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hazeleyes33
LIF Adult
Member since 5/05 13060 total posts
Name:
Ginger
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Re: How much did you have saved when you conceived DC#1?
We had enough for me to stay home for 3 months (we started saving before we conceived to equal 3 months of my salary). We did this for both kids as we still needed my salary when I was on maternity leave.
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Posted 6/15/10 4:46 PM  |
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kmac
Two under two!
Member since 5/07 3703 total posts
Name:
Kris
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Re: How much did you have saved when you conceived DC#1?
Posted by MrsRbk
I have no idea...
finances never played any role in whether or not we were going to TTC.
same here - any money we had in the bank at the time was going to a house...it wasn't b/c of TTC.
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| Posted 6/15/10 4:47 PM |
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maymama
my little loves
Member since 8/08 18453 total posts
Name:
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Re: How much did you have saved when you conceived DC#1?
i chose 35k plus but we didnt factor that when TTC ... i dont know how families do it with minimal savings. I dont get maternity leave and watching our savings slowly dwindle while im home with DS is making me  thankfully we will be able to put the money back into savings once I am working again. the stress of living paycheck to paycheck must be tough   
lots of credit to those families!
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| Posted 6/15/10 5:16 PM |
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Annie91606
Brotherly love
Member since 12/07 1816 total posts
Name:
Anne
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Re: How much did you have saved when you conceived DC#1?
DH (not me) is a big saver and very cautious. He wanted to have a year's worth of expenses saved before we started a family.
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| Posted 6/15/10 5:31 PM |
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carlowlou
loving my babies!
Member since 4/08 4594 total posts
Name:
Jen
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Re: How much did you have saved when you conceived DC#1?
no idea..we didnt factor in finances when TTC. We did start saving alot when I became pregnant because we wanted me to stay home and needed to save for that.
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| Posted 6/15/10 5:33 PM |
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wingsofsong
My 3 little loves <3<3<3
Member since 1/09 7395 total posts
Name:
Maureen
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Re: How much did you have saved when you conceived DC#1?
Posted by MrsRbk
I have no idea...
finances never played any role in whether or not we were going to TTC.
Same here, and we still don't have much "savings" to speak of. Once I got pregnant, we started just being more aware of what we were spending and trying not to spend frivolously.
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| Posted 6/15/10 6:39 PM |
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chickiemom
LOVE my boys!!
Member since 10/09 1473 total posts
Name:
Leanne
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Re: How much did you have saved when you conceived DC#1?
I'm the same way, but honestly, we wanted a family, and our age was really the most important factor in TTC.
ITA... If we waited to "save" for a baby I never would have had one... I was 32 when we started... we have money saved in general and an extrememly low mortgage and not alot of debt so we still save as we go..
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| Posted 6/15/10 6:47 PM |
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LulaBell
:)
Member since 1/06 3508 total posts
Name:
J
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Re: How much did you have saved when you conceived DC#1?
Posted by julz33
We had a lot of savings, but it wasn't saved for the baby in particular.
Same
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| Posted 6/15/10 7:10 PM |
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KennysMommy
Never knew LOVE like it before
Member since 3/10 2640 total posts
Name:
Danielle
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Re: How much did you have saved when you conceived DC#1?
For us, finances played the most important role in TTC. We didn't try until we had money in the bank (about 50K) The reason for it was so I could SAH the first year. I'm glad we waited until we had the cash b/c I wouldn't trade this year off for anything!
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| Posted 6/15/10 7:44 PM |
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Mimms
love my boys
Member since 4/08 2365 total posts
Name:
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Re: How much did you have saved when you conceived DC#1?
Posted by julz33
We had a lot of savings, but it wasn't saved for the baby in particular.
Same.
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| Posted 6/15/10 8:05 PM |
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mrsgafforio
LIF Adult
Member since 3/07 3929 total posts
Name:
Christine
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Re: How much did you have saved when you conceived DC#1?
Posted by kmac
Posted by MrsRbk
I have no idea...
finances never played any role in whether or not we were going to TTC.
same here - any money we had in the bank at the time was going to a house...it wasn't b/c of TTC.
