

Posted by My2Boys

Posted by chmlengr

We have one bank account. It's joint. When I need money, I go to the ATM and withdraw it EVerything is paid with the money in the account, even my school loans and the credit cards I have in my name only.

ETA: I work PT, but it's pocket change really.

What she said. It's just as much my money as it is his. Besides, I "control" the funds.

Same here as well

Re: BIG Q FOR STAY AT HOME MOMS

Basically I just charge everything and give him the bill. He also gives me cash whenever I need it.

Re: BIG Q FOR STAY AT HOME MOMS

I charge it, and he pays the bill. I am not a shop-a-holic by any means!

Re: BIG Q FOR STAY AT HOME MOMS

Posted by Cookiegobbler

Posted by jellybean1420


Same here!!! The thought of ever asking DH if I can have money makes me laugh We just dont have that kind of a relationship. If either of us needs money, we go to the ATM.

Dittoooooo

Re: BIG Q FOR STAY AT HOME MOMS

For now - I am spending money I saved myself from when I was working. When that runs out he will be paying for everything.

Re: BIG Q FOR STAY AT HOME MOMS

we have joint accounts

Re: BIG Q FOR STAY AT HOME MOMS

he deposits his checks...that is the only part of our finances that he takes part in.

I pay all the bills...whatever is left goes to food and gas.

I have a babysitting job, that is our flexible money.

He is a shopaholic. He will find a need for anything and everything. I am in my 5th residence in 1.5 years, I am not going to be packing up anymore of his stuff.

So, if anyone has an allowence its him...he costs me a lot of money. Marathons, bike trips...all things that I budget for.

Re: BIG Q FOR STAY AT HOME MOMS

I just buy whatever I need using our debit card. If I need cash I usually get cash back at the grocery store or just tell my DH I have no money and he'll give me some.

Re: BIG Q FOR STAY AT HOME MOMS

Re: BIG Q FOR STAY AT HOME MOMS

DW is a SAHM. We have a joint account where the majority of my direct deposit goes, and a little goes into my own account. If I need/want to buy something that my own "allowance" doesn't cover, I ask DW if I can have some money.....

Re: BIG Q FOR STAY AT HOME MOMS

If I need $$ I'll ask

Re: BIG Q FOR STAY AT HOME MOMS

Posted by My2Boys

Posted by chmlengr

We have one bank account. It's joint. When I need money, I go to the ATM and withdraw it EVerything is paid with the money in the account, even my school loans and the credit cards I have in my name only.

ETA: I work PT, but it's pocket change really.

What she said. It's just as much my money as it is his. Besides, I "control" the funds.

Re: BIG Q FOR STAY AT HOME MOMS

If I need money I take it out from his wallet the night before (that's my atm ) if there's not enough in there for what I need then I tell him I need more. He takes care of all the bills. I also babysit a few days a wk so that's my extra pocket change. He's pretty good about giving me what I need when I need it but that's because he is really the spender not me.

Re: BIG Q FOR STAY AT HOME MOMS

I get $$ out of our account. we have a joint account. we talk about the finaces all the time so we know how we are doing. so far its working out