Same here...still no house though lol.
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| Posted 6/15/10 8:07 PM |
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Re: How much did you have saved when you conceived DC#1?
Much more than we have now. 
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| Posted 6/15/10 8:10 PM |
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charon54
My two boys!
Member since 5/05 7279 total posts
Name:
Rebecca
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Re: How much did you have saved when you conceived DC#1?
Saving is very important to both me and DH. We had over 40K in our savings, plus our retirement accounts and stocks. We never want to be in a position where we can't afford to provide our child with the basics. The only debt we have is our house and one car. Now that we have DS, we save even more, since we have an account for DS that we deposit regularly into. We have a 529 for him as well.
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| Posted 6/15/10 8:32 PM |
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kokomo181
LIF Toddler
Member since 9/09 496 total posts
Name:
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Re: How much did you have saved when you conceived DC#1?
I am not TTC yet..(but really really am getting anxious and want to start probably next summer but having a hard time holding off!).
See I am super paranoid about being financially okay before TTC. Right now, we have no credit card debt (never have). At 25 (hubby will be 27 in August) we bought a house in Pittsburgh, have 1 car loan (which will be completely paid off in 2012) and hubby has student loans (we just paid off my car and student loans). So all and all come 2012 we will be completely debt free aside from mortgage and school loans
We also have approx. 28K in savings and I still act like we are broke and paranoid that we cannot afford a child!
Someone please tell me we are fine!
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| Posted 6/17/10 11:13 AM |
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BethanyLynn
Love these munchkins
Member since 10/09 6295 total posts
Name:
Bethany
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Re: How much did you have saved when you conceived DC#1?
Posted by MikesWife
Not much - and we still do not. DH and I always agree "we don't have a lot of money, but we got love."
Thats our motto too!!! 
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| Posted 6/17/10 11:34 AM |
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BethanyLynn
Love these munchkins
Member since 10/09 6295 total posts
Name:
Bethany
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Re: How much did you have saved when you conceived DC#1?
Posted by kokomo181
I am not TTC yet..(but really really am getting anxious and want to start probably next summer but having a hard time holding off!).
See I am super paranoid about being financially okay before TTC. Right now, we have no credit card debt (never have). At 25 (hubby will be 27 in August) we bought a house in Pittsburgh, have 1 car loan (which will be completely paid off in 2012) and hubby has student loans (we just paid off my car and student loans). So all and all come 2012 we will be completely debt free aside from mortgage and school loans
We also have approx. 28K in savings and I still act like we are broke and paranoid that we cannot afford a child!
Someone please tell me we are fine!
OMG you are totally fine! We didnt have near that and we are doing fine
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| Posted 6/17/10 11:35 AM |
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Angel321
...
Member since 4/08 15553 total posts
Name:
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Re: How much did you have saved when you conceived DC#1?
Posted by kokomo181
I am not TTC yet..(but really really am getting anxious and want to start probably next summer but having a hard time holding off!).
See I am super paranoid about being financially okay before TTC. Right now, we have no credit card debt (never have). At 25 (hubby will be 27 in August) we bought a house in Pittsburgh, have 1 car loan (which will be completely paid off in 2012) and hubby has student loans (we just paid off my car and student loans). So all and all come 2012 we will be completely debt free aside from mortgage and school loans
We also have approx. 28K in savings and I still act like we are broke and paranoid that we cannot afford a child!
Someone please tell me we are fine!
the simple fact of the matter is this:
if you waited until everything in your life was absolutely perfect: money, success, car, home, etc...you would likely NEVER have children...because things will never be perfect.
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| Posted 6/17/10 11:38 AM |
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NoStressMom
My Heart and Soul
Member since 5/05 11122 total posts
Name:
D
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Re: How much did you have saved when you conceived DC#1?
Posted by davenjess
Posted by kokomo181
I am not TTC yet..(but really really am getting anxious and want to start probably next summer but having a hard time holding off!).
See I am super paranoid about being financially okay before TTC. Right now, we have no credit card debt (never have). At 25 (hubby will be 27 in August) we bought a house in Pittsburgh, have 1 car loan (which will be completely paid off in 2012) and hubby has student loans (we just paid off my car and student loans). So all and all come 2012 we will be completely debt free aside from mortgage and school loans
We also have approx. 28K in savings and I still act like we are broke and paranoid that we cannot afford a child!
Someone please tell me we are fine!
the simple fact of the matter is this:
if you waited until everything in your life was absolutely perfect: money, success, car, home, etc...you would likely NEVER have children...because things will never be perfect.
Well said Jess and I agree 100%
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| Posted 6/17/10 11:42 AM |
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kokomo181
LIF Toddler
Member since 9/09 496 total posts
Name:
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Re: How much did you have saved when you conceived DC#1?
True..if i waited til i was 100% sure Id never have a child! My clear sign is that I stalk this website every day and that I have been thinking about babies for over a year haha
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| Posted 6/17/10 11:48 AM |
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Disneygirl
Disney cruise bound!
Member since 5/05 8126 total posts
Name:
D
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Re: How much did you have saved when you conceived DC#1?
We're always saving for something: house, car, vacation but we never put money aside specifically thinking it was for having a baby.
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| Posted 6/17/10 11:55 AM |
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Xelindrya
Mommy's little YouTube Star!
Member since 8/05 14470 total posts
Name:
Veronica
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Re: How much did you have saved when you conceived DC#1?
I feel like the bottom of the barrel.
I had no money put aside. Heck I couldn't even pay of the debt I had when I got pregnant. I had two car payments and piles of bills. I was already living check to check.
I borrowed money to have my child. I literally took out a $22k consolidation loan and paid things off to have space left for her basics.
I still live check to check.
I'd love to pay off my debt and have a savings. 
I have both cars paid off now and live in a modestly small home. One TV set, super slim on spending and I'm STILL struggling! 
I can honestly say I would probably break down and lose my mind if I were to get pregnant again. There's just no way.
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| Posted 6/17/10 12:15 PM |
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kokomo181
LIF Toddler
Member since 9/09 496 total posts
Name:
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Re: How much did you have saved when you conceived DC#1?
Posted by Xelindrya
I feel like the bottom of the barrel.
I had no money put aside. Heck I couldn't even pay of the debt I had when I got pregnant. I had two car payments and piles of bills. I was already living check to check.
I borrowed money to have my child. I literally took out a $22k consolidation loan and paid things off to have space left for her basics.
I still live check to check.
I'd love to pay off my debt and have a savings.
I have both cars paid off now and live in a modestly small home. One TV set, super slim on spending and I'm STILL struggling!
I can honestly say I would probably break down and lose my mind if I were to get pregnant again. There's just no way.
awh! Well I am sure you child is extremely happy and you are a great parent and that is all that matters! Money isn't everything!
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| Posted 6/17/10 12:36 PM |
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DRMom
Two in Blue
Member since 5/05 20223 total posts
Name:
Melissa
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Re: How much did you have saved when you conceived DC#1?
For me, it would be "how much did you SPEND in order to have your baby." I spent ALOT-basically our whole savings, but we are fine. My kids get sale clothes and sometimes consignment or stuff off CL. My MIL is very generous with them as far as big toy purchases, and they eat almost all organic. I think we are doing fine. We have a plan in place saving for college and the day to day necessities.
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| Posted 6/17/10 1:57 PM |
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emomma17
All My Girls!
Member since 11/08 4392 total posts
Name:
Mia
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Re: How much did you have saved when you conceived DC#1?
Posted by SweetTooth
Posted by MrsRbk
I have no idea...
finances never played any role in whether or not we were going to TTC.
Same here. I knew I wanted a baby, and that was it. People who have a lot less than we do have babies all the time.
Ditto this was us as well.
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| Posted 6/17/10 2:57 PM |
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rojerono
Happiest.
Member since 8/06 13803 total posts
Name:
Jeannie
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Re: How much did you have saved when you conceived DC#1?
Nothing. Not a dime, not a cent, not a piece of cardboard posing as currency.
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| Posted 6/17/10 3:39 PM |
